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ABS Building Society
ABS Building Society Limited was a mutual building society with its head office based in Armidale, New South Wales, Australia."Building Society" ABS was a member of the industry body, Abacus, which represents Australian and building societies. ABS had an providing financial services predominantly in the |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Armidale, New South Wales
Armidale is a city in the Northern Tablelands, New South Wales, Australia. Armidale had a population of 24,504 as of June 2018. Estimated resident population, 30 June 2018. It is the administrative centre for the Northern Tablelands region. It is approximately halfway between Sydney and Brisbane at the junction of the New England Highway and Waterfall Way. Geography Armidale is on the banks of Dumaresq Creek, in the Northern Tablelands in the New England region about midway between Sydney and Brisbane at an altitude (980 m AHD) ranging from 970 metres at the valley's floor to 1,110 metres above sea level at the crests of the hills. A short distance to the east of Armidale are heavily forested steep gorges dropping down to the eastern coastal plain. Large parts of the highlands are covered by Palaeozoic aged metamorphosed sedimentary rocks. Intruding into these meta-sediments are granite plutons which decompose to form sandy soil, slightly deficient in nutrients. Ther ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Unions
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision of credit, and other financial services. In several African countries, credit unions are commonly referred to as SACCOs (Savings and Credit Co-Operative Societies). Worldwide, credit union systems vary significantly in their total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with hundreds of thousands of members and assets worth billions of US dollars. In 2018, the number of members in credit unions worldwide was 274 million, with nearly 40 million members having been added since 2016. Leading up to the financial crisis of 2007–2008, commercial banks engaged in approximately five times more subprime lending relative to credit unions and were two and a half t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Building Society
A building society is a financial institution owned by its members as a mutual organization. Building societies offer banking and related financial services, especially savings and mortgage lending. Building societies exist in the United Kingdom, Australia and New Zealand, and used to exist in Ireland and several Commonwealth countries. They are similar to credit unions in organisation, though few enforce a common bond. However, rather than promoting thrift and offering unsecured and business loans, the purpose of a building society is to provide home mortgages to members. Borrowers and depositors are society members, setting policy and appointing directors on a one-member, one-vote basis. Building societies often provide other retail banking services, such as current accounts, credit cards and personal loans. The term "building society" first arose in the 19th century in Great Britain from cooperative savings groups. In the United Kingdom, building societies actively compete ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Australian Financial Services Licence
Australian Financial Services Licence (AFSL) is a legal licence provided by the Australian Securities and Investments Commission (ASIC) enabling the operation and activities of Australian financial services businesses. It is a legal requirement for any Australian financial service business to obtain an AFSL from the day business operations begin unless provided a limited licence or exemption with special provisions under section 911A(2)(l) of the Corporations Act. The AFSL is issued by ASIC under Chapter 7 (section 911A) of the Corporations Act 2001, in line with its regulatory supervision of the financial services industry. Australian Financial Service Businesses must submit an application to ASIC coupled with supporting documents to be assessed. Licensees are obligated to provide efficient, honest and fair financial services under the conditions of their AFSL and the Corporations Act 2001. Failure to follow and uphold the policies under the AFSL and the Corporations Act 2001 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New England (New South Wales)
New England is a vaguely defined region in the north of the state of New South Wales, Australia, about 60 km inland from the Tasman Sea. The area includes the Northern Tablelands (or New England Tablelands) and the North West Slopes regions. As of 2006, New England had a population of 202,160, with over a quarter of the people living in the area of Tamworth Regional Council. Shaw, John H., "Collins Australian Encyclopedia", William Collins Pty Ltd., Sydney, 1984, . History The region has been occupied by Indigenous Australians for tens of thousands of years, in the west by the Kamilaroi people. In the highlands, the original languages (which are now extinct) included Anaiwan to the south of Guyra and Ngarbal to the north of Guyra. The population of the tablelands has been estimated to be 1,100 to 1,200 at the time of colonisation – quite low in comparison to the Liverpool Plains and Gwyder River region, estimated to be 4,500 to 5,500. Conflict, disease and environmenta ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New South Wales
