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BahnCard 50 - 2015-16
BahnCard (German ''Bahn'' – Rail) is a discount subscription programme offered by Deutsche Bahn (DB), the German national railway company. Unlike airline loyalty programs, but similarly to the UK Railcard, the BahnCard entitles the passenger to a discount price and must be purchased prior to travel. The BahnCard is offered in a non-business and a business version called ''BahnCard Business''. Non-business BahnCard contracts are automatically renewed each year, unless they are cancelled with sufficient notice. Three variants of BahnCard are sold by Deutsche Bahn: The BahnCard 25, the BahnCard 50, and the BahnCard 100. The first two variants allow passengers to get 25% and 50% discount respectively on standard long-distance rail fares, while the Mobility BahnCard 100 is a type of annual ticket that allows free unlimited travel on most of the German railway network for a fixed price. The (non-business) BahnCard 25/50 are valid for one year and can only be purchased by subscripti ...
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Subscription Business Model
The subscription business model is a business model in which a customer must pay a recurring price at regular intervals for access to a product or service. The model was pioneered by publishers of books and periodicals in the 17th century. It is particularly common now for digital products, which lend themselves more naturally toward a subscription model. Subscriptions can be a more convenient, hassle-free transaction for consumers. However, due to inertia among some consumers, they may inadvertently pay for subscriptions that they no longer value because they do not realize that they are subscribed. Subscriptions Rather than selling products individually, a subscription offers periodic (daily, weekly, bi-weekly, monthly, semi-annual, yearly/annual, or seasonal) use or access to a product or service, or, in the case of performance-oriented organizations such as opera companies, tickets to the entire run of some set number of (e.g., five to fifteen) scheduled performances fo ...
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Rhein-Main-Verkehrsverbund
The Rhein-Main-Verkehrsverbund (RMV) is a List of German transport associations, transport association that covers the Public transport, public transport network of the Frankfurt Rhine-Main, Frankfurt Rhine-Main area in Germany. Its head office is located in Hofheim, Hesse, Hofheim im Taunus. Organisation and area covered The RMV is a transportation association operated by 15 counties, 11 independent cities and the States of Germany, Bundesland of Hesse. It was founded 25 May 1995, as the successor of the ''Frankfurter Verkehrsverbund'' (FVV), which was incorporated into the RMV. It is responsible for planning, organising and financing of regional transport, alongside the local transportation organisations. This way, there is a clear distinction between the RMV "ordering" public transport and transport companies carrying it out. As of 2018 there were over 160 transport companies active in the responsible area.
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Die Zeit
(, ) is a German national weekly newspaper published in Hamburg in Germany. The newspaper is generally considered to be among the German newspapers of record and is known for its long and extensive articles. History The first edition of was first published in Hamburg on 21 February 1946. The founding publishers were Gerd Bucerius, Lovis H. Lorenz, Richard Tüngel and Ewald Schmidt di Simoni. Marion Gräfin Dönhoff joined as an editor in March 1946. She became publisher of from 1972 until her death in 2002. In 1983 she was joined by former Chancellor of Germany (1949–), German chancellor Helmut Schmidt. Later Josef Joffe and former German federal secretary of culture Michael Naumann joined them as well. The paper's publishing house, Zeitverlag Gerd Bucerius in Hamburg, is owned by the Georg von Holtzbrinck Publishing Group and Dieter von Holtzbrinck, Dieter von Holtzbrinck Media. The paper is published weekly on Thursdays. As of 2018, has additional offices in Brussels, ...
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Privacy
Privacy (, ) is the ability of an individual or group to seclude themselves or information about themselves, and thereby express themselves selectively. The domain of privacy partially overlaps with security, which can include the concepts of appropriate use and Information security, protection of information. Privacy may also take the form of bodily integrity. Throughout history, there have been various conceptions of privacy. Most cultures acknowledge the right of individuals to keep aspects of their personal lives out of the public domain. The right to be free from unauthorized invasions of privacy by governments, corporations, or individuals is enshrined in the privacy laws of many countries and, in some instances, their constitutions. With the rise of technology, the debate regarding privacy has expanded from a bodily sense to include a digital sense. In most countries, the right to digital privacy is considered an extension of the original right to privacy, and many count ...
