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Caisse populaire acadienne ltée,
operating as A trade name, trading name, or business name is a pseudonym used by companies that do not operate under their registered company name. The term for this type of alternative name is fictitious business name. Registering the fictitious name with ...
UNI Financial Cooperation (), is a Francophone
credit union A credit union is a member-owned nonprofit organization, nonprofit cooperative financial institution. They may offer financial services equivalent to those of commercial banks, such as share accounts (savings accounts), share draft accounts (che ...
() based in
New Brunswick New Brunswick is a Provinces and Territories of Canada, province of Canada, bordering Quebec to the north, Nova Scotia to the east, the Gulf of Saint Lawrence to the northeast, the Bay of Fundy to the southeast, and the U.S. state of Maine to ...
, Canada whose members are primarily
Acadians The Acadians (; , ) are an ethnic group descended from the French colonial empire, French who settled in the New France colony of Acadia during the 17th and 18th centuries. Today, most descendants of Acadians live in either the Northern Americ ...
. UNI's administrative headquarters are in
Caraquet Caraquet ( ) is a town in Gloucester County, New Brunswick, Canada. Situated on the shore of Chaleur Bay in the Acadian Peninsula, its name is derived from the Mi'kmaq term for ''meeting of two rivers''. The Caraquet River and Rivière du Nord ...
on the
Acadian Peninsula The Acadian Peninsula () is situated in the northeastern corner of New Brunswick, Canada, encompassing portions of Gloucester and Northumberland Counties. It derives its name from the large Acadian population located there. Two major islands o ...
. The Fédération des caisses populaires acadiennes (the Fédération) was founded on December 3, 1946, shortly after the New Brunswick Credit Union League, created in 1938 as part of the popular
Antigonish Movement The Antigonish Movement blended adult education, co-operatives, microfinance and rural community development to help small, resource-based communities around Canada's Maritimes to improve their economic and social circumstances. A group of priests ...
, was divided into two separate entities. Factors that have contributed to the Mouvement's success were the catastrophic economic situation during the
Great Depression The Great Depression was a severe global economic downturn from 1929 to 1939. The period was characterized by high rates of unemployment and poverty, drastic reductions in industrial production and international trade, and widespread bank and ...
, the minority status of the
Acadians The Acadians (; , ) are an ethnic group descended from the French colonial empire, French who settled in the New France colony of Acadia during the 17th and 18th centuries. Today, most descendants of Acadians live in either the Northern Americ ...
, and the dedication of its proponents, who included Livain Chiasson and first president, Martin J. Légère. In 2014, the Mouvement des caisses populaires acadiennes (the Mouvement), comprising the Fédération, its supporting institutions and subsidiaries, adopted a “collective bridging” (merger) project resolution. 91% of members were in favour when the change was put to a vote. The Fédération became a single administrative entity with the merger of its 15 individual credit unions (''caisses''), operating 51 business locations from its headquarters in Caraquet. As of December 31, 2016, UNI Financial Cooperation had 155,000 members and billion in
asset In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. It is anything (tangible or intangible) that can be used to produce positive economic value. Assets represent value of ownership that can b ...
s. Community involvement focuses mainly on education and youth, the institution giving nearly $2.1 million in 2016 in the form of scholarships, donations and sponsorships. The current
chair A chair is a type of seat, typically designed for one person and consisting of one or more legs, a flat or slightly angled seat and a back-rest. It may be made of wood, metal, or synthetic materials, and may be padded or upholstered in vario ...
of the
Board of Directors A board of directors is a governing body that supervises the activities of a business, a nonprofit organization, or a government agency. The powers, duties, and responsibilities of a board of directors are determined by government regulatio ...
is Pierre-Marcel Desjardins. Camille H. Thériault became
chief executive officer A chief executive officer (CEO), also known as a chief executive or managing director, is the top-ranking corporate officer charged with the management of an organization, usually a company or a nonprofit organization. CEOs find roles in variou ...
for the second time on August 16, 2023.


