Telematics is an interdisciplinary field encompassing
telecommunication
Telecommunication, often used in its plural form or abbreviated as telecom, is the transmission of information over a distance using electronic means, typically through cables, radio waves, or other communication technologies. These means of ...
s, vehicular technologies (
road transport
Road transport or road transportation is a type of transport using roads. Transport on roads can be roughly grouped into the transportation of goods and transportation of people. In many countries licensing requirements and safety regulations e ...
,
road safety
Road traffic safety refers to the methods and measures, such as traffic calming, to prevent road users from being killed or seriously injured. Typical road users include pedestrians, cyclists, Driving, motorists, passengers of vehicles, and p ...
, etc.), electrical engineering (sensors, instrumentation,
wireless communication
Wireless communication (or just wireless, when the context allows) is the transfer of information (''telecommunication'') between two or more points without the use of an electrical conductor, optical fiber or other continuous guided med ...
s, etc.), and
computer science
Computer science is the study of computation, information, and automation. Computer science spans Theoretical computer science, theoretical disciplines (such as algorithms, theory of computation, and information theory) to Applied science, ...
(
multimedia
Multimedia is a form of communication that uses a combination of different content forms, such as Text (literary theory), writing, Sound, audio, images, animations, or video, into a single presentation. T ...
,
Internet
The Internet (or internet) is the Global network, global system of interconnected computer networks that uses the Internet protocol suite (TCP/IP) to communicate between networks and devices. It is a internetworking, network of networks ...
, etc.). Telematics can involve any of the following:

* The technology of sending, receiving, and storing information using telecommunication devices to control remote objects
* The integrated use of
telecommunication
Telecommunication, often used in its plural form or abbreviated as telecom, is the transmission of information over a distance using electronic means, typically through cables, radio waves, or other communication technologies. These means of ...
s and
informatics
Informatics is the study of computational systems. According to the Association for Computing Machinery, ACM Europe Council and Informatics Europe, informatics is synonymous with computer science and computing as a profession, in which the centra ...
for application in vehicles and to control vehicles on the move
*
Global navigation satellite system
A satellite navigation or satnav system is a system that uses satellites to provide autonomous geopositioning. A satellite navigation system with global coverage is termed global navigation satellite system (GNSS). , four global systems are op ...
technology integrated with computers and
mobile communications
Mobile may refer to:
Places
* Mobile, Alabama, a U.S. port city
* Mobile County, Alabama
* Mobile, Arizona, a small town near Phoenix, U.S.
* Mobile, Newfoundland and Labrador
Arts, entertainment, and media Music Groups and labels
* Mobil ...
technology in
automotive navigation system
An automotive navigation system is part of the automobile controls or a third party add-on used to find direction in an automobile. It typically uses a satellite navigation device to get its position data which is then correlated to a position on ...
s
* (Most narrowly) The use of such systems within
road vehicle
A motor vehicle, also known as a motorized vehicle, automotive vehicle, automobile, or road vehicle, is a self-propelled land vehicle, commonly wheeled, that does not operate on rails (such as trains or trams), does not fly (such as airplanes ...
s (also called vehicle telematics)
History
Telematics is a translation of the
French word ''télématique,'' which was first
coined by
Simon Nora and
Alain Minc
Alain Minc (; born 15 April 1949) is a French businessman, political advisor and author.
Biography
Early life
Alain Minc was born on April 15, 1949, in Paris to a family of Jewish immigrants from Poland. His father, Joseph Minkowski, was a den ...
in a 1978 report to the French government on the
computerization of society. It referred to the transfer of information over telecommunications and was a
portmanteau
In linguistics, a blend—also known as a blend word, lexical blend, or portmanteau—is a word formed by combining the meanings, and parts of the sounds, of two or more words together. blending the French words ''télécommunications'' ("
telecommunications
Telecommunication, often used in its plural form or abbreviated as telecom, is the transmission of information over a distance using electronic means, typically through cables, radio waves, or other communication technologies. These means of ...
") and ''informatique'' ("
computing science
Computer science is the study of computation, information, and automation. Computer science spans theoretical disciplines (such as algorithms, theory of computation, and information theory) to applied disciplines (including the design an ...
