Roshaneh Zafar (
Urdu
Urdu (; , , ) is an Indo-Aryan languages, Indo-Aryan language spoken chiefly in South Asia. It is the Languages of Pakistan, national language and ''lingua franca'' of Pakistan. In India, it is an Eighth Schedule to the Constitution of Indi ...
: روشانے ظفر) is a Pakistani development activist, working in the field of women's economic empowerment. She created the first specialised
microfinance
Microfinance consists of financial services targeting individuals and small businesses (SMEs) who lack access to conventional banking and related services.
Microfinance includes microcredit, the provision of small loans to poor clients; saving ...
organisation in Pakistan, the
Kashf Foundation, in 1996 which has served over 5 million women entrepreneurs across Pakistan and continues to pave the path for women's economic empowerment through its holistic financial services program.
Career
Zafar was born and raised in Lahore, the daughter of Pakistani politician
S. M. Zafar and granddaughter of noted musician
Malika Pukhraj
Malika Pukhraj ( Punjabi, ) (1912 – 2004) was a highly popular Ghazal and folk singer of Pakistan. She was generally known as "Malika", meaning "The Queen", publicly. She was extremely popular for her rendition of Hafeez Jalandhri's naz ...
.
After graduating from the
Wharton Business School of the University of Pennsylvania in the United States, Zafar studied development economics at
Yale University
Yale University is a Private university, private Ivy League research university in New Haven, Connecticut, United States. Founded in 1701, Yale is the List of Colonial Colleges, third-oldest institution of higher education in the United Stat ...
and upon returning to Pakistan she worked for the
World Bank
The World Bank is an international financial institution that provides loans and Grant (money), grants to the governments of Least developed countries, low- and Developing country, middle-income countries for the purposes of economic development ...
in Islamabad in the early 90s. In 1996, inspired by
Bangladesh's Grameen Bank
Grameen Bank () is a microfinance, specialized community development bank founded in Bangladesh. It provides small loans (known as microcredit or "grameencredit") to the impoverished without requiring collateral.
Grameen Bank is a statutory ...
and its founder
Muhammad Yunus
Muhammad Yunus (born 28 June 1940) is a Bangladeshi economist, entrepreneur, and civil society leader who has been serving as the Chief Adviser of Bangladesh, Chief Adviser of the Interim government of Muhammad Yunus, interim Yunus ministry, g ...
, Zafar established Pakistan's first specialised microfinance organisation, the Kashf Foundation, in Lahore, with financial support from Yunus and her grandmother Malika Pukhraj, who strongly believed in empowering women.
Zafar was one of the first
Ashoka Fellows
Ashoka, also known as Asoka or Aśoka ( ; , ; – 232 BCE), and popularly known as Ashoka the Great, was List of Mauryan emperors, Emperor of Magadha from until #Death, his death in 232 BCE, and the third ruler from the Mauryan dynast ...
in Pakistan, and was named a
Schwab Foundation Social Entrepreneur
Schwab or Schwabe may refer to:
* Schwab (surname)
* Schwabe, a surname
* Schwabe (crater), a small lunar crater
* Schwabe (publisher), the oldest printing and publishing house in the world
* Charles Schwab Corporation, American stockbroker and el ...
in 2004. In 2007, Zafar was awarded the
Tamgha-e-Imtiaz
Tamgha-e-Imtiaz (), also spelled as Tamgha-i-Imtiaz, is a state-organised honour of Pakistan. It is given to any civilian in Pakistan based on their achievements. While it is a civilian/military award, it can be bestowed upon officers of the ...
, one of Pakistan's highest civilian awards, by then-president
Pervez Musharraf
Pervez Musharraf (11 August 1943 – 5 February 2023) was a Pakistani general and politician who served as the tenth president of Pakistan from 2001 to 2008.
Prior to his career in politics, he was a four-star general and appointed as ...
in recognition of her work in the field of development and women's empowerment. That same year, Zafar also won the
Skoll Award for Social Entrepreneurship.
As a result of her work in women's economic empowerment, Zafar has served on multiple global agenda councils established by the
World Economic Forum
The World Economic Forum (WEF) is an international non-governmental organization, international advocacy non-governmental organization and think tank, based in Cologny, Canton of Geneva, Switzerland. It was founded on 24 January 1971 by German ...
, including on the
gender pay gap
The gender pay gap or gender wage gap is the average difference between the remuneration for men and women who are Employment, employed. Women are generally found to be paid less than men. There are two distinct measurements of the pay gap: non ...
and Pakistan; she also served as a member of the
United Nation's advisors group on inclusive financial sectors.
She was also a member of the Prime Minister's Task Force on Austerity and Civil Services reforms from 2018 to 2020 and was a member of the Pakistan Medical council to promote reforms in the health care sector. She has held a diverse portfolio of directorships including the Women's World Banking, the Pakistan Microfinance Network, Finca Bank, Kinnaird College for women to name a few.
Zafar has also worked extensively in the media in order to raise awareness on gender issues. The first collaboration was with HUM TV on the drama serial Rehaii (https://en.wikipedia.org/wiki/Rehaai) which raised the issue of child marriage in 2011. This was followed by the highly acclaimed drama serial again on HUM TV on child sexual abuse awareness and prevention, Udaari (https://en.wikipedia.org/wiki/Udaari.) The current Kashf Foundation production
Kuch Ankahi
''Kuch Ankahi'' is a Pakistani television series written by Syed Mohammad Ahmed and directed by Nadeem Baig. Kashf Foundation produced it in collaboration with Humayun Saeed's Six Sigma Plus. The series has an ensemble cast of Sajal Aly, Bi ...
is being shown on ARY Digital.
Spouse: Hassan Kausar (http://hassankausardesign.com)
References
{{DEFAULTSORT:Zafar, Roshaneh
Year of birth missing (living people)
Living people
Yale University alumni
Wharton School alumni
Pakistani women activists
Pakistani women's rights activists
Activists from Lahore
20th-century Pakistani women
21st-century Pakistani women