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Personal Financial Management
Personal financial management refers to "ways" or "methods" of managing ones own personal finances. It is also known by its acronym, PFM, which refers to the type of software used for personal finance apps. Simply put, PFM refers to software that helps users manage their money. PFM often lets users categorize transactions and add accounts from multiple institutions into a single view. PFM also typically includes data visualizations such as spending trends, budgets and net worth. History PFM started in 1983 with the founding of Intuit. Scott Cook and Tom Proulx, the company’s founders, witnessed the rise of the personal computer and saw an opportunity to develop personal financial software. Their flagship product, Quicken, became a standard for many households and was eventually followed by QuickBooks, which helped small businesses manage their finances. Around the same time, a similar competing product introduced by MECA Software, conceived by MECA President Gerald Rubin, an ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Software
Software consists of computer programs that instruct the Execution (computing), execution of a computer. Software also includes design documents and specifications. The history of software is closely tied to the development of digital computers in the mid-20th century. Early programs were written in the machine language specific to the hardware. The introduction of high-level programming languages in 1958 allowed for more human-readable instructions, making software development easier and more portable across different computer architectures. Software in a programming language is run through a compiler or Interpreter (computing), interpreter to execution (computing), execute on the architecture's hardware. Over time, software has become complex, owing to developments in Computer network, networking, operating systems, and databases. Software can generally be categorized into two main types: # operating systems, which manage hardware resources and provide services for applicat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
LearnVest
LearnVest was an American financial planning company founded by CEO Alexa von Tobel. It sold personal finance software. History Alexa von Tobel entered Harvard Business School in the fall of 2008, but took a leave of absence and launched LearnVest. Her inspiration for LearnVest started while she was a senior at Harvard University in 2006. LearnVest's headquarters are in New York, and they have an Expert Hub in Phoenix. LearnVest was selected as a TechCrunch50 2009 Company and debuted in September 2009 at the TechCrunch50 conference in San Francisco. On March 25, 2015, Northwestern Mutual Life Insurance Co., based in Milwaukee, announced it would acquire LearnVest. Financial terms of the deal weren’t disclosed. LearnVest will continue to operate as a separate unit under founder and Chief Executive von Tobel. The deal has been viewed as the latest attempt by traditional financial services firms to adapt to new digital technologies. Northwestern Mutual expects the technolog ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Financial Literacy Curriculum
A financial literacy curriculum is a structured educational program designed to teach basic financial skills (known as financial literacy) necessary to make informed and effective financial decisions. A typical financial literacy curriculum covers various topics related to personal financial issues, including budgeting and financial planning, savings, investing, managing debt, understanding credit, insurance and retirement planning, and consumer protection topics. Financial literacy curricula provide individuals with the knowledge and skills needed to manage personal finance matters and achieve their financial goals. Private, non-profit organizations, and government agencies around the world provide free financial curricula for different age groups. Overview Financial literacy has gained interest in today's complex and interconnected world. Governments and international organizations draw much attention to financial literacy and financial education around the world. Individual ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Meniga
Meniga is a financial software company founded in Reykjavík, Iceland in 2009 by Georg Ludviksson and brothers Asgeir Asgeirsson and Viggo Asgeirsson. Meniga provides digital banking solutions. Meniga was founded in 2009, and has offices in London, Reykjavík, and Warsaw Warsaw, officially the Capital City of Warsaw, is the capital and List of cities and towns in Poland, largest city of Poland. The metropolis stands on the Vistula, River Vistula in east-central Poland. Its population is officially estimated at .... In June 2023, Dheeraj (Raj) Soni was appointed as the company's CEO. Clients Meniga works with many large banks and financial institutions globally, including Unicredit, Groupe BPCE, UOB, Tangerine and Crédito Agrícola.https://www.fintechfutures.com/2019/09/grupo-credito-agricola-launches-new-banking-app-moey-with-meniga/ Name and origins The company name is derived from a popular children's songEniga Menigawritten by Icelandic playwright Ólafur Haukur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Karma
Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. The company operates in the United States, Canada and the United Kingdom. All of Credit Karma's services are free to consumers. Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma earns revenue from lenders, who pay the company when Credit Karma successfully recommends customers to the lenders. History Kenneth Lin, who previously founded Multilytics Marketing and worked with E-Loan and Upromise, launched Credit Karma in 2007 with co-founders Ryan Graciano and Nichole Mustard. The website went live in February 2008. Early investors included Chris Larson, CEO of Prosper, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Capital
Personal Capital is an online financial advisor and personal wealth management company headquartered in Redwood Shores, CA with offices in San Francisco, CA, Denver, CO, Dallas, TX and Atlanta, GA. History Personal Capital was founded by Bill Harris, Rob Foregger, Louie Gasparini and Paul Bergholm in 2009. Personal Capital was formerly known as SafeCorp Financial Corp. The name was changed in 2010 and publicly launched on September 9, 2011. Since 2012, Personal Capital has been registered with the U.S. Securities and Exchange Commission (SEC) as an investment advisor. In June 2016, National Basketball Players Association (NBPA) teamed up with Personal Capital through a financial education program. In December 2016, Personal Capital raised $25 million in Series E funding from IGM Financial, closing the round at $75 million. In July 2020, Canadian-owned, Denver-based Empower Retirement announced it would be purchasing Personal Capital for $825 million plus a contingency pay ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mint
Mint or The Mint may refer to: Plants * Lamiaceae, the mint family ** ''Mentha'', the genus of plants commonly known as "mint" Coins and collectibles * Mint (facility), a facility for manufacturing coins * Mint condition, a state of like-new quality Arts and entertainment Fictional entities * Mint, in the video game '' Threads of Fate'' * Mr. Mint, a character in the '' Candy Land'' board game series * Mint, a ''Ranma ½'' character * Mint Adnade, in the video game '' Tales of Phantasia'' * Mint Aizawa, in the anime and manga ''Tokyo Mew Mew'' * Mint Blancmanche, in the video game/anime series ''Galaxy Angel'' Film and television * ''Mint'' (film), a Japanese drama * ''The Mint'' (film), a 2015 American comedy * ''The Mint'' (Australia game show), 2007–2008 * ''The Mint'' (British game show), 2006–2007 Music * Mint (band), a Belgian music group * Mint Records, a record label * ''Mint'' (Alice Merton album), 2019 * ''Mint'', a 1983 album by Meiko Nakahar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Intuit
Intuit Inc. is an American multinational business software company that specializes in financial software. The company is headquartered in Mountain View, California, and the CEO is Sasan Goodarzi. Intuit's products include the tax preparation application TurboTax, the small business accounting program QuickBooks, the credit monitoring and personal accounting service Credit Karma, and email marketing platform Mailchimp. more than 95% of its revenues and earnings come from its activities within the United States. Listed on Nasdaq, the company is a component of the Nasdaq-100, S&P 100, and S&P 500 stock market indices. Intuit offered a free online service called TurboTax Free File as well as a similarly named service called TurboTax Free Edition which is not free for most users. In 2019, investigations by ProPublica found that Intuit deliberately steered taxpayers from the free TurboTax Free File to the paid TurboTax Free Edition using tactics including search engine deli ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wesabe
Wesabe was a personal finance management website established in December 2005 that analyzed a user's financial data to provide appropriate advice on how to save money. The site went live in November 2006. The company behind the website announced on 20 June 2007 that it had secured a US$4 million investment round to continue funding the website. Wesabe announced 30 June 2010 that it was shutting down service on 31 July 2010. Existing users were able to download and export their data, and use a forthcoming open source Open source is source code that is made freely available for possible modification and redistribution. Products include permission to use and view the source code, design documents, or content of the product. The open source model is a decentrali ... version of the site on their computer. New entrants are competing for the PFM market by supplying personal finance tools through employer HR departments. References Financial services companies established in 2005 F ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Yodlee
Yodlee is a web application software company that provides consumer-permissioned data aggregation, consolidating information from multiple accounts (credit cards, bank accounts, investments, etc.) by using open banking APIs. Origins and history Yodlee was created in 1999 as a free service. It offered a single website to input access information for other accounts, such as banks, investment brokers, credit cards, travel reservation services, shopping sites and news sites. Yodlee offered the technology for individuals to transfer money between savings and checking accounts and pay a bill online, as well as collect all of a consumer's financial information, including student loans, mortgage information, credit cards, 401(k), for a bank or personal finance website. Its services were used by over 200 financial institutions, including Citibank and Bank of America. Yodlee started operations in Sunnyvale, California and then moved its headquarters to Redwood Shores, California. It also h ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
