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Hokkoku Bank
is a Japanese bank headquartered in Kanazawa, Ishikawa prefecture, Japan. The term “Hokkoku” refers to the larger region in Japan that is more commonly known as Hokuriku, and that encompasses Fukui and Toyama prefectures as well as Ishikawa prefecture. While Hokkoku Bank is focused in Ishikawa prefecture, it has offices in the other two prefectures in the Hokuriku region, as well as offices in Tokyo, Osaka, Kyoto, and Nagoya, and representative offices in Shanghai. History The Hokkokoo Bank was established on December 18, 1943 from merger with three other regional banks from Ishikawa prefecture. The bank started handling foreign exchange in 1961. , the bank had a credit rating of EEE (JCR), E-(S&P), had risk based capital adequacy ratio of 99.40% (consolidated basis) and a non-performing loan A non-performing loan (NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. Non-performing loans represent a major challen ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Public Company
A public company is a company whose ownership is organized via shares of stock which are intended to be freely traded on a stock exchange or in over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listed company), which facilitates the trade of shares, or not ( unlisted public company). In some jurisdictions, public companies over a certain size must be listed on an exchange. In most cases, public companies are ''private'' enterprises in the ''private'' sector, and "public" emphasizes their reporting and trading on the public markets. Public companies are formed within the legal systems of particular states, and therefore have associations and formal designations which are distinct and separate in the polity in which they reside. In the United States, for example, a public company is usually a type of corporation (though a corporation need not be a public company), in the United Kingdom it is usually a public limited company (plc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tokyo
Tokyo (; ja, 東京, , ), officially the Tokyo Metropolis ( ja, 東京都, label=none, ), is the capital and List of cities in Japan, largest city of Japan. Formerly known as Edo, its metropolitan area () is the most populous in the world, with an estimated 37.468 million residents ; the city proper has a population of 13.99 million people. Located at the head of Tokyo Bay, the prefecture forms part of the Kantō region on the central coast of Honshu, Japan's largest island. Tokyo serves as Economy of Japan, Japan's economic center and is the seat of both the Government of Japan, Japanese government and the Emperor of Japan. Originally a fishing village named Edo, the city became politically prominent in 1603, when it became the seat of the Tokugawa shogunate. By the mid-18th century, Edo was one of the most populous cities in the world with a population of over one million people. Following the Meiji Restoration of 1868, the imperial capital in Kyoto was mov ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Capital Adequacy
A capital requirement (also known as regulatory capital, capital adequacy or capital base) is the amount of capital a bank or other financial institution has to have as required by its financial regulator. This is usually expressed as a capital adequacy ratio of equity as a percentage of risk-weighted assets. These requirements are put into place to ensure that these institutions do not take on excess leverage and risk becoming insolvent. Capital requirements govern the ratio of equity to debt, recorded on the liabilities and equity side of a firm's balance sheet. They should not be confused with reserve requirements, which govern the assets side of a bank's balance sheet—in particular, the proportion of its assets it must hold in cash or highly-liquid assets. Capital is a source of funds not a use of funds. Regulations A key part of bank regulation is to make sure that firms operating in the industry are prudently managed. The aim is to protect the firms themselves, their cust ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Rating
A credit rating is an evaluation of the credit risk of a prospective debtor (an individual, a business, company or a government), predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting. The credit rating represents an evaluation of a credit rating agency of the qualitative and quantitative information for the prospective debtor, including information provided by the prospective debtor and other non-public information obtained by the credit rating agency's analysts. Credit reporting (or credit score) – is a subset of credit rating – it is a numeric evaluation of an ''individual's'' credit worthiness, which is done by a credit bureau or consumer credit reporting agency. Sovereign credit ratings A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Foreign Exchange Market
The foreign exchange market (Forex, FX, or currency market) is a global decentralized or over-the-counter (OTC) market for the trading of currencies. This market determines foreign exchange rates for every currency. It includes all aspects of buying, selling and exchanging currencies at current or determined prices. In terms of trading volume, it is by far the largest market in the world, followed by the credit market. The main participants in this market are the larger international banks. Financial centers around the world function as anchors of trading between a wide range of multiple types of buyers and sellers around the clock, with the exception of weekends. Since currencies are always traded in pairs, the foreign exchange market does not set a currency's absolute value but rather determines its relative value by setting the market price of one currency if paid for with another. Ex: USD 1 is worth X CAD, or CHF, or JPY, etc. The foreign exchange market works ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Shanghai, China
Shanghai (; , , Standard Mandarin pronunciation: ) is one of the four direct-administered municipalities of the People's Republic of China (PRC). The city is located on the southern estuary of the Yangtze River, with the Huangpu River flowing through it. With a population of 24.89 million as of 2021, Shanghai is the most populous urban area in China with 39,300,000 inhabitants living in the Shanghai metropolitan area, the second most populous city proper in the world (after Chongqing) and the only city in East Asia with a GDP greater than its corresponding capital. Shanghai ranks second among the administrative divisions of Mainland China in human development index (after Beijing). As of 2018, the Greater Shanghai metropolitan area was estimated to produce a gross metropolitan product ( nominal) of nearly 9.1 trillion RMB ($1.33 trillion), exceeding that of Mexico with GDP of $1.22 trillion, the 15th largest in the world. Shanghai is one of the world's major centers for f ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nagoya