"). The original broad meaning of telematics continues to be used in academic fields, but in commerce it now generally means
vehicle telematics
Telematics is an interdisciplinary field encompassing telecommunications, vehicular technologies (road transport, road safety, etc.), electrical engineering (sensors, instrumentation, wireless communications, etc.), and computer science (multimedia ...
.
Vehicle telematics
Telematics can be described as thus:
# The convergence of telecommunications and information processing, the term later evolved to refer to
automation in automobiles
Vehicular automation is using technology to assist or replace the operator of a vehicle such as a car, truck, aircraft, rocket, military vehicle, or boat. Assisted vehicles are ''semi-autonomous'', whereas vehicles that can travel without a ...
, such as the invention of the
emergency warning system for vehicles. GPS navigation, integrated hands-free cell phones, wireless safety communications, and automatic driving assistance systems all are covered under the telematics umbrella.
# The science of telecommunications and informatics applied in wireless technologies and computational systems.
802.11p, the IEEE standard in the 802.11 family and also referred to as
Wireless Access for the Vehicular Environment
IEEE 802.11p is an approved amendment to the IEEE 802.11 standard to add wireless access in vehicular environments (WAVE), a vehicular communication system. It defines enhancements to 802.11 (the basis of products marketed as Wi-Fi) required to s ...
(WAVE), is the primary standard that addresses and enhances
Intelligent Transport System.

Vehicle telematics can help improve the efficiency of an organization.
Vehicle tracking
Vehicle tracking
A vehicle tracking system combines the use of automatic vehicle location in individual vehicles with software that collects these fleet data for a comprehensive picture of vehicle locations. Modern vehicle tracking systems commonly use GPS or ...
is monitoring the location, movements, status, and behavior of a vehicle or fleet of vehicles. This is achieved through a combination of a
GPS
The Global Positioning System (GPS) is a satellite-based hyperbolic navigation system owned by the United States Space Force and operated by Mission Delta 31. It is one of the global navigation satellite systems (GNSS) that provide geol ...
(
GNSS
A satellite navigation or satnav system is a system that uses satellites to provide autonomous geopositioning. A satellite navigation system with global coverage is termed global navigation satellite system (GNSS). , four global systems are op ...
) receiver and an electronic device (usually comprising a
GSM
The Global System for Mobile Communications (GSM) is a family of standards to describe the protocols for second-generation (2G) digital cellular networks, as used by mobile devices such as mobile phones and Mobile broadband modem, mobile broadba ...
GPRS
General Packet Radio Service (GPRS), also called 2.5G, is a mobile data standard on the 2G cellular communication network's Global System for Mobile Communications, global system for mobile communications (GSM). Networks and mobile devices wit ...
modem or
SMS
Short Message Service, commonly abbreviated as SMS, is a text messaging service component of most telephone, Internet and mobile device systems. It uses standardized communication protocols that let mobile phones exchange short text messages, t ...
sender) installed in each vehicle, communicating with the user (dispatching, emergency, or co-ordinating unit) and PC-based or web-based software. The data is turned into information by management reporting tools in conjunction with a visual display on computerized
map
A map is a symbolic depiction of interrelationships, commonly spatial, between things within a space. A map may be annotated with text and graphics. Like any graphic, a map may be fixed to paper or other durable media, or may be displayed on ...
ping software. Vehicle tracking systems may also use
odometry
Odometry is the use of data from motion sensors to estimate change in position over time. It is used in robotics by some legged or wheeled robots to estimate their position relative to a starting location. This method is sensitive to errors due ...
or
dead reckoning
In navigation, dead reckoning is the process of calculating the current position of a moving object by using a previously determined position, or fix, and incorporating estimates of speed, heading (or direction or course), and elapsed time. T ...
as an alternative or complementary means of navigation.
GPS tracking
A GPS tracking unit, geotracking unit, satellite tracking unit, or simply tracker is a navigation device normally on a vehicle, asset, person or animal that uses satellite navigation to determine its movement and determine its WGS84 UTM ...
is usually accurate to around 10–20 meters, but the
European Space Agency
The European Space Agency (ESA) is a 23-member International organization, international organization devoted to space exploration. With its headquarters in Paris and a staff of around 2,547 people globally as of 2023, ESA was founded in 1975 ...
has developed the
EGNOS
The European Geostationary Navigation Overlay Service (EGNOS) is a satellite-based augmentation system (SBAS) developed by the European Space Agency and Eurocontrol on behalf of the European Commission. Currently, it supplements GPS by reporting ...
technology to provide accuracy to 1.5 meters.
