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ISO 8583
ISO 8583 is an international standard for ''financial transaction card originated'' interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards. ISO 8583 defines a message format and a communication flow so that different systems can exchange these transaction requests and responses. The vast majority of transactions made when a customer uses a card to make a payment in a store ( EFTPOS) use ISO 8583 at some point in the communication chain, as do transactions made at ATMs. In particular, the Mastercard, Visa and Verve networks base their authorization communications on the ISO 8583 standard, as do many other institutions and networks. Although ISO 8583 defines a common standard, it is not typically used directly by systems or networks. It defines many standard fields (data elements) which remain the same in all systems or networks, and leaves a few ad ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
International Organization For Standardization
The International Organization for Standardization (ISO ) is an international standard development organization composed of representatives from the national standards organizations of member countries. Membership requirements are given in Article 3 of the ISO Statutes. ISO was founded on 23 February 1947, and (as of November 2022) it has published over 24,500 international standards covering almost all aspects of technology and manufacturing. It has 809 Technical committees and sub committees to take care of standards development. The organization develops and publishes standardization in all technical and nontechnical fields other than electrical and electronic engineering, which is handled by the IEC.Editors of Encyclopedia Britannica. 3 June 2021.International Organization for Standardization" ''Encyclopedia Britannica''. Retrieved 2022-04-26. It is headquartered in Geneva, Switzerland, and works in 167 countries . The three official languages of the ISO are English, F ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Personal Identification Number
A personal identification number (PIN), or sometimes redundantly a PIN number or PIN code, is a numeric (sometimes alpha-numeric) passcode used in the process of authenticating a user accessing a system. The PIN has been the key to facilitating the private data exchange between different data-processing centers in computer networks for financial institutions, governments, and enterprises. PINs may be used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses. In common usage, PINs are used in ATM or POS transactions, secure access control (e.g. computer access, door access, car access), internet transactions, or to log into a restricted website. History The PIN originated with the introduction of the automated teller machine (ATM) in 1967, as an efficient way for banks to dispense cash to their customers. The first ATM system was that of Barclays in London, in 1967; it accepted c ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO Standards
The International Organization for Standardization (ISO ) is an international standard development organization composed of representatives from the national standards organizations of member countries. Membership requirements are given in Article 3 of the ISO Statutes. ISO was founded on 23 February 1947, and (as of November 2022) it has published over 24,500 international standards covering almost all aspects of technology and manufacturing. It has 809 Technical committees and sub committees to take care of standards development. The organization develops and publishes standardization in all technical and nontechnical fields other than electrical and electronic engineering, which is handled by the IEC.Editors of Encyclopedia Britannica. 3 June 2021.International Organization for Standardization" ''Encyclopedia Britannica''. Retrieved 2022-04-26. It is headquartered in Geneva, Switzerland, and works in 167 countries . The three official languages of the ISO are English, Fre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO 8583
ISO 8583 is an international standard for ''financial transaction card originated'' interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards. ISO 8583 defines a message format and a communication flow so that different systems can exchange these transaction requests and responses. The vast majority of transactions made when a customer uses a card to make a payment in a store ( EFTPOS) use ISO 8583 at some point in the communication chain, as do transactions made at ATMs. In particular, the Mastercard, Visa and Verve networks base their authorization communications on the ISO 8583 standard, as do many other institutions and networks. Although ISO 8583 defines a common standard, it is not typically used directly by systems or networks. It defines many standard fields (data elements) which remain the same in all systems or networks, and leaves a few ad ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO 20022
ISO 20022 is an ISO standard for electronic data interchange between financial institutions. It describes a metadata repository containing descriptions of messages and business processes, and a maintenance process for the repository content. The standard covers financial information transferred between financial institutions that includes payment transactions, securities trading and settlement information, credit and debit card transactions and other financial information. The repository contains a huge amount of financial services metadata that has been shared and standardized across the industry. The metadata is stored in UML models with a special ISO 20022 UML Profile. Underlying all of this is the ISO 20022 metamodel - a model of the models. The UML profile is the metamodel transformed into UML. The metadata is transformed into the syntax of messages used in financial networks. The first syntax supported for messages was XML Schema. ISO 20022 will be widely used in fina ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Diebold
Diebold Nixdorf is an American multinational financial and retail technology company that specializes in the sale, manufacture, installation and service of self-service transaction systems (such as ATMs and currency processing systems), point-of-sale terminals, physical security products, and software and related services for global financial, retail, and commercial markets. Currently Diebold Nixdorf is headquartered in the Akron-Canton area with a presence in around 130 countries, and the company employs approximately 23,000 people. Founded in 1859 in Cincinnati, Ohio as the Diebold Bahmann Safe Company, the company eventually changed its name to Diebold Safe & Lock Company. In 1921, Diebold Safe & Lock Company sold the world's largest commercial bank vault to Detroit National Bank. Diebold has since branched into diverse markets, and is currently the largest provider of ATMs in the United States. Diebold Nixdorf was founded when Diebold Inc. acquired Germany's Wincor Nixdo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Itautec