is the largest city in the Chūbu region, the fourth-most populous city and third most populous urban area in Japan, with a population of 2.3million in 2020. Located on the Pacific coast in central Honshu, it is the capital and the most populous city of Aichi Prefecture, and is one of Japan's major ports along with those of Tokyo, Osaka, Kobe, Yokohama, and Chiba. It is the principal city of the Chūkyō metropolitan area, which is the third-most populous metropolitan area in Japan with a population of 10.11million in 2020. In 1610, the warlord Tokugawa Ieyasu, a retainer of Oda Nobunaga, moved the capital of Owari Province from Kiyosu to Nagoya. This period saw the renovation of Nagoya Castle. The arrival of the 20th century brought a convergence of economic factors that fueled rapid growth in Nagoya, during the Meiji Restoration, and became a major industrial hub for Japan. The traditional manufactures of timepieces, bicycles, and sewing machines were followed by ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kyoto
Kyoto (; Japanese language, Japanese: , ''Kyōto'' ), officially , is the capital city of Kyoto Prefecture in Japan. Located in the Kansai region on the island of Honshu, Kyoto forms a part of the Keihanshin, Keihanshin metropolitan area along with Osaka and Kobe. , the city had a population of 1.46 million. The city is the cultural anchor of a substantially larger metropolitan area known as Greater Kyoto, a metropolitan statistical area (MSA) home to a census-estimated 3.8 million people. Kyoto is one of the oldest municipalities in Japan, having been chosen in 794 as the new seat of Japan's imperial court by Emperor Kanmu. The original city, named Heian-kyō, was arranged in accordance with traditional Chinese feng shui following the model of the ancient Chinese capital of Chang'an/Luoyang. The emperors of Japan ruled from Kyoto in the following eleven centuries until 1869. It was the scene of several key events of the Muromachi period, Sengoku period, and the Boshin War, such a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Osaka
is a designated city in the Kansai region of Honshu in Japan. It is the capital of and most populous city in Osaka Prefecture, and the third most populous city in Japan, following Special wards of Tokyo and Yokohama. With a population of 2.7 million in the 2020 census, it is also the largest component of the Keihanshin Metropolitan Area, which is the second-largest metropolitan area in Japan and the 10th largest urban area in the world with more than 19 million inhabitants. Osaka was traditionally considered Japan's economic hub. By the Kofun period (300–538) it had developed into an important regional port, and in the 7th and 8th centuries, it served briefly as the imperial capital. Osaka continued to flourish during the Edo period (1603–1867) and became known as a center of Japanese culture. Following the Meiji Restoration, Osaka greatly expanded in size and underwent rapid industrialization. In 1889, Osaka was officially established as a municipality. The cons ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Toyama Prefecture
is a prefecture of Japan located in the Chūbu region of Honshu. Toyama Prefecture has a population of 1,044,588 (1 June 2019) and has a geographic area of 4,247.61 km2 (1,640.01 sq mi). Toyama Prefecture borders Ishikawa Prefecture to the west, Gifu Prefecture to the south, Nagano Prefecture to the east, and Niigata Prefecture to the northeast. Toyama is the capital and largest city of Toyama Prefecture, with other major cities including Takaoka, Imizu, and Nanto. Toyama Prefecture is part of the historic Hokuriku region, and the majority of prefecture's population lives on Toyama Bay, one of the largest bays in Japan. Toyama Prefecture is the leading industrial prefecture on the Japan Sea coast and has the advantage of cheap electricity from abundant hydroelectric resources. Toyama Prefecture contains the only known glaciers in East Asia outside of Russia, first recognized in 2012, and 30% of the prefecture's area is designated as national parks. History Histor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Kanazawa, Ishikawa
is the capital city of Ishikawa Prefecture, Japan. , the city had an estimated population of 466,029 in 203,271 households, and a population density of 990 persons per km2. The total area of the city was . Overview Cityscape File:もてなしドーム３.jpg, Kanazawa Station（2013） File:Omichoichibakan004.jpg, Ōmichō-Market（Ōmichō-Ichiba）（2013） File:Kanazawa view from Utatsuyama Park.jpg, Skyline of Kanazawa City（2017） File:Cityscape at downtown Kanazawa.jpg, CBD of Kanazawa File:Katamachi Crossing.jpg, Downtown of Katamachi Area (2022) Geography Kanazawa is located in north-western Ishikawa Prefecture in the Hokuriku region of Japan and is bordered by the Sea of Japan to the west and Toyama Prefecture to the east. The city sits between the Sai and Asano rivers. The eastern portion of the city is dominated by the Japanese Alps. Parts of the city are within the borders of the Hakusan National Park. Climate Kanazawa has a humid subtropical climat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fukui Prefecture
is a prefecture of Japan located in the Chūbu region of Honshū. Fukui Prefecture has a population of 778,943 (1 June 2017) and has a geographic area of 4,190 km2 (1,617 sq mi). Fukui Prefecture borders Ishikawa Prefecture to the north, Gifu Prefecture to the east, Shiga Prefecture to the south, and Kyoto Prefecture to the southwest. Fukui is the capital and largest city of Fukui Prefecture, with other major cities including Sakai, Echizen, and Sabae. Fukui Prefecture is located on the Sea of Japan coast and is part of the historic Hokuriku region of Japan. The Matsudaira clan, a powerful ''samurai'' clan during the Edo period that became a component of the Japanese nobility after the Meiji Restoration, was headquartered at Fukui Castle on the site of the modern prefectural offices. Fukui Prefecture is home to the Kitadani Formation, the Ichijōdani Asakura Family Historic Ruins, and the Tōjinbō cliff range. Prehistory The Kitadani Dinosaur Quarry, on the Sugi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