Trailer tracking
Trailer tracking
Trailer tracking is tracking the position of an articulated vehicle’s trailer unit through a tracking device fitted to the trailer. A communication network or satellite network is then used to transfer this positional data to a centralized colle ...
refers to the tracking of movements and position of an articulated vehicle's
trailer unit through the use of a location unit fitted to the trailer and a method of returning the position data via mobile communication network, IOT (Internet of things), or geostationary satellite communications for use through either PC- or web-based software.
Cold-store freight trailers that deliver fresh or frozen foods are increasingly incorporating telematics to gather
time-series
In mathematics, a time series is a series of data points indexed (or listed or graphed) in time order. Most commonly, a time series is a sequence taken at successive equally spaced points in time. Thus it is a sequence of discrete-time data. E ...
data on the temperature inside the cargo container, both to
trigger alarms and record an audit trail for business purposes. An increasingly sophisticated array of sensors, many incorporating
RFID
Radio-frequency identification (RFID) uses electromagnetic fields to automatically identify and track tags attached to objects. An RFID system consists of a tiny radio transponder called a tag, a radio receiver, and a transmitter. When tri ...
technology, is being used to ensure the
cold chain
A cold chain is a supply chain that uses refrigeration to maintain perishable goods, such as pharmaceuticals, produce or other goods that are temperature-sensitive. Common goods, sometimes called cool cargo, distributed in cold chains include fr ...
.
Container tracking
Freight containers can be tracked by GPS using a similar approach to that used for trailer tracking (i.e. a battery-powered GPS device communicating its position via mobile phone or satellite communications). Benefits of this approach include increased security and the possibility to reschedule the container transport movements based on accurate information about its location. According to Berg Insight, the installed base of tracking units in the intermodal shipping container segment reached 190,000 at the end of 2013. Growing at a compound annual growth rate of 38.2 percent, the installed base reached 960,000 units at the end of 2018.
Fleet management
Fleet management is the management of a company's
fleet
Fleet may refer to:
Vehicles
* Fishing fleet
*Naval fleet
* Fleet vehicles, a pool of motor vehicles
* Fleet Aircraft, the aircraft manufacturing company
Places
Canada
* Fleet, Alberta, Canada, a hamlet
England
* The Fleet Lagoon, at Chesil Be ...
and includes the management of ships and/or motor vehicles such as cars, vans, and trucks. Fleet (vehicle) management can include a range of functions, such as vehicle financing, vehicle maintenance, vehicle telematics (tracking and diagnostics), driver management, fuel management, health and safety management, and dynamic vehicle scheduling. Fleet management is a function which allows companies that rely on transport in their business to remove or minimize the risks associated with vehicle investment, improving efficiency and productivity while reducing overall transport costs and ensuring compliance with government legislation and
Duty of Care
In Tort, tort law, a duty of care is a legal Law of obligations, obligation that is imposed on an individual, requiring adherence to a standard of care, standard of Reasonable person, reasonable care to avoid careless acts that could foreseeab ...
obligations. These functions can either be dealt with by an in-house fleet management department or an outsourced fleet management provider.
Telematics standards
The Association of Equipment Management Professionals (AEMP)
developed the industry's first telematics standard.
In 2008, AEMP brought together the major construction equipment manufacturers and telematics providers in the heavy equipment industry to discuss the development of the industry's first telematics standard. Following agreement from
Caterpillar
Caterpillars ( ) are the larval stage of members of the order Lepidoptera (the insect order comprising butterflies and moths).
As with most common names, the application of the word is arbitrary, since the larvae of sawflies (suborder ...
,
Volvo
The Volvo Group (; legally Aktiebolaget Volvo, shortened to AB Volvo, stylized as VOLVO) is a Swedish multinational manufacturing corporation headquartered in Gothenburg. While its core activity is the production, distribution and sale of truck ...