History


Origins

Before World War I, Acadian economic activities were mainly traditional, such as fishing and farming. There were few companies, and
finance Finance refers to monetary resources and to the study and Academic discipline, discipline of money, currency, assets and Liability (financial accounting), liabilities. As a subject of study, is a field of Business administration, Business Admin ...
was controlled by English speakers. The first farmers’ bank was founded in
Prince Edward Island Prince Edward Island is an island Provinces and territories of Canada, province of Canada. While it is the smallest province by land area and population, it is the most densely populated. The island has several nicknames: "Garden of the Gulf", ...
in 1859. Numerous other cooperatives followed, notably a fishers’ cooperative founded in 1915 in Chéticamp, Nova Scotia, which triggered the hostility of certain merchants. The first Francophone ''caisse populaire'' was founded in Richibouctou the same year, inspired by the
Caisse Desjardins The Desjardins Group (, ) is a Canadian financial service cooperative and the largest federation of credit unions () in North America. It was founded in 1900 in Lévis, Quebec, Lévis, Quebec by Alphonse Desjardins (co-operator), Alphonse Desjar ...
in Quebec. Along with another ''caisse'' founded in 1917, it was not as successful as hoped. The precarious situation of the fishers’ cooperative led the federal government to launch a
royal commission A royal commission is a major ad-hoc formal public inquiry into a defined issue in some monarchies. They have been held in the United Kingdom, Australia, Canada, New Zealand, Norway, Malaysia, Mauritius and Saudi Arabia. In republics an equi ...
, the MacLean Commission, in 1927. The fishers proposed many solutions, and established their own study circles and associations. The recommendations in the commission report, published two years later, included setting up an adult education system and providing financial support for efforts to organize. Already struggling in the post-war period, the Acadians were hard-hit by the
Great Depression The Great Depression was a severe global economic downturn from 1929 to 1939. The period was characterized by high rates of unemployment and poverty, drastic reductions in industrial production and international trade, and widespread bank and ...
of 1929. Every sector of their economy was disrupted, and the effects of the crisis continued to be felt through 1941. The federal government finally responded to the royal commission's recommendations in 1930. The
Antigonish Movement The Antigonish Movement blended adult education, co-operatives, microfinance and rural community development to help small, resource-based communities around Canada's Maritimes to improve their economic and social circumstances. A group of priests ...
, launched that same year by
St. Francis Xavier University St. Francis Xavier University is a public undergraduate liberal arts university located in Antigonish, Nova Scotia, Canada. It is a member of the Maple League, a group of primarily undergraduate universities in Eastern Canada. History St. Fran ...
in
Antigonish, Nova Scotia Antigonish ( ; ) is a town in Antigonish County, Nova Scotia, Canada. The town is home to St. Francis Xavier University and the oldest continuous Highland games outside Scotland. It is approximately 160 kilometres (100 miles) northeast of Halif ...
, was heavily influenced by the social theology movement of the 1920s. It prescribed rural reform through collective education involving various sectors of the economy, also acknowledging the important roles of the clergy and women. Study circles became very popular, and many publications were distributed at their meetings. Information was also circulated in media publications, including '' L’Évangéline'', which presented
cooperation Cooperation (written as co-operation in British English and, with a varied usage along time, coöperation) takes place when a group of organisms works or acts together for a collective benefit to the group as opposed to working in competition ...
as the only means of distributing wealth. Study circles among the Acadians in New Brunswick grew between 1936 and 1941, from 200 to 744 with 7,000 members. The most important figure in the Mouvement was Livain Chiasson.
Agronomists An agriculturist, agriculturalist, agrologist, or agronomist (abbreviated as agr.) is a professional in the science, practice, and management of agriculture and agribusiness. It is a regulated profession in Canada, India, the Philippines, the Uni ...
also promoted cooperative principles at farmers’ circles and agricultural societies, and in 1935 called for legislation to be passed allowing the establishment of credit unions. According to Jean Daigle, the success of the cooperatives was due not only to the catastrophic economic circumstances and the dedication of their proponents but also to the minority status of the Acadians.


