Moses Michael Coady (3 January 1882 – 28 July 1959) was a
Roman Catholic
Roman or Romans most often refers to:
*Rome, the capital city of Italy
*Ancient Rome, Roman civilization from 8th century BC to 5th century AD
*Roman people, the people of ancient Rome
*''Epistle to the Romans'', shortened to ''Romans'', a letter ...
priest, adult educator and
co-operative
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-control ...
entrepreneur best known for his instrumental role in the
Antigonish Movement
The Antigonish Movement blended adult education, co-operatives, microfinance and rural community development to help small, resource-based communities around Canada's Maritimes to improve their economic and social circumstances. A group of priest ...
. Credited with introducing "an entirely new organizational technique: that of action based on preliminary study" to the co-operative movement in Canada, his work sparked a wave of co-operative development across the
Maritimes
The Maritimes, also called the Maritime provinces, is a region of Eastern Canada consisting of three provinces: New Brunswick, Nova Scotia, and Prince Edward Island. The Maritimes had a population of 1,899,324 in 2021, which makes up 5.1% of Ca ...
and
credit union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision ...
development across English Canada. Due to his role and influence, he is often compared to
Alphonse Desjardins in
Québec
Quebec ( ; )According to the Canadian government, ''Québec'' (with the acute accent) is the official name in Canadian French and ''Quebec'' (without the accent) is the province's official name in Canadian English is one of the thirteen p ...
. The influence of the movement he led spread across Canada in the 1930s and by the 1940s and 1950s, to the Caribbean, Africa and Asia.
Early years
Born into a large
Irish
Irish may refer to:
Common meanings
* Someone or something of, from, or related to:
** Ireland, an island situated off the north-western coast of continental Europe
***Éire, Irish language name for the isle
** Northern Ireland, a constituent unit ...
Catholic family on a farm in the
Margaree Valley of
Cape Breton
Cape Breton Island (french: link=no, île du Cap-Breton, formerly '; gd, Ceap Breatainn or '; mic, Unamaꞌki) is an island on the Atlantic coast of North America and part of the province of Nova Scotia, Canada.
The island accounts for 18 ...
,
Nova Scotia
Nova Scotia ( ; ; ) is one of the thirteen provinces and territories of Canada. It is one of the three Maritime provinces and one of the four Atlantic provinces. Nova Scotia is Latin for "New Scotland".
Most of the population are native En ...
, Moses was the eldest boy in a family of twelve. As a youth he was very concerned at the scale of outmigration from the valley: young men and women leaving for the steel mills and coal mines, or taking up jobs as domestics in the "Boston States". He determined he would get a good education so he could help people make their farms more profitable and give them a reason to stay on the land.
Coady would draw on an unusual combination of gifts, having ‘the soul of a poet’ and ‘the mind of a mathematician’. After graduating top of his class at ‘St. FX’ (
St. Francis Xavier University
St. Francis Xavier University is a public undergraduate liberal arts university located in Antigonish, Nova Scotia, Canada. It is a member of the Maple League, a group of primarily undergraduate universities in Eastern Canada.
History
St. Fra ...
) in
Antigonish
, settlement_type = Town
, image_skyline = File:St Ninian's Cathedral Antigonish Spring.jpg
, image_caption = St. Ninian's Cathedral
, image_flag = Flag of Antigonish.pn ...
in 1905, Coady was persuaded by his first cousin
Jimmy Tompkins to enter the priesthood. He followed Tompkins to
Rome
, established_title = Founded
, established_date = 753 BC
, founder = King Romulus ( legendary)
, image_map = Map of comune of Rome (metropolitan city of Capital Rome, region Lazio, Italy).svg
, map_caption ...
, where he studied theology and philosophy.
Moses Coady lived in Havre Boucher during the early 1900s and served as the communities Parish Priest for 8 years. He is accounted for on the 1903 Census as Moses Codie.
Fighting a "weird pessimism"
After his ordination in Rome in 1910, Coady began teaching at St. FX. He put on special classes for students at risk of failing, and prided himself on being able to teach maths to anyone. He honed his considerable oratorical skills and developed a talent for making complex concepts easily understood.
Emigration from Nova Scotia continued, and Coady fought against a kind of "weird pessimism (that) so benumbed everybody that nothing has been attempted to break the spell." In 1921 he helped organize the province's school teachers. Typically earning about $35 a month, four out of five were young women who lost their jobs as soon as they married. At a meeting of the teachers’ fragile union in
Truro
Truro (; kw, Truru) is a cathedral city and civil parish in Cornwall, England. It is Cornwall's county town, sole city and centre for administration, leisure and retail trading. Its population was 18,766 in the 2011 census. People of Truro c ...
that year he urged action and was elected secretary-treasurer. He spent much of the next 3 years expanding support for the union and founding/editing the ''Nova Scotia Teachers’ Bulletin''.
The defining moment in Coady's career came when he testified before a Canadian government commission in 1927. Drawing on his own experience and that of other Movement leaders like Jimmy Tompkins and Hugh MacPherson (an early co-operative pioneer) he maintained that the local economy could be revitalized if the right type of learning was cultivated in ordinary people: especially critical thinking, scientific methods of planning and production, and co-operative entrepreneurship.
Launching a movement
The report of the MacLean Commission was catalytic: in late 1928 St. FX organized an Extension Department to carry adult education to the people of the province, appointing Coady as its first director. The Canadian Department of Fisheries asked Coady to help the government "organize the fishermen".
Through the years of the
Antigonish Movement
The Antigonish Movement blended adult education, co-operatives, microfinance and rural community development to help