CE,
Komatsu, and
John Deere
Deere & Company, Trade name, doing business as John Deere (), is an American corporation that manufactures agricultural machinery, heavy equipment, forestry machinery, diesel engines, drivetrains (axles, Transmission (mechanical device), transmi ...
Construction & Forestry to support such a standard, the AEMP formed a standards development subcommittee chaired by Pat Crail CEM to develop the standard. This committee consisted of developers provided by the Caterpillar/Trimble joint venture known as Virtual Site Solutions, Volvo CE, and John Deere. This group worked from February 2009 through September 2010 to develop the industry's first standard for the delivery of telematics data.
The result, the AEMP Telematics Data Standard V1.1,
was released in 2010 and officially went live on October 1, 2010. As of November 1, 2010, Caterpillar, Volvo CE, John Deere Construction & Forestry, OEM Data Delivery, and
Navman
Established by Sir Peter Maire in 1986 as New Zealand-based Talon Technology, Navman (as the company became known in the 1990s) is a GPS systems company providing stand-alone GPS units, OEM GPS modules, GPS software for Palm handhelds and Poc ...
Wireless are able to support customers with delivery of basic telematics data in a standard xml format. Komatsu,
Topcon
is a Japanese manufacturer of optical equipment for ophthalmology and surveying.
History
1930s
TOPCON was established in September 1932 based the merger of the surveying instruments division of K. Hattori & Co., Ltd. (now known as Seiko ...
, and others are finishing beta testing and have indicated their ability to support customers in the near future.
The AEMP's telematics data standard was developed to allow end users to integrate key telematics data (operating hours, location,
fuel consumed, and
odometer
An odometer or odograph is an instrument used for measuring the distance traveled by a vehicle, such as a bicycle or car. The device may be electronic, mechanical, or a combination of the two (electromechanical). The noun derives from ancient Gr ...
reading where applicable) into their existing fleet management reporting systems. As such, the standard was primarily intended to facilitate importation of these data elements into
enterprise software
Enterprise software, also known as enterprise application software (EAS), is computer software used to satisfy the needs of an organization rather than its individual users. Enterprise software is an integral part of a computer-based information ...
systems such as those used by many medium-to-large construction contractors. Prior to the standard, end users had few options for integrating this data into their reporting systems in a mixed-fleet environment consisting of multiple brands of machines and a mix of telematics-equipped machines and legacy machines (those without telematics devices where operating data is still reported manually via pen and paper). One option available to machine owners was to visit multiple websites to manually retrieve data from each manufacturer's telematics interface and then manually enter it into their fleet management program's database. This option was cumbersome and labor-intensive.
A second option was for the end user to develop an API (
Application Programming Interface
An application programming interface (API) is a connection between computers or between computer programs. It is a type of software Interface (computing), interface, offering a service to other pieces of software. A document or standard that des ...
), or program, to integrate the data from each telematics provider into their database. This option was quite costly as each telematics provider had different procedures for accessing and retrieving the data and the data format varied from provider to provider. This option automated the process, but because each provider required a unique, custom API to retrieve and parse the data, it was an expensive option. In addition, another API had to be developed any time another brand of machine or telematics device was added to the fleet.
A third option for mixed-fleet integration was to replace the various factory-installed telematics devices with devices from a third party telematics provider. Although this solved the problem of having multiple data providers requiring unique integration methods, this was by far the most expensive option. In addition to the expense, many third-party devices available for construction equipment are unable to access data directly from the machine's
electronic control modules (ECMs), or computers, and are more limited than the device installed by the OEM (Cat, Volvo, Deere, Komatsu, etc.) in the data they are able to provide. In some cases, these devices are limited to location and engine runtime, although they are increasingly able to accommodate a number of add-on sensors to provide additional data.
The AEMP Telematics Data Standard provides a fourth option. By concentrating on the key data elements that drive the majority of fleet management reports (hours, miles, location, fuel consumption), making those data elements available in a standardized xml format, and standardizing the means by which the document is retrieved, the standard enables the end user to use one API to retrieve data from any participating telematics provider (as opposed to the unique API for each provider that was required previously), greatly reducing integration development costs.