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Visa Electron
Visa Electron was a debit card product that used the Visa payment system. It was offered by issuing banks in every country with the exception of Canada, Australia, Argentina, Ireland and the United States. The difference between Visa Electron and Visa Debit, a similar product, is that payments with Visa Electron always require on-line electronic authorisation, and typically require that all the funds be available at the time of transfer, i.e., Visa Electron card accounts may not normally be overdrawn. Most Visa Debit cards, on the other hand, may be processed offline, without online authorisation, and may allow transfers exceeding available funds up to a certain limit. For that reason, Visa Electron cards are more commonly issued to younger customers or customers that have poor credit. Online stores and all offline terminals do not support Visa Electron because their systems cannot check for the availability of funds. In addition to point of sale debit payments, the card also al ...
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Visa Inc
Visa Inc. () is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards, debit cards and prepaid cards. Visa does not issue cards, extend credit, or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa's global network (known as VisaNet) processed 100 billion transactions during 2014 with a total volume of US$6.8 trillion. This article is authored by a ''Forbes'' staff member. Visa was founded in 1958 by Bank of America (BofA) as the BankAmericard credit card program. Available through SpringerLink. In response to competitor Master Charge (now Mastercard ...
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Citibank
Citibank, N.A. ("N. A." stands for "National bank (United States), National Association"; stylized as citibank) is the primary U.S. banking subsidiary of Citigroup, a financial services multinational corporation, multinational corporation. Citibank was founded in 1812 as City Bank of New York, and later became First National City Bank of New York. The bank has branch (banking), branches in 19 countries. The U.S. branches are concentrated in six metropolitan areas: New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. As of 2023, Citibank is the third-largest bank in the United States in terms of assets. History Founding 19th century The City Bank of New York was founded on June 16, 1812. The first president of the City Bank was the statesman and retired Colonel, Samuel Osgood. After Osgood's death in August 1813, William Few became President of the bank, staying until 1817, followed by Peter Stagg (1817–1825), Thomas Smith (1825–1827), Isaac ...
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InterCityExpress
Intercity Express (commonly known as ICE () and running under this category) is a high-speed rail system in Germany. It also serves destinations in Austria, France, Belgium, Switzerland and the Netherlands as part of cross-border services. It is the flagship of the German state railway, Deutsche Bahn. ICE fares are fixed for station-to-station connections, on the grounds that the trains have a higher level of comfort. Travelling at speeds up to within Germany and when in France, they are aimed at business travellers and long-distance commuters and marketed by Deutsche Bahn as an alternative to flights. The ICE 3 also has been the development base for the Siemens Velaro family of trainsets which has subsequently been exported to RENFE in Spain ( AVE Class 103), which are certified to run at speeds up to , as well as versions ordered by China for the Beijing–Tianjin intercity railway link ( CRH 3) and by Russia for the Moscow–Saint Petersburg and Moscow–Nizhny Novgorod ...
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High-speed Rail
High-speed rail (HSR) is a type of rail transport network utilising trains that run significantly faster than those of traditional rail, using an integrated system of specialised rolling stock and dedicated railway track, tracks. While there is no single definition or standard that applies worldwide, lines built to handle speeds of at least or upgraded lines of at least are generally considered to be high-speed. The first high-speed rail system, the Tōkaidō Shinkansen, began operations in Honshu, Japan, in 1964. Due to the streamlined spitzer (bullet), spitzer-shaped nose cone of the 0 Series Shinkansen, trains, the system also became known by its English nickname bullet train. Japan's example was followed by several European countries, initially in High-speed rail in Italy, Italy with the Florence–Rome high-speed railway, Direttissima line, followed shortly thereafter by High-speed rail in France, France, High-speed rail in Germany, Germany, and High-speed rail in Spain, ...
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Gift Voucher
A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by employers or organizations as rewards or gifts. They may also be distributed by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are generally redeemable only for purchases at the relevant retail premises and cannot be cashed out, and in some situations may be subject to an expiry date or fees. American Express, MasterCard, and Visa offer generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. A feature of these cards is that they are generally anonymous and are disposed of ...
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