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Andhra Pragathi Grameena Bank
Andhra Pragathi Grameena Bank is a Regional Rural Bank in India. It was established in 2006 as a Scheduled Commercial Bank as per Regional Rural Banks Act of 1976 to provide banking facilities in Ananthapuram, Sri Sathya Sai, Annamayya, Kadapa, Kurnool, Nandyal, Tirupati, Nellore, Bapatla and Prakasam districts of Andhra Pradesh. It is under the ownership of Ministry of Finance, Government of India The Government of India has amalgamated three rural banks namely Sri Anantha Grameena Bank, Pinakini Grameena Bank and Rayalaseema Grameena Bank to form Andhra Pragathi Grameena Bank. The bank caters to the financial needs of the rural poor in one of the most backward regions of Andhra Pradesh state. The Bank is headquartered at Kadapa and presently its area of operation is extended to 10 districts of Andhra Pradesh state. In 2010 the bank received the "best bank" award from Andhra Pradesh Chief Minister Konijeti Rosaiah. History and Administration Andhra Pragathi Grameena Ba ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Deccan Chronicle
''Deccan Chronicle'' is an English-language daily newspaper based in Hyderabad, India. Founded in 1938, it was initially launched as a Weekly newspaper, weekly and later converted into a daily. The newspaper's name reflects its origins in the Deccan Plateau, Deccan region of India. ''Deccan Chronicle'' is owned by Samagrah Commercial Pvt Limited and published by Deccan Chronicle Holdings Limited (DCHL). ''Deccan Chronicle'' has historically been one of the largest and most influential English dailies in the region, with editions in Andhra Pradesh, Telangana, Chennai, and Bangalore, Bengaluru. The newspaper's circulation peaked in the mid-2000s, making it one of India's top English newspapers. Despite facing financial challenges, including significant debt and the impact of digital media, ''Deccan Chronicle'' remains an important publication, primarily serving readers in the southern states of India. In addition to ''Deccan Chronicle'', DCHL also publishes ''Financial Chronicle ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banking In India
Modern banking in India originated in the mid of 18th century. Among the first banks were the Bank of Hindustan, which was established in 1770 and liquidated in 1829–32; and the General Bank of India, established in 1786 but failed in 1791. The largest and the oldest bank which is still in existence is the State Bank of India (SBI). It originated and started working as the Bank of Calcutta in mid-June 1806. In 1809, it was renamed as the Bank of Bengal. This was one of the three banks founded by a presidency government, the other two were the Bank of Bombay in 1840 and the Bank of Madras in 1843. The three banks were merged in 1921 to form the Imperial Bank of India, which upon India's independence, became the State Bank of India in 1955. For many years, the presidency banks had acted as quasi-central banks, as did their successors, until the Reserve Bank of India was established in 1935, under the Reserve Bank of India Act, 1934. In 1960, the State Banks of India ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Housing Loan
A mortgage loan or simply mortgage (), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is " secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure. A mortgage can also be described as "a borrower giving consideration in the form of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Loans
In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. Unsecured debts are sometimes called signature debt or personal loans. These differ from secured debt such as a mortgage, which is backed by a piece of real estate. In the event of the bankruptcy of the borrower, the unsecured creditors have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors usually realize a smaller proportion of their claims than the secured creditors. In some legal systems, unsecured creditors who are ''also'' indebted to the insolvent debtor are able (and, in some jurisdictions, required) to set off the debts, so actually putting the unsecured creditor with a matured liability to the debtor in a pre-p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Educational Loan
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. This article highlights the differences of the student loan system in several major countries. Australia Tertiary student places in Australia are usually funded through the HECS-HELP scheme. This funding is in the form of loans that are not normal debts. They are repaid over time via a supplementary tax, using a sliding scale based on taxable income. As a consequence, loan repayments are only made when the former student has income to support the repayments. Discounts are available for early repayment. The scheme is available to cit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Micro, Small And Medium Enterprises
Small and medium-sized enterprises (SMEs) or small and medium-sized businesses (SMBs) are businesses whose personnel and revenue numbers fall below certain limits. The abbreviation "SME" is used by many national agencies and international organizations such as the World Bank, the OECD, European Union, the United Nations, and the World Trade Organization (WTO). In any given national economy, SMEs outnumber large companies by a wide margin and also employ many more people. On a global scale, SMEs make up 90% of all companies and more than 50% of all employment. For example, in the EU, 99% of all businesses are SMEs. Australian SMEs makeup 98% of all Australian businesses, produce one-third of the total GDP (gross domestic product) and employ 4.7 million people. In Chile, in the commercial year 2014, 98.5% of the firms were classified as SMEs. In Tunisia, the self-employed workers alone account for about 28% of the total non-farm employment, and firms with fewer than 100 employees acco ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Semi-urban
Peri-urbanisation relates to the processes of scattered and dispersive urban growth that create hybrid landscapes of fragmented and mixed urban and rural characteristics. Such areas may be referred to as the rural–urban fringe, the outskirts or the urban hinterland. Etymology The expression originates from the French word ' ("peri-urban" meaning "around urban"), which is used by the INSEE (the French statistics agency) to describe spaces—between the city and the countryside—that are shaped by the fragmented urbanisation of former rural areas in the urban fringe, both in a qualitative (e.g. diffusion of urban lifestyle) and in a quantitative (e.g. new residential zones) sense. It is frequently seen as a result of post-modernity. In science, the term was used initially in France and Switzerland. Structure and function Peri-urban areas (also called ''urban space'', ''outskirts'' or the ''hinterland'') are defined by the structure resulting from the process of peri-urba ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Urban Area
An urban area is a human settlement with a high population density and an infrastructure of built environment. Urban areas originate through urbanization, and researchers categorize them as cities, towns, conurbations or suburbs. In urbanism, the term "urban area" contrasts to rural areas such as villages and hamlet (place), hamlets; in urban sociology or urban anthropology, it often contrasts with natural environment. The development of earlier predecessors of modern urban areas during the urban revolution of the 4th millennium BCE led to the formation of human civilization and ultimately to modern urban planning, which along with other human activities such as exploitation of natural resources has led to a human impact on the environment. Recent historical growth In 1950, 764 million people (or about 30 percent of the world's 2.5 billion people) lived in urban areas. In 2009, the number of people living in urban areas (3.42 billion) surpassed the number living in rural ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Self-help
Self-help or self-improvement is "a focus on self-guided, in contrast to professionally guided, efforts to cope with life problems" —economically, physically, intellectually, or emotionally—often with a substantial psychological basis. When engaged in self-help, people often use publicly available information, or support groups—on the Internet as well as in person—in which people in similar situations work together. From early examples in ''pro se'' legal practice and home-spun advice, the connotations of the word have spread and often apply particularly to education, business, exercise, psychology, and psychotherapy, as commonly distributed through the popular genre of self-help books. According to the ''APA Dictionary of Psychology'', potential benefits of self-help groups that professionals may not be able to provide include friendship, emotional support, experiential knowledge, identity, meaningful roles, and a sense of belonging. Many different self-help group p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nellore
Nellore, also spelt as Nelluru, is a city located on the banks of Penna River, in Nellore district of Andhra Pradesh, India.(PDF file download– 5MB) It serves as the headquarters of the district, as well as Nellore mandal and Nellore revenue division. It is the fourth most populous city in the state. It is at a distance of from |
Kurnool
Kurnool is a city in the state of Andhra Pradesh, India. It formerly served as the capital of Andhra State (1953–1956). The city is often referred to as "The Gateway of Rayalaseema". Kurnool is also famous for Diamond hunting as diamonds can be found in the barren land of Kurnool after the top layers of soil are washed away by the monsoon rains. It also serves as the district headquarters of its Kurnool district. census, it is the fifth most populous city in the state with a population of 425,214. It is located on the banks of the Tungabhadra river. Although the area has been inhabited for thousands of years, modern Kurnool was founded in the 16th century CE with the construction of the Konda Reddy Fort. Etymology The original name of Kurnool is found in historical records as ''Kandanavōlu'' or ''Kandanōlu''. It used to be a crossing on the Tungabhadra River, where the bullock cart caravans are believed to have greased their wheels ("''kandana''" being a reference ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