The current draft version of the AEMP Telematics Data Standard is now called the AEM/AEMP Draft Telematics API Standard, which expands the original standard Version 1.2 to include 19 data fields (with fault code capability). This new draft standard is a collaborative effort of AEMP and the Association of Equipment Manufacturers (AEM), working on behalf of their members and the industry. This Draft API replaces the current version 1.2 and does not currently cover some types of equipment, e.g., agriculture equipment, cranes, mobile elevating work platforms, air compressors, and other niche products.
In addition to the new data fields, the AEM/AEMP Draft Telematics API Standard changes how data is accessed in an effort to make it easier to consume and integrate with other systems and processes. It includes standardized communication protocols for the ability to transfer telematics information in mixed-equipment fleets to end user business enterprise systems, enabling the end user to employ their own business software to collect and then analyze asset data from mixed-equipment fleets without the need to work across multiple telematics provider applications.
To achieve a globally recognized standard for conformity worldwide, the AEM/AEMP Draft Telematics API Standard will be submitted for acceptance by the International Organization for Standardization (ISO). Final language is dependent upon completion of the ISO acceptance process.
Satellite navigation
Satellite navigation in the context of vehicle telematics is the technology of using a GPS and electronic mapping tool to enable a driver to locate a position, plan a route, and navigate a journey.
Mobile data
Mobile data
Mobile broadband is the marketing term for Wireless broadband, wireless Internet access via mobile network, mobile (cell) networks. Access to the network can be made through a portable modem, wireless modem, or a Tablet computer, tablet/smartp ...
is the use of wireless
data communication
Data communication, including data transmission and data reception, is the transfer of data, transmitted and received over a point-to-point or point-to-multipoint communication channel. Examples of such channels are copper wires, optic ...
s using
radio waves
Radio waves (formerly called Hertzian waves) are a type of electromagnetic radiation with the lowest frequencies and the longest wavelengths in the electromagnetic spectrum, typically with frequencies below 300 gigahertz (GHz) and wavelengths ...
to send and receive real-time computer data to, from, and between devices used by field-based personnel. These devices can be fitted solely for use while in the vehicle (Fixed Data Terminal) or for use in and out of the vehicle (Mobile Data Terminal). See
mobile Internet
The mobile web comprises mobile browser-based World Wide Web services accessed from handheld mobile devices, such as smartphones or feature phones, through a mobile or other wireless network.
History and development
Traditionally, the World ...
.
The common methods for mobile data communication for telematics were based on private vendors' RF communication infrastructure. During the early 2000s, manufacturers of mobile data terminals/AVL devices moved to try cellular data communication to offer cheaper ways to transmit telematics information and wider range based on cellular provider coverage. Since then, as a result of cellular providers offering low GPRS (2.5G) and later UMTS (3G) rates, mobile data is almost totally offered to telematics customers via cellular communication.
Wireless vehicle safety communications
Wireless vehicle safety communications
Telematics is an interdisciplinary field encompassing telecommunications, vehicular technologies (road transport, road safety, etc.), electrical engineering (sensors, instrumentation, wireless communications, etc.), and computer science (multimedia ...
telematics aid in car safety and road safety. It is an electronic subsystem in a vehicle used for exchanging safety information about road hazards and the locations and speeds of vehicles over
short-range radio links. This may involve temporary ad hoc wireless local area networks.
Wireless units are often installed in vehicles and fixed locations, such as near traffic signals and emergency call boxes along the road. Sensors in vehicles and at fixed locations, as well as in possible connections to wider networks, provide information
displayed to drivers. The range of the radio links can be extended by forwarding messages along multi-hop paths. Even without fixed units, information about fixed hazards can be maintained by moving vehicles by passing it backwards. It also seems possible for traffic lights, which one can expect to become smarter, to use this information to reduce the chance of collisions.
In the future, it may connect directly to the
adaptive cruise control
Adaptive cruise control (ACC) is a type of advanced driver-assistance system for road vehicles that automatically adjusts the vehicle speed to maintain a safe distance from vehicles ahead. As of 2019, it is also called by 20 unique names that ...
or other vehicle control aids. Cars and trucks with the wireless system connected to their brakes may move in convoys to save fuel and space on the roads. When a column member slows down, those behind it will automatically slow also. Certain scenarios may required less engineering effort, such as when a radio beacon is connected to a brake light.
