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Mercury Provident
Mercury Provident was the first British ethical bank,"Banking on People" British Universities Film & Video Council noted for its "Target Accounts" which allowed depositors to select a rate of interest and a field to invest in. It was founded in 1974 and merged with Triodos Bank in 1994. Principles Mercury Provident was founded in 1974 by Christian Nunhofer and others.Andrew Bibby"Ethical bank updates its homespu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ethical Bank
An ethical bank, also known as a social, alternative, civic, or sustainable bank, is a bank concerned with the social and environmental impacts of its investments and loans. The ethical banking movement includes: ethical investment, impact investment, socially responsible investment, corporate social responsibility, and is also related to such movements as the fair trade movement, ethical consumerism, and social enterprise. Other areas of ethical consumerism, such as fair trade labelling, have comprehensive codes and regulations which must be adhered to in order to be certified. Ethical banking has not developed to this point; because of this it is difficult to create a concrete definition that distinguishes ethical banks from conventional banks. Ethical banks are regulated by the same authorities as traditional banks and have to abide by the same rules. While there are differences between ethical banks, they do share a desire to uphold principles in the projects they finance, the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wind Farm
A wind farm or wind park, also called a wind power station or wind power plant, is a group of wind turbines in the same location used to produce electricity. Wind farms vary in size from a small number of turbines to several hundred wind turbines covering an extensive area. Wind farms can be either onshore or offshore. Many of the largest operational onshore wind farms are located in China, India, and the United States. For example, the largest wind farm in the world, Gansu Wind Farm in China had a capacity of over 6,000 MW by 2012,Watts, Jonathan & Huang, CecilyWinds Of Change Blow Through China As Spending On Renewable Energy Soars ''The Guardian'', 19 March 2012, revised on 20 March 2012. Retrieved 4 January 2012. with a goal of 20,000 MWFahey, JonathanIn Pictures: The World's Biggest Green Energy Projects ''Forbes'', 9 January 2010. Retrieved 19 June 2019. by 2020.Kanter, DougGansu Wind Farm ''Forbes''. Retrieved 19 June 2019. As of December 2020, the 1218&nb ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Central Bank
A central bank, reserve bank, or monetary authority is an institution that manages the currency and monetary policy of a country or monetary union, and oversees their commercial banking system. In contrast to a commercial bank, a central bank possesses a monopoly on increasing the monetary base. Most central banks also have supervisory and regulatory powers to ensure the stability of member institutions, to prevent bank runs, and to discourage reckless or fraudulent behavior by member banks. Central banks in most developed nations are institutionally independent from political interference. Still, limited control by the executive and legislative bodies exists. Activities of central banks Functions of a central bank usually include: * Monetary policy: by setting the official interest rate and controlling the money supply; *Financial stability: acting as a government's banker and as the bankers' bank (" lender of last resort"); * Reserve management: managing a cou ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Stock Exchange
A stock exchange, securities exchange, or bourse is an exchange where stockbrokers and traders can buy and sell securities, such as shares of stock, bonds and other financial instruments. Stock exchanges may also provide facilities for the issue and redemption of such securities and instruments and capital events including the payment of income and dividends. Securities traded on a stock exchange include stock issued by listed companies, unit trusts, derivatives, pooled investment products and bonds. Stock exchanges often function as "continuous auction" markets with buyers and sellers consummating transactions via open outcry at a central location such as the floor of the exchange or by using an electronic trading platform. To be able to trade a security on a certain stock exchange, the security must be listed there. Usually, there is a central location for record keeping, but trade is increasingly less linked to a physical place as modern markets use electronic com ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Interest Rate
An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed (called the principal sum). The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited, or borrowed. The annual interest rate is the rate over a period of one year. Other interest rates apply over different periods, such as a month or a day, but they are usually annualized. The interest rate has been characterized as "an index of the preference . . . for a dollar of present ncomeover a dollar of future income." The borrower wants, or needs, to have money sooner rather than later, and is willing to pay a fee—the interest rate—for that privilege. Influencing factors Interest rates vary according to: * the government's directives to the central bank to accomplish the government's goals * the currency of the principal sum lent or borrowed * ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Weleda
Weleda is a multinational company that produces both beauty products and naturopathic medicines. Both branches design their products based on anthroposophic principles, an alternative medicine. The company takes its name from the German form of the name of the 1st-century Bructeri völva Veleda. As well as being known to use green energy, Weleda uses natural ingredients grown using biodynamic methods and none of their ingredients or products are tested on animals. Weleda Group is member of the Union for Ethical Biotrade (UEBT). History 1920–24: Founding and early history In 1920, Rudolf Steiner, an Austrian philosopher, and Ita Wegman, a Dutch gynecologist founded "Futurum AG", in Arlesheim, Switzerland, and "Der Kommende Tag AG" (an incorporated company with the mission of encouraging economic and spiritual values) in Stuttgart, Germany. Their operating profits were meant to contribute to the financing of various anthroposophic undertakings such as constructing the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Henry Doubleday Research Association
