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NerdWallet is an American
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, founded in 2009 by Tim Chen and Jacob Gibson. It has a
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and app that earns money by promoting financial products to its users.


History

NerdWallet was founded in August 2009 by Tim Chen and Jacob Gibson, with an initial capital investment of $800. Its first product was a web application that provided comparative information about credit cards. Subsequently, it generated large quantities of content to help boost its search engine results. Website traffic grew quickly in 2010 and, by March 2014, the website had up to 30 million users. The following year, it raised $64 million in its first round of funding, at an estimated valuation of $500 million. In 2016, the company acquired the retirement planning firm AboutLife, and was valued at $520 million. In August 2020, the company expanded its footprint into the UK by acquiring Know Your Money, a Norwich-based startup that provides a similar range of comparison and information tools geared at people who live in the UK In November 2020, NerdWallet acquired small business loan marketplace, Fundera. In 2021, NerdWallet partnered with Inclusiv, a nonprofit network of community development credit unions, and committed to move millions of dollars to local credit unions to advance financial equity. In November 2021, the company went public on the Nasdaq stock exchange. In July 2022, NerdWallet acquired On the Barrelhead, a consumer debt robo-advisor platform, for $120 million. In May 2023, Yahoo! Finance reported that NerdWallet's platform had an average of 23 million monthly users.


Products and services

The company's goal is to provide information that educates users in making financial decisions. NerdWallet's website and app feature comparison tools for financial products such as credit cards, checking accounts, and mortgages, as well as loan, net-worth, and credit-score calculators. NerdWallet staff also produce articles about financial topics such as investing, retirement planning, and taxes. By May 2015, the company developed business relationships with eight banks and a dozen insurance companies. In exchange for new customers, affiliated banks pay NerdWallet a success fee. Co-founder Chen reported that the company became profitable by virtue of the fees it earned through matching users with financial products and services. In October 2020, NerdWallet acquired Fundera, a company that provides loans to small and medium-sized businesses. Fundera operates as a subsidiary of NerdWallet. In 2022, NerdWallet acquired On the Barrelhead, a fintech company that generates loan and credit recommendations for individuals and small and medium-sized businesses. Upon acquisition, NerdWallet began to integrate On the Barrelhead's technology into its own products.


Administration

Tim Chen is the CEO and co-founder of NerdWallet. Company leadership also includes Lauren StClair ( CFO), Kevin Yuann ( CBO), and Lynee Luque ( CPO). As of January 2023, the company had 770 employees. Following the dismissal of 11 employees in December 2013, NerdWallet reorganized its leadership structure. Former
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VP Dan Yoo was hired as its COO in March 2014. Yoo created a complex internal reporting system that necessitated more frequent communication among previously atomized department heads. By 2015, NerdWallet had 200 employees and added Vikram Pandit and James D. Robinson III to its board of advisors. In April 2017, the company underwent further reorganization, laying off over 40 employees, including its VP of growth. As part of this move, the company announced Yoo would transition from full-time employment into an advisory role. In 2020, NerdWallet added Lynne Laube and Jennifer Ceran to its
board of directors A board of directors is a governing body that supervises the activities of a business, a nonprofit organization, or a government agency. The powers, duties, and responsibilities of a board of directors are determined by government regulatio ...
.


See also

* AwardWallet * Bankrate * CreditKarma * Intuit Mint * LendingTree * Money (financial website) * WalletHub


References


External links

* {{authority control 2009 establishments in California 2021 initial public offerings American companies established in 2009 Companies based in San Francisco Companies listed on the Nasdaq Finance websites Financial services companies based in California Financial services companies established in 2009 Financial technology companies Online financial services companies of the United States Personal finance education