In fall 2008, network ideas were tested in Europe, where radio frequency bandwidth had been allocated. The 30 MHz allocated is at 5.9 GHz, and unallocated bandwidth at 5.4 GHz may also be used. The standard is IEEE 802.11p, a low-latency form of the Wi-Fi local area network standard. Similar efforts are underway in Japan and the USA.
["Car Talk", ''IEEE Spectrum'', October 2008, p. 16]
Emergency warning system for vehicles
Telematics technologies are self-orientating open
network architecture
Network architecture is the design of a computer network. It is a framework for the specification of a network's physical components and their functional organization and configuration, its operational principles and procedures, as well as commun ...
structures of variable programmable intelligent beacons developed for application in the development of intelligent vehicles with the intent to accord (blend or mesh) warning information with surrounding vehicles in the vicinity of travel, intra-vehicle, and infrastructure. Emergency warning systems for vehicle telematics are developed particularly for international harmonization and standardization of vehicle-to-vehicle, infrastructure-to-vehicle, and vehicle-to-infrastructure real-time Dedicated Short-Range Communication (
DSRC
Dedicated short-range communications (DSRC) is a technology for direct wireless exchange of vehicle-to-everything (V2X) and other intelligent transportation systems (ITS) data between vehicles, other road users (pedestrians, cyclists, etc.), and ...
) systems.
Telematics most commonly relate to computerized systems that update information at the same rate they receive data, enabling them to direct or control a process such as an instantaneous autonomous warning notification in a remote machine or group of machines. In the use of telematics relating to intelligent vehicle technologies, instantaneous direction travel cognizance of a vehicle may be transmitted in real-time to surrounding vehicles traveling in the local area of vehicles equipped (with EWSV) to receive said warning signals of danger.
Intelligent vehicle technologies
Telematics comprise electronic, electromechanical, and electromagnetic devices—usually silicon micro-machined components operating in conjunction with computer-controlled devices and radio transceivers to provide precision repeatability functions (such as in robotics artificial intelligence systems) emergency warning validation performance reconstruction.
Intelligent vehicle technologies
An intelligent transportation system (ITS) is an advanced application that aims to provide services relating to different modes of transport and traffic management and enable users to be better informed and make safer, more coordinated, and 'sma ...
commonly apply to car safety systems and self-contained autonomous electromechanical
sensors
A sensor is often defined as a device that receives and responds to a signal or stimulus. The stimulus is the quantity, property, or condition that is sensed and converted into electrical signal.
In the broadest definition, a sensor is a devi ...
generating warnings that can be transmitted within a specified targeted area of interest, i.e. within 100 meters of the emergency warning system for the vehicle's transceiver. In ground applications, intelligent vehicle technologies are utilized for safety and commercial communications between vehicles or between a vehicle and a sensor along the road.
On November 3, 2009, the most advanced
Intelligent Vehicle concept car was demonstrated in New York City when a 2010 Toyota Prius became the first LTE
connected car
A connected car is a car that can communicate bidirectionally with other systems outside of the car. This connectivity can be used to provide services to passengers (such as music, identification of local businesses, and navigation) or to support ...
. The demonstration was provided by the NG Connect project, a collaboration of automotive telematic technologies designed to exploit in-car 4G wireless network connectivity.
Carsharing
Telematics technology has enabled the emergence of
carsharing
Carsharing or car sharing (AU, NZ, CA, TH, & US) or car clubs (UK) is a model of car rental where people rent cars for short periods of time, often by the hour. It differs from traditional car rental in that the owners of the cars are often pri ...
services such as Local Motion,
Uber, Lyft, Car2Go,
Zipcar
Zipcar is an American car sharing, car-sharing company and a subsidiary of Avis Budget Group. Zipcar provides vehicle reservations to its members, billable by the minute, hour or day; members may have to pay a monthly or annual membership fee i ...
worldwide, or
City Car Club in the
UK. Telematics-enabled computers allow organizers to track members' usage and bill them on a
pay-as-you-drive basis. Some systems show users where to find an idle vehicle. Car Clubs such as Australia'
Charter Driveuse telematics to monitor and report on vehicle use within predefined
geofence
A geofence is a virtual "perimeter" or "fence" around a given geographic feature. A geofence can be dynamically generated (as in a radius around a point location) or match a predefined set of boundaries (such as school zones or neighborhood b ...
areas to demonstrate the
reach of their
transit media car club fleet.