Itautec is a Brazilian electronics company that was founded in 1979. The company is part of Itaúsa, a large Brazilian business group. Itautec. is a well-known ATM, kiosk, and computer manufacturer in the Brazilian and South American market, and also has a key role in project deployment and IT services. Itautec makes consumer electronics, banking and retail automation. The company has a large base of ATMs Globally and in Latin America. Headquartered in São Paulo and with a manufacturing plant in the city of Jundiaí (SP), Itautec has 5,709 direct employees - 5,285 in Brazil and 424 abroad. Product lines Presently the company's product lines include: * Personal Computers: desktop, tablet and laptop personal computers * Monitors: LCD, LED, OLED and touch screen monitors * Commercial and Banking Automation * Software: Point of sale, credit card processing, an in-house Linux distribution called Librix, terminal management, digital signatures, and banking correspondence, a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
NCR Corporation
NCR Corporation, previously known as National Cash Register, is an American software, consulting and technology company providing several professional services and electronic products. It manufactures self-service kiosks, point-of-sale terminals, automated teller machines, cheque processing systems, and barcode scanners. NCR was founded in Dayton, Ohio, in 1884 and acquired by AT&T in 1991. A restructuring of AT&T in 1996 led to NCR's re-establishment on 1 January 1997, as a separate company and involved the spin-off of Lucent Technologies from AT&T. In June 2009 the company sold most of the Dayton properties and moved its headquarters to the Atlanta metropolitan area in unincorporated Gwinnett County, Georgia, near Duluth. In early January 2018, the new NCR Global Headquarters opened in Midtown Atlanta near Technology Square (adjacent to the Georgia Institute of Technology). History Early years The company began as the National Manufacturing Company of Dayton, Oh ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Magnetic Stripe Card
The term digital card can refer to a physical item, such as a memory card on a camera, or, increasingly since 2017, to the digital content hosted as a virtual card or cloud card, as a digital virtual representation of a physical card. They share a common purpose: Identity Management, Credit card, or Debit card. A non-physical digital card, unlike a Magnetic stripe card can can emulate (imitate) any kind of card. Other common uses include loyalty card and health insurance card; physical driver's license and Social Security card are still mandated by some government agencies. A smartphone or smartwatch can store content from the card issuer; discount offers and news updates can be transmitted wirelessly, via Internet These virtual cards are used in very high volumes by the mass transit sector, replacing paper based tickets and earlier MagStrip cards. History Magnetic recording on steel tape and wire was invented by Valdemar Poulsen in Denmark around 1900 for recording aud ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
AS 2805
{{Use dmy dates, date=April 2022 AS 2805 ''Electronic funds transfer - Requirements for interfaces'' is the Australian standard for financial messaging. It is near-exclusively used in Australia for the operation of card-based financial transactions among banks, automatic teller machines and EFTPOS devices. It is closely related to ISO 8583, but pre-dates it by two years (1985 vs 1987). External links AS 2805 at SAI Global(the distributor for Standards Australia Standards Australia is a standards organisation established in 1922 and is recognised through a Memorandum of Understanding (MoU) with the Australian government as the primary non-government standards development body in Australia. It is a com ...). Standards of Australia Payment interchange standards Banking in Australia ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Message Authentication Code
In cryptography, a message authentication code (MAC), sometimes known as a ''tag'', is a short piece of information used for authenticating a message. In other words, to confirm that the message came from the stated sender (its authenticity) and has not been changed. The MAC value protects a message's data integrity, as well as its authenticity, by allowing verifiers (who also possess the secret key) to detect any changes to the message content. Terminology The term message integrity code (MIC) is frequently substituted for the term ''MAC'', especially in communications to distinguish it from the use of the latter as '' media access control address'' (''MAC address''). However, some authors use MIC to refer to a message digest, which aims only to uniquely but opaquely identify a single message. RFC 4949 recommends avoiding the term ''message integrity code'' (MIC), and instead using '' checksum'', ''error detection code'', ''hash'', ''keyed hash'', ''message authentication code ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
ISO/IEC 7813
ISO/IEC 7813 is an international standard codified by the International Organization for Standardization and International Electrotechnical Commission that defines properties of financial transaction cards, such as ATM or credit cards. Scope The standard defines: * physical characteristics, such as size, shape, location of magnetic stripe, etc. * magnetic track data structures Physical characteristics ISO/IEC 7813 specifies the following physical characteristics of the card, mostly by reference to other standards: ; Embossed characters : by reference to ISO/IEC 7811 ; Embossing of expiration date : the format (MM/YY or MM-YY) ; Magnetic stripe : by reference to ISO/IEC 7811 ; Integrated circuit with contacts : by reference to ISO/IEC 7816-1 ; Integrated circuit without contacts : by reference to ISO/IEC 10536-1, ISO/IEC 14443-1, and ISO/IEC 15693-1 Magnetic tracks Track 1 The Track 1 structure is specified as: * STX : Start sentinel "%" * FC : Format code "B" (The format ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