Garden Organic, formerly known as the Henry Doubleday Research Association (HDRA), is a UK organic growing charity dedicated to researching and promoting organic gardening, farming and food. The charity maintains the Heritage Seed Library to preserve vegetable seeds from heritage cultivars and make them available to growers. History The Henry Doubleday Research Association was founded in 1954 to research and promote organic gardening, farming, and food. The charity adopted the working name "Garden Organic" in 2005 and is now the UK’s leading organic growing charity. "Henry Doubleday Research Association" remains the legal name under which it is registered as a charity. It was founded by horticulturist and freelance journalist Lawrence D. Hills and named after Henry Doubleday, an Essex-based Quaker smallholder who had a particular interest in the properties of comfrey. The organisation was first based at Bocking near Braintree in Essex, hence the name of Bocking 14, a vari ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Worker Cooperative
A worker cooperative is a cooperative owned and self-managed by its workers. This control may mean a firm where every worker-owner participates in decision-making in a democratic fashion, or it may refer to one in which management is elected by every worker-owner who each have one vote. History Worker cooperatives rose to prominence during the Industrial Revolution as part of the labour movement. As employment moved to industrial areas and job sectors declined, workers began organizing and controlling businesses for themselves. Worker cooperatives were originally sparked by "critical reaction to industrial capitalism and the excesses of the industrial revolution." Some worker cooperatives were designed to "cope with the evils of unbridled capitalism and the insecurities of wage labor". The philosophy that underpinned the cooperative movement stemmed from the socialist writings of thinkers including Robert Owen and Charles Fourier. Robert Owen, considered by many as the father ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Organic Farm
Organic farming, also known as ecological farming or biological farming,Labelling, article 30 o''Regulation (EU) 2018/848 of the European Parliament and of the Council of 30 May 2018 on organic production and labelling of organic products and repealing Council Regulation (EC) No 834/2007.''/ref> is an agricultural system that uses fertilizers of organic origin such as compost manure, green manure, and bone meal and places emphasis on techniques such as crop rotation and companion planting. It originated early in the 20th century in reaction to rapidly changing farming practices. Certified organic agriculture accounts for globally, with over half of that total in Australia. Organic farming continues to be developed by various organizations today. Biological pest control, mixed cropping and the fostering of insect predators are encouraged. Organic standards are designed to allow the use of naturally-occurring substances while prohibiting or strictly limiting synthetic substance ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Triodos Bank
Triodos Bank N.V. is an ethical bank based in the Netherlands with branches in Belgium, Germany, United Kingdom and Spain. It was founded in 1980. Triodos Bank finances companies which it believes add cultural value and benefit to both people and the environment. That includes companies in the fields of solar energy, organic farming or culture. As of 2021, Triodos Bank has over 750,000 customers worldwide. History The name Triodos is derived from the Greek "τρὶ ὁδος - tri hodos," meaning "three roads" (people, planet, profit). The bank was initially founded as an anthroposophical initiative with a mission to realise and promote quality of life in the broadest sense, not just here and now but over the long-term and from a global perspective. In 1980 Triodos launched the first "green fund", a fund for environmentally friendly projects, on the Amsterdam Stock Exchange. Friends of the Earth in the Netherlands claims that transferring 10,000 euros in savings from a "cl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Steiner School
Waldorf education, also known as Steiner education, is based on the educational philosophy of Rudolf Steiner, the founder of anthroposophy. Its educational style is holistic, intended to develop pupils' intellectual, artistic, and practical skills, with focus on imagination and creativity. Individual teachers have a great deal of autonomy in curriculum content, teaching methods, and governance. Qualitative assessments of student work are integrated into the daily life of the classroom, with standardized testing limited to what is required to enter post-secondary education. Many Waldorf schools have faced controversy due to Steiner's connections to racist ideology and magical thinking. Others have faced regulatory audits and closure due to concerns over substandard treatment of special needs children. The first Waldorf school opened in 1919 in Stuttgart, Germany. A century later, it has become the largest independent school movement in the world, with more than 1,200 independen ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Loan
In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations, etc. The recipient (i.e., the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and the date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower. The interest provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice, any material object might be lent. ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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