is an

interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belo ...

Japan Japan is an island country in East Asia. Located in the Pacific Ocean off the northeast coast of the Asia, Asian mainland, it is bordered on the west by the Sea of Japan and extends from the Sea of Okhotsk in the north to the East China Sea ...

, owned and operated by the postal savings division of

Japan Post Bank is a Japanese bank headquartered in Tokyo. It is a corporation held by Japan Post Holdings, in which the government of Japan has a majority stake. It is a major financial institution that started in 1875 as a postal savings system, and that s ...

. It counts some 26,519 ATMs, of which 23,500 are at

post office A post office is a public facility and a retailer that provides mail services, such as accepting letter (message), letters and parcel (package), parcels, providing post office boxes, and selling postage stamps, packaging, and stationery. Post o ...

s and 2,869 are away from post offices. The number of ATMs correspond to about one for every post office in Japan, excluding a few post offices that are too small to support ATMs. It is one of the first interbank networks, having been set up in 1979. Some 130 banks in Japan have access to the Yucho network and vice versa. However, rather than being members of Yucho, they are affiliates of the network. The network was set up primarily for Japan Post's postal finance systems, which include its savings accounts. Yucho ATMs are also linked internationally to the Cirrus,

China UnionPay UnionPay (), also known as China UnionPay () or by its abbreviation, CUP or UPI internationally, is a Chinese state-owned financial services corporation headquartered in Shanghai, China. It provides bank card services and a major card sch ...

and

PLUS Plus or PLUS may refer to: Mathematics * Addition * +, the mathematical sign Music * Plus (band), a Japanese pop boy band Albums and EPs * ''+'' (Ed Sheeran album), (pronounced "plus"), 2011 * ''Plus'' (Astrud Gilberto and James Last album), ...

interbank networks, and also accept

Visa Visa most commonly refers to: * Travel visa, a document that allows entry to a foreign country * Visa Inc., a US multinational financial and payment cards company ** Visa Debit card issued by the above company ** Visa Electron, a debit card ** Vi ...

, MasterCard,

American Express American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment card industry, payment cards. It is headquartered at 200 Vesey Street, also known as American Expr ...

Diners Club A diner is a type of restaurant found across the United States and Canada, as well as parts of Western Europe and Australia. Diners offer a wide range of cuisine, mostly American cuisine, a casual atmosphere, and, characteristically, a comb ...

Japan Credit Bureau , formerly Japan Credit Bureau, is a credit card company based in Tokyo, Japan. History Japan Credit Bureau was founded in 1961 by Sanwa Bank (now MUFG Bank) and Nippon Shinpan (now Mitsubishi UFJ NICOS), as the country's second credit car ...

and

credit cards through those networks. Yucho ATMs are categorized into two kinds: actual ATMs, which can accept

passbook A passbook or bankbook is a paper book used to record bank or building society transactions on a deposit account. Traditionally, a passbook was used for accounts with a low transaction volume, such as savings accounts. A bank teller or postm ...

s to make deposits or withdrawals in addition to

ATM card An ATM card is a dedicated payment card card issued by a financial institution (i.e. a bank) which enables a customer to access their financial accounts via its and others' automated teller machines (ATMs) and, in some countries, to make approve ...

s, and cash dispensers, which only accept ATM cards. Unlike most interbank networks, Yucho ATMs do not operate 24 hours a day. Some ATMs close as early as 5:00 pm JST and as late as 11:00 pm JST.

References

External links

Yucho ATMs and cash dispensers
{{DEFAULTSORT:Yucho (Interbank Network) Banks established in 1979 Banking in Japan Interbank networks Postal savings system Payment networks