Early years

In 1936, the Credit Unions Act created a credit union division within the New Brunswick Department of Agriculture. The oldest ''caisse populaire'' still in existence was founded in
Petit-Rocher Petit-Rocher () was a Village in Gloucester County, New Brunswick. It was dissolved 2023, when it amalgamated with surrounding municipalities to form the New Town of Belle-Baie. It’s name remains for adddress purposes only. The community si ...
in December of that year. Between 1936 and 1941, a total of 60 ''caisses populaires'' and 78 credit unions were established, the cooperative movement seeing greater success in New Brunswick than in Nova Scotia despite the origin of the Antigonish Movement in the latter province. The New Brunswick Credit Union League (the League), established in 1938, sought both to offer services, which included improved stewardship, bookkeeping, the purchase of equipment and arrangement of insurance coverage, and to promote cooperation and represent credit unions. The League wanted to bring together credit unions and ''caisses populaires'' across the province, and set up an education committee in 1941. Between 1941 and 1944, there were ongoing discussions concerning possible affiliation with the
Credit Union National Association The Credit Union National Association, commonly known as CUNA (pronounced "Cue-Nuh"), was a national trade association for both state- and federally chartered credit unions located in the United States. CUNA provided member credit unions with tr ...
(CUNA) in the
United States The United States of America (USA), also known as the United States (U.S.) or America, is a country primarily located in North America. It is a federal republic of 50 U.S. state, states and a federal capital district, Washington, D.C. The 48 ...
. Many members argued in favour because of the CUNA's loans and savings insurance cover, provided through CUNA Mutual and accessible to member credit unions for a premium. But the fact that meetings of the League were held primarily in English caused difficulty for the French-speaking Acadians, none of whom held major positions in that organization. In January 1945, a New Brunswick Credit Union meeting held at the Université du Sacré-Cœur in Bathurst decided to separate the League into two sections, one English-speaking and one French-Speaking. On July 2 of that year, the League's
annual general meeting An annual general meeting (AGM, also known as the annual meeting) is a meeting of the general membership of an organization. These organizations include membership associations and companies with shareholders. These meetings may be required ...
was boycotted by the Francophone section. The Fédération des caisses populaires acadiennes (the Fédération) was subsequently established at a meeting at the Université du Sacré-Cœur on July 31, 1945. Its charter was ratified on December 3, 1946, and signed by all 15 ''caisses populaires'' in existence at that time. A copy of the original charter, issued by the Department of Agriculture, hangs today at the headquarters of UNI Financial Cooperation. The main ''caisse'' opened its doors in
Caraquet Caraquet ( ) is a town in Gloucester County, New Brunswick, Canada. Situated on the shore of Chaleur Bay in the Acadian Peninsula, its name is derived from the Mi'kmaq term for ''meeting of two rivers''. The Caraquet River and Rivière du Nord ...
in 1947. Also that year, Martin J. Légère became the first president, holding that position until 1981. In 1948, at odds with paying fees to the CUNA, the Fédération successfully convinced the
Legislative Assembly of New Brunswick The Legislative Assembly of New Brunswick () is the deliberative assembly of the New Brunswick Legislature, in the province of New Brunswick, Canada. The assembly's seat is located in Fredericton. It was established in Saint John ''de jure'' ...
to adopt an act recognizing the ''Société d’assurance des Caisses populaires acadiennes'' (SACPA), owned by the Fédération and other cooperatives. The SACPA's sole function at that time was to provide universal group coverage of member loans, savings, and shares in the ''caisses populaires''.


