Ronald Oliveira (born 23 October 1955) is an American businessman, the former CEO of

Revolut Revolut Group Holdings Ltd, doing business as Revolut, is a British multinational neobank and fintech company that offers banking services for individuals and businesses. It was founded in July 2015 by British-Russian-French businessman Niko ...

USA, and the former President of Avidbank. Previously, he worked in senior management positions for several financial institutions. Oliveira was CEO of

USA, the President and Chief Operating Officer at Heritage Oaks Bank, Senior Vice President of

Rabobank Rabobank (; full name: ''Coöperatieve Rabobank U.A.'') is a Dutch multinational banking and financial services company headquartered in Utrecht, Netherlands. The group comprises 89 local Dutch Rabobanks (2019), a central organisation (Raboban ...

National Association, and the former President and Chief Credit Officer of Avidbank. He also held executive positions in credit administration, commercial lending, and retail banking for Union Bank and the Bank of California with responsibilities of Northern California, Oregon, Washington, and Guam/Saipan.

Early life and education

Oliveira was born and raised in

Livermore, California Livermore is a city in Alameda County, California. With a 2020 population of 87,955, Livermore is the most populous city in the Tri-Valley, giving its name to the Livermore Valley. It is located on the eastern edge of California's San Francisc ...

. He received his Bachelor of Science in Agribusiness from

Fresno State University California State University, Fresno (Fresno State) is a public university in Fresno, California, United States. It is part of the California State University system. The university had a fall 2020 enrollment of 25,341 students. It offers 60 ba ...

and is a graduate of the Pacific Coast Banking School at the

University of Washington The University of Washington (UW and informally U-Dub or U Dub) is a public research university in Seattle, Washington, United States. Founded in 1861, the University of Washington is one of the oldest universities on the West Coast of the Uni ...

Foster School of Business The University of Washington Foster School of Business (also known as UW Foster) is the business school of the University of Washington in Seattle. Founded in 1917 as the University of Washington School of Business Administration, the school was ...

Business background

Rabobank

Oliveira was senior vice president at

for two years from 2008 to 2009 where he assisted with its expansion in the Midstate region of California.

Heritage Oaks Bank

In August 2009, Oliveira joined Heritage Oaks Bank as Executive Vice President, Chief Operating, and Chief Credit Officer. In 2010, Oliveira became President of Heritage Oaks Bank where he worked to improve credit quality and returning the bank to profitability.

Avidbank

In September 2013, Oliveira became the President and Chief Credit Officer of Avidbank.

Revolut

In 2019,

hired Oliveira as new CEO of

USA. In February 2020, Oliveira participated in a funding round raising $500MM of private capital from FinTech equity funds. He was also engineered Revolut's official public entry into the US with a truly global, digital-first platform and established the organization's foothold in New York, Dallas, and San Francisco.

Moonstone Bank

In March 7, 2022, Moonstone Bank (formerly and latterly known as Farmington State Bank (FSB)) appointed Oliveira as the Chief Supply and Demand Officer. Oliveira was responsible for leading the digital transformation of the organization into a provider of financial services to industries such as blockchain, cryptocurrencies and cannabis.

Alameda Research Alameda Research was a cryptocurrency trading firm, co-founded in September 2017 by Sam Bankman-Fried and Tara MacAulay. In November 2022, FTX, Alameda's sister cryptocurrency exchange, experienced a solvency crisis, and both FTX and Alameda ...

, who invested in Moonstone, was owned by the now bankrupt company FTX, which formerly operated a fraud-ridden

cryptocurrency exchange A cryptocurrency exchange, or a digital currency exchange (DCE), is a business that allows customers to trade cryptocurrencies or digital currencies for other assets, such as conventional fiat money or other digital currencies. Exchanges may acce ...

. Oliveria left Moonstone Bank in August 2022. US federal prosecutors seized FTX-related funds from the bank in January 2023 after FTX's failure, and FSB announced that it would return to community banking. Later that year FSB agreed to sell its operations and liquidate at the insistence of federal and state bank regulators.

References

{{DEFAULTSORT:Oliveira, Ronald 1955 births Living people Modesto Junior College alumni California State University, Fresno alumni University of Washington Foster School of Business alumni American computer businesspeople American investment bankers American chief financial officers American information technology businesspeople American chief executives of financial services companies American chief operating officers American chief executives of travel and tourism industry companies People from Livermore, California American people of Portuguese descent