Auto insurance/
Usage-based insurance
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, b ...
(UBI)
The general idea of telematics
auto insurance
Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury ...
is that a driver's behavior is monitored directly while the person drives and this information is transmitted to an insurance company. The insurance company then assesses the risk of that driver having an accident and charges insurance premiums accordingly. A driver who drives less responsibly will be charged a higher premium than a driver who drives smoothly and with less calculated risk of claim propensity. Other benefits can be delivered to end users with
Telematics2.0-based telematics as
customer engagement can be enhanced with direct customer interaction.
Telematics auto insurance was independently invented and patented by a major U.S. auto insurance company,
Progressive Auto Insurance
The Progressive Corporation is an American insurance company. Progressive is currently the #2 auto insurer in the United States behind State Farm. The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquartered in Ma ...
, and a Spanish independent inventor, Salvador Minguijon Perez
European Patent EP0700009B1. The Perez patents cover monitoring the car's
engine control computer to determine distance driven, speed, time of day, braking force, etc. Progressive is currently developing the Perez technology in the U.S. and European auto insurer
Norwich Union
Norwich Union was the name of insurance company Aviva's British arm before June 2009. It was originally established in 1797. It was listed on the London Stock Exchange and was once a constituent of the FTSE 100 Index.
On 29 April 2008, Aviva a ...
is developing the Progressive technology for Europe. Both patents have since been overturned in courts due to prior work in the commercial insurance sectors.
Trials conducted by Norwich Union in 2005 found that young drivers (18- to 23-year-olds) signing up for telematics auto insurance have had a 20% lower accident rate than average.
In 2007, theoretical economic research on the social welfare effects of Progressive's telematics technology business process patents questioned whether the business process patents are
pareto efficient for society. Preliminary results suggested that it was not, but more work is needed. In April 2014, Progressive patents were overturned by the U.S. legal system on the grounds of "lack of originality."
The
smartphone
A smartphone is a mobile phone with advanced computing capabilities. It typically has a touchscreen interface, allowing users to access a wide range of applications and services, such as web browsing, email, and social media, as well as multi ...
as the in-vehicle device for insurance telematics has been discussed in great detail and the instruments are available for the design of smartphone-driven insurance telematics.
Telematics education
Engineering Degree programs
*
Universidad Icesi in Colombia created the first Telematics Engineering program in the country in 1998. The program requires 10 semesters of full-time studies, after which students receive the professional title of Ingeniero(a) Telemático(a).
*
Federico Santa María Technical University
The Federico Santa María Technical University (, UTFSM, or simply Santa Maria University) is a List of universities in Chile, Chilean university member of the Chilean Traditional Universities, Rector's Council, founded in 1931 in Valparaíso, Chi ...
(UTFSM) in Chile has a Telematics Engineering program which is a six-year full-time program of study (12 academic semesters). The final degree in Telematics Engineering has the title of Ingeniería Civil Telemática (with the suffix of Civil).
*
Pontifical Catholic University Mother and Teacher
A pontifical () is a Christian liturgical book containing the liturgies that only a bishop may perform. Among the liturgies are those of the ordinal for the ordination and consecration of deacons, priests, and bishops to Holy Orders. While the ...
(PUCMM) in the Dominican Republic has a Telematics Engineering program which is a four-year full-time program of study (12 academic four-month periods). The final degree in Telematics Engineering has the title of Ingeniería Telemática.
University Bachelor programs
*
Harokopio University of Athens has a four-year full-time program of study. The department goal is the development and advancement of computer science, primarily in the field of network information systems and relative e-services. For this purpose, attention is focused in the fields of telematics (teleinformatics) which are relative to network and internet technologies,
e-business
Electronic business (also known as online business or e-business) is any kind of business or commercial activity that includes sharing information across the internet. Commerce constitutes the exchange of products and services between businesses, ...
, e-government, e-health, advanced transport telematics, etc.
*
TH Wildau in Wildau, Germany has provided a three-year full-time telematics Bachelor study program since 1999.
*
TU Graz in Graz, Austria offers a three-year Bachelor in telematics (now called "Information and Computer Engineering").
*
Singapore Institute of Technology
The Singapore Institute of Technology (SIT or Singaporetech) is a public autonomous university in Singapore. The university offers industry-focused, applied degree programmes; it confers its own degree programmes as well as specialised degree ...
offers a three-year Bachelor in Telematics.
*National Open and Distance Learning University of Mexico* (UNADM) offers a four-year degree in Telematics delivered online.
University Masters programs
Several universities provide two-year Telematics Master of Science programs:
*
Norwegian University of Science and Technology
The Norwegian University of Science and Technology (NTNU; ) is a public university, public research university in Norway and the largest in terms of enrollment. The university's headquarters is located in Trondheim (city), Trondheim, with region ...
(NTNU), Norway
*
University of Twente
The University of Twente ( ; Abbreviation, abbr. ) is a Public university, public technical university located in Enschede, Netherlands.
The university has been placed in the top 170 universities in the world by multiple central ranking tables. ...
(UT), The Netherlands
*
University Carlos III of Madrid (UC3M), Spain
*
Harokopio University Athens
* TH Wildau in Wildau, Germany
* TU Graz in Graz, Austria (now called "Information and Computer Engineering")
European Automotive Digital Innovation Studio (EADIS)
In 2007, a project entitled the European Automotive Digital Innovation Studio (EADIS) was awarded 400,000 Euros from the
European Commission
The European Commission (EC) is the primary Executive (government), executive arm of the European Union (EU). It operates as a cabinet government, with a number of European Commissioner, members of the Commission (directorial system, informall ...
under its
Leonardo da Vinci program. EADIS used a virtual work environment called the Digital Innovation Studio to train and develop professional designers in the automotive industry in the impact and application of vehicle telematics so they could integrate new technologies into future products within the automotive industry. Funding ended in 2013.
See also
*
Artificial Passenger
The Artificial Passenger is a telematic device, developed by IBM, that interacts verbally with a driver to reduce the likelihood of them falling asleep at the controls of a vehicle. It is based on inventions covered by U.S. patent 6,236,968. Wherea ...
*
Fleet telematics system
*
Floating car data
*
GNSS road pricing
GNSS road pricing or GNSS-based tolling is the charging of road users using Global Navigation Satellite System (GNSS) sensors inside vehicles. Road pricing using GNSS simplifies distance-based tolling for all types of roads in a tolled road netw ...
*
Infotainment
Infotainment (a portmanteau of ''information'' and ''entertainment''), also called soft news as a way to distinguish it from serious journalism or hard news, is a type of media, usually television or online, that provides a combination of inform ...
*
Map database management Map database management systems are software programs designed to store and recall spatial information for Automotive navigation system, navigation applications, and are thus a form of Geographic information system. They are widely used in localizat ...
*
Mass surveillance
Mass surveillance is the intricate surveillance of an entire or a substantial fraction of a population in order to monitor that group of citizens. The surveillance is often carried out by Local government, local and federal governments or intell ...
*
Telematic art
*
Telematic control unit
A telematic control unit (TCU) in the automobile industry is the embedded system on board a vehicle that wirelessly connects the vehicle to cloud services or other vehicles via V2X standards over a cellular network. The TCU collects telemetry da ...
*
Telematics for Libraries Program
Notes
References
* Matthew Wright, Editor, UK Telematics Onlin
* IEEE Communications Magazine, April 2005, "Ad Hoc Peer-to-Peer Network Architecture for Vehicle Safety Communications"
* IEEE Communications Magazine, April 2005, "The Application-Based Clustering Concept and Requirements for Intervehicle Networks"
* Jerzy Mikulski, Editor, "Advances in Transport Systems Telematics". Monograph. Publisher Jacek Skalmierski Computer Studio. Katowice 2006.
* Jerzy Mikulski, Editor, "Advances in Transport Systems Telematics 2". Monograph. Publisher Chair of Automatic Control in Transport, Faculty of Transport, Silesian University of Technology. Katowice 2007.
* World report on road traffic injury prevention. World Health Organization
{{Authority control
Telematics,
Automotive electronics
Dashboard head units
Global Positioning System
American inventions
Vehicle technology
Wireless locating