Expansion

The Caisse populaire de Caraquet was the first to issue a
cheque A cheque (or check in American English) is a document that orders a bank, building society, or credit union, to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued. The person writing ...
, in 1950. The Union coopérative acadienne was founded in 1955 (it later became the Conseil acadien de la coopération, in 1980). A new headquarters was inaugurated in Caraquet in 1955. Term deposits were first offered in 1965. The Fédération adopted its first logo in 1973. Cooperation with Les Caisses Desjardins became closer, beginning in 1966 when the latter began assisting with staff training and
accounting management Accounting, also known as accountancy, is the process of recording and processing information about economic entities, such as businesses and corporations. Accounting measures the results of an organization's economic activities and conveys ...
was harmonized. The Services Unis de Vérification et d’Inspection were established in 1974. Cooperation subsequently intensified. An electronic ''caisse'' operation system (COS) was designed in 1976, and the ''caisse'' in
Lamèque Lamèque () is a former town in Gloucester County, New Brunswick, Canada. It held town status prior to 2023 and is now part of the town of Île-de-Lamèque. Of Amerindian rather than French origin, "Lamèque" comes from the Micmac Elmugwadasik ...
became the first to adopt this system the following year. The Caisses populaires acadiennes joined the Caisses Desjardins network, becoming associate members of Caisse centrale Desjardins in 1981. The Office de stabilisation de la Fédération des Caisses populaires acadiennes ltée was established in 1978. In 1986, the
debit card A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either ...
''La Populaire'' was introduced when the first
automated teller machine An automated teller machine (ATM) is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, balance inquiries or account ...
(ATM) was installed in
Edmundston Edmundston () is a city in Madawaska County, New Brunswick, Canada. Established in 1850, it had a population of 16,437 as of 2021. On January 1, 2023, Edmundston amalgamated with the village of Rivière-Verte, New Brunswick, Rivière-Verte and ...
and the Fédération joined the
Interac Interac is a Canadian interbank network that links financial institutions and other enterprises for the purpose of exchanging electronic financial transactions. Interac serves as the Canadian debit card system and the predominant funds transf ...
network. Cooperation with the Mouvement Desjardins culminated in 1990 with the signing of a first affiliation agreement. The Fédération continued to grow, with phase I of its current headquarters, Place de l’Acadie, opening its doors in 1978. The Institut de coopération acadien ltée was also founded that year. In 1980, the SACPA began offering
life annuities Life, also known as biota, refers to matter that has biological processes, such as signaling and self-sustaining processes. It is defined descriptively by the capacity for homeostasis, organisation, metabolism, growth, adaptation, response ...
. In 1982, it began selling personal
life insurance Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract A contract is an agreement that specifies certain legally enforceable rights and obligations pertaining to two or more parties. A contract typical ...
products. The Fondation des Caisses populaires acadiennes was established in 1983. Management of the employee
pension plan A pension (; ) is a fund into which amounts are paid regularly during an individual's working career, and from which periodic payments are made to support the person's retirement from work. A pension may be either a "Defined benefit pension pla ...
was taken over from
Assumption Life Assumption Mutual Life Insurance Company, operating as Assumption Life (), is a Canadian life insurance and asset management company based in Moncton, New Brunswick. History The company was established in 1903 by Acadians in Massachusetts as ...
in 1986. Phase II of Place de l’Acadie was inaugurated in 1989. Also that year, the Fédération des Caisses populaires became the first financial institution in the province to put in place a direct payment system based on use of bank cards. La Financière Acadie, which offered a range of complementary financial products, was formed in 1994. The New Brunswick Credit Union Deposit Insurance Corporation was established the same year.


New structure

Globalization Globalization is the process of increasing interdependence and integration among the economies, markets, societies, and cultures of different countries worldwide. This is made possible by the reduction of barriers to international trade, th ...
brought many foreign banks to invest in Canada during the 1990s, leading to a proposed merger of the Royal Bank and the
Bank of Montreal The Bank of Montreal (, ), abbreviated as BMO (pronounced ), is a Canadian multinational Investment banking, investment bank and financial services company. The bank was founded in Montreal, Quebec, in 1817 as Montreal Bank, making it Canada ...
in order to remain competitive. The new context, in association with other factors such as the development of new technologies and the primarily local focus of ''caisse populaire'' activities, prompted cooperatives such as the Mouvement des caisses populaires acadiennes to change their strategy. Accordingly, in 1995 the current organizational structure was implemented, separating the Mouvement into a cooperative block and a new corporate block. The Société de services Acadie, the Acadia Service Centre and Acadia Financial Services were set up at this time, and the launch of the Fonds de placement Acadie created the first
mutual fund A mutual fund is an investment fund that pools money from many investors to purchase Security (finance), securities. The term is typically used in the United States, Canada, and India, while similar structures across the globe include the SICAV in ...
managed in Acadia. Optional life insurance on loans became available in 1996. The same year, SACPA was rebaptized Acadia Life, and adopted the Fédération's logo. In addition, a new corporate image was adopted to mark the Fédération's 50th anniversary. Phase III of Place de l’Acadie was inaugurated in 1997. Also that year, Acadia Life diversified its disability insurance offerings. The official website, acadie.com, was launched in 1998 along with the portal, acadie.net. Placements Acadie was established in 1998. Acadia Life was
demutualized Demutualization is the process by which a customer-owned mutual organization (''mutual'') or co-operative changes legal form to a joint stock company. It is sometimes called stocking or privatization. As part of the demutualization process, member ...
in 1999, becoming a company with a single shareholder, the Fédération. Promenade Acadie, an online shopping website, was launched in 2000. The new corporate signature “Higher, further, together” was unveiled in 2004. Acadia General Insurance was founded in 2005, although it did not begin operating until two years later. In 2006, Place de l’Acadie was renamed Édifice Martin-J.-Légère on the occasion of the 60th anniversary of the Fédération des Caisses populaires acadiennes. The Caisse populaire de Shippagan rejoined the Fédération in 2007. AVie was created in 2008. The first office of Acadia General Insurance also opened that year in
Tracadie-Sheila Tracadie-Sheila ( ) is a former town in Gloucester County, New Brunswick, Canada. It is now part of the Regional Municipality of Tracadie. History Demographics Population Language Tourism and culture Located on the Acadian Peninsul ...
. A replica of the first ''caisse populaire'' in
Petit-Rocher Petit-Rocher () was a Village in Gloucester County, New Brunswick. It was dissolved 2023, when it amalgamated with surrounding municipalities to form the New Town of Belle-Baie. It’s name remains for adddress purposes only. The community si ...
was erected at the
Village historique acadien Village Historique Acadien Provincial Park is an historical reconstruction that portrays the way of life of Acadians between 1770 and 1949. It is located in Bertrand, in northeastern New Brunswick, east of Bathurst and north of Miramichi, New ...
in 2009. Mobile services were launched in 2010. In 2012, Caisses populaires acadiennes was named a platinum partner of the Congrès mondial acadien 2014. The Financial Business Centre and the Centre administratif Acadie were also established.