) , nickname = , image_map = New South Wales in Australia.svg , map_caption = Location of New South Wales in AustraliaCoordinates: , subdivision_type = Country , subdivision_name = Australia , established_title = Before federation , established_date = Colony of New South Wales , established_title2 = Establishment , established_date2 = 26 January 1788 , established_title3 = Responsible government , established_date3 = 6 June 1856 , established_title4 = Federation , established_date4 = 1 January 1901 , named_for = Wales , demonym = , capital = Sydney , largest_city = capital , coordinates = , admin_center = 128 local government areas , admin_center_type = Administration , leader_title1 = Monarch , leader_name1 = Charles III , leader_title2 = Governor , leader_name2 = Margaret Beazley , leader_title3 = Premier , leader_name3 = Dominic Perrottet ( Liberal) , national_representation = Parliament of Australia , national_representation_type1 = Sen ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Newcastle, New South Wales
Newcastle ( ; Awabakal: ) is a metropolitan area and the second most populated city in the state of New South Wales, Australia. It includes the Newcastle and Lake Macquarie local government areas, and is the hub of the Greater Newcastle area, which includes most parts of the local government areas of City of Newcastle, City of Lake Macquarie, City of Cessnock, City of Maitland and Port Stephens Council. Located at the mouth of the Hunter River, it is the predominant city within the Hunter Region. Famous for its coal, Newcastle is the largest coal exporting harbour in the world, exporting 159.9 million tonnes of coal in 2017. Beyond the city, the Hunter Region possesses large coal deposits. Geologically, the area is located in the central-eastern part of the Sydney Basin. History Aboriginal history Newcastle and the lower Hunter Region were traditionally occupied by the Awabakal and Worimi Aboriginal people, who called the area Malubimba. Based on Aboriginal lang ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Greater Bank
Greater Bank is an Australian customer-owned bank and mutual financial institution with headquarters in Hamilton, New South Wales. The bank was previously known as the Greater Building Society, or simply "The Greater”, and provides services to customers in New South Wales and southeast Queensland through branches, mobile lenders, its own ATM network, access to the Westpac ATM network, Internet and mobile banking, and a Newcastle-based customer service call centre. In November 2022, the bank's members voted to merge the bank with Newcastle Permanent Building Society, to take effect in March 2023, provided regulatory approval. Both brands were planned to continue. The Bank is licensed by the Australian Securities and Investments Commission, is regulated by Australian Prudential Regulatory Authority as a bank and authorised deposit-taking institution, and is a member of the Customer Owned Banking Association (COBA). In 2013, the Bank was named Building Society of the Year f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Guyra, New South Wales
Guyra is a town situated midway between Armidale and Glen Innes on the Northern Tablelands in the New England region of New South Wales, Australia. It is within Armidale Regional Council and at the 2016 census, it had a population of 1,983. Material was copied from this source, which is available under Creative Commons Attribution 4.0 International License The New England Highway is the main transport link to Guyra. The Northern Railway tracks still pass through the town, but the line is now disused north of Armidale. Guyra is located to one side of the Mother of Ducks Lagoon which is contained within the crater of an extinct volcano. The Mother of Ducks Lagoon Nature Reserve has been placed on the Register of the National Estate. The golf course, picnic areas and a walkway to a viewing platform are situated on the shores of the lagoon. All rivers on the eastern side of the railway line that runs through the town flow towards the Pacific Ocean, while those west of the rail ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Former Building Societies Of Australia
A former is an object, such as a template, gauge or cutting die, which is used to form something such as a boat's hull. Typically, a former gives shape to a structure that may have complex curvature. A former may become an integral part of the finished structure, as in an aircraft fuselage, or it may be removable, being using in the construction process and then discarded or re-used. Aircraft formers Formers are used in the construction of aircraft fuselage, of which a typical fuselage has a series from the nose to the empennage, typically perpendicular to the longitudinal axis of the aircraft. The primary purpose of formers is to establish the shape of the fuselage and reduce the column length of stringers to prevent instability. Formers are typically attached to longerons, which support the skin of the aircraft. The "former-and-longeron" technique (also called stations and stringers) was adopted from boat construction, and was typical of light aircraft built until the a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1970
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but in many ways functioned as a continuation of ideas and concepts of credit and lending that had their roots in the an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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