The app of UnionPay ( zh, s=云闪付, p=Yúnshǎnfù, literally “Cloud QuickPass”) is a
mobile
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* Mobile ...
and
online payment service, developed and operated by
UnionPay, the national Chinese bank card clearing service. Launched in 2017, it was designed to compete with the existing third-party Chinese mobile payment platforms,
Alibaba Group's
Alipay and
Tencent's
WeChat Pay. The mobile app allows the user to add their UnionPay
bank card, and use it for various types of online and mobile payments, including in-app online payments,
QR code payments, as well as
contactless payments on
NFC-enabled devices using UnionPay's
QuickPass
UnionPay (), also known as China UnionPay () or by its abbreviation, CUP or UPI internationally, is a Chinese State-owned enterprise, state-owned financial services corporation headquartered in Shanghai, China. It provides bank card services ...
feature.
History
The UnionPay app was launched on 11 December 2017, which was merged from the old UnionPay app and UnionPay Wallet ( zh, s=银联钱包). Following that, the app has trailed in popularity behind its two major competitors, however, in 2021, the mandate by the
Ministry of Industry and Information Technology (MIIT) to open up the "
walled garden" ecosystems of the major tech companies, has allowed for increasing interoperability of payment QR codes of Alipay and WeChat Pay in the process ongoing throughout 2021 and 2022.
Availability
The UnionPay app is available for the followings:
* holders of the
UnionPay cards issued in
Mainland China,
Hong Kong and
Macau;
* holders of the
American Express
American Express Company (Amex) is an American multinational corporation specialized in payment card services headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City. The company was found ...
renminbi
The renminbi (; symbol: ¥; ISO code: CNY; abbreviation: RMB) is the official currency of the People's Republic of China and one of the world's most traded currencies, ranking as the fifth most traded currency in the world as of April 2022. ...
cards issued in Mainland China.
As of 2021, it can be used internationally in contactless "tap-and-go" mode with supported
point of sale terminals in 51 countries and regions, and in 33 countries and regions in when the
QR code "scan-and-go" mode is used.
References
External links
* (in English)
{{Mobile payments
Mobile payments in China
Mobile payments
Online payments
Payment service providers