Partnerships and new image

In 2013, a major three-year partnership was signed with the Fédération des jeunes francophones du Nouveau-Brunswick. Also in that year, the institution signed a historic agreement with the Université de Moncton, opening a service centre on the
Moncton Moncton (; ) is the most populous city in the Provinces and territories of Canada, Canadian province of New Brunswick. Situated in the Petitcodiac River Valley, Moncton lies at the geographic centre of the The Maritimes, Maritime Provinces. Th ...
campus. In 2014, a business partnership with the Vitalité Health Network was announced. On April 24, 2014, delegates in
Edmundston Edmundston () is a city in Madawaska County, New Brunswick, Canada. Established in 1850, it had a population of 16,437 as of 2021. On January 1, 2023, Edmundston amalgamated with the village of Rivière-Verte, New Brunswick, Rivière-Verte and ...
voted on a proposal for a collective bridging project. On November 12, 2014, 91% of ''caisse'' members voted to proceed. In 2015, Desjardins and the Fédération des caisses populaires acadiennes renewed their business partnership. On January 1, 2016, the new merged ''caisse'' became accessible to all 155,000 members across the region through 51 business locations. Two new MasterCard credit cards were also issued, and a mobile deposit application with a photo cheque deposit option was launched. In April 2016, the Caisse populaire acadienne ltée unveiled a new corporate image, adopted at its annual general meeting in
Moncton Moncton (; ) is the most populous city in the Provinces and territories of Canada, Canadian province of New Brunswick. Situated in the Petitcodiac River Valley, Moncton lies at the geographic centre of the The Maritimes, Maritime Provinces. Th ...
. On May 30, 2016, to mark its 80th anniversary, the ''Caisse'' officially adopted this image, featuring a new operating name, UNI Financial Cooperation, and logo. On July 1, 2016, UNI Financial Cooperation became the first federally chartered credit union. The Fédération des Caisses populaires acadiennes and the Office de stabilisation des caisses populaires acadiennes were dissolved at the same time. Édifice Martin-J-Légère was named the official headquarters of UNI Financial Cooperation. On January 1, 2017, Camille H. Thériault retired as chief executive officer and Robert Moreau stepped into his role.


Members, ''caisses'' and business locations

As at December 31, 2016, UNI Financial Cooperation had 155,000 members, with one ''caisse'', 51 business locations, four UNI Business offices, and nearly 1,000 employees. According to a 1996 study by
Léger Marketing Leger or Léger may refer to: People * Léger (surname), a list of people with the surname Léger or Leger * Leodegar or Leger (615-679), Chalcedonian saint, martyr and Bishop of Autun * Leger Djime (born 1987), Chadian footballer * Leger D ...
, 70.3% of Francophones in New Brunswick did business with one or more ''caisses populaires acadiennes'', with 61.3% dealing mainly with one ''caisse''.11 The institution's main competitor at that time was National Bank, representing 12.7% of French speakers, followed by Royal Bank (5.6%),
Bank of Montreal The Bank of Montreal (, ), abbreviated as BMO (pronounced ), is a Canadian multinational Investment banking, investment bank and financial services company. The bank was founded in Montreal, Quebec, in 1817 as Montreal Bank, making it Canada ...
(5.3%), Caisse populaire de Shippagan (which later joined the Fédération) (5.0%),
Scotiabank The Bank of Nova Scotia (), operating as Scotiabank (), is a Canadian multinational corporation, multinational banking and financial services company headquartered in Toronto, Ontario. One of Canada's Big Five (banks), Big Five banks, it is the ...
(3.7%), and other institutions (less than 2.0% each). A number of ''caisses'' have merged over the years. The 2000s saw a 30% decrease in the number of clients requesting counter service and a 20% decrease in the number of members using ATMs. Over the same period, use of Internet-based services increased by 2200%.18 These trends led to the closure of some 20 business locations in 2012 and 2013. * Until 2015, clients of more than one ''caisse'' were counted more than once. Changes in UNI Financial Cooperation's structure, and ''caisse'' mergers, enabled the merging of multiple folios and more accurate determination of member numbers.


Organizational structure

UNI Financial Cooperation operates 51 business locations and two support institutions: the Fondation des Caisses populaires acadiennes and the Conseil acadien de la coopération. UNI Business operates four offices, while UNI Insurance maintains two regional offices. The Acadia Service Centre offers electronic management services, cheques processing, and central processing services for the financing centre. It also processes deposits and direct withdrawals, provides Personal Property Registry services and manages title insurance records. UNI Insurance offers its clients insurance and investment products and personalized financial services, as well as car, home and business insurance. Acadia Financial Services is a restricted dealer dedicated mainly to the distribution of mutual fund units within UNI Financial Cooperation.


Administration

The headquarters of UNI Financial Cooperation are located in Édifice Martin-J.-Légère in
Caraquet Caraquet ( ) is a town in Gloucester County, New Brunswick, Canada. Situated on the shore of Chaleur Bay in the Acadian Peninsula, its name is derived from the Mi'kmaq term for ''meeting of two rivers''. The Caraquet River and Rivière du Nord ...
. UNI Financial Cooperation is led by a board of directors chaired by Pierre Marcel Desjardins. As of January 1, 2017, the chief executive officer is Robert Moreau. Members elect 12 directors; four per region (Southeast, Northeast, Northwest), to make up the Board of Directors of UNI Financial Cooperation. The institution has nearly 1,000 employees, and a total payroll of $70 million, making it one of the largest private employers in the province.


Community involvement

In 1975, the Fédération des Caisses populaires acadiennes helped to keep newspaper '' L’Évangéline'' afloat, founding ''Les Œuvres de presse acadiennes'' with the Société Nationale de l’Acadie. Among many
sponsorships Sponsoring something (or someone) is the act of supporting an event, activity, person, or organization financially or through the provision of products or services. The individual or group that provides the support, similar to a benefactor, is k ...
, the Fédération des Caisses populaires acadiennes and the SACPA became main sponsors of the Jeux de l’Acadie in 1987. In 1999, the Mouvement sponsored the Village de la Francophonie in
Dieppe Dieppe (; ; or Old Norse ) is a coastal commune in the Seine-Maritime department, Normandy, northern France. Dieppe is a seaport on the English Channel at the mouth of the river Arques. A regular ferry service runs to Newhaven in England ...
alongside the 8th Francophonie Summit. Its largest sponsorship was of the
Canada Winter Games Canada is a country in North America. Its Provinces and territories of Canada, ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, making it the world's List of coun ...
in Bathurst- Campbellton in 2003. In 1996, the institution marked its 50th anniversary with the adoption of a new corporate image and acquisition of the ''Collection du cinquantième'', a series of
contemporary art Contemporary art is a term used to describe the art of today, generally referring to art produced from the 1970s onwards. Contemporary artists work in a globally influenced, culturally diverse, and technologically advancing world. Their art is a ...
works depicting key events in the
history of Acadia Acadia (; ) was a colony of New France in northeastern North America which included parts of what are now the Maritime provinces, the Gaspé Peninsula and Maine to the Kennebec River. The population of Acadia included the various indigenous Fir ...
. In 2003, Caisses populaires acadiennes purchased a collection of 10 works entitled ''Les Légendes de l’Acadie'' by Michel Duguay. The following year, this collection was exhibited in selected ''caisses'' throughout the province to mark the 400th anniversary of Acadia. In 2016, the UNI Community was established to support and finance projects promoting the visibility of New Brunswick and well-being of its people. As of that year, UNI Financial Cooperation's business activities generated over $2.3 million in social contributions annually.


CEOs


Chairs of the Board of Directors


References

{{Authority control 1946 establishments in New Brunswick Acadia Banks established in 1946 Caraquet Companies based in New Brunswick Credit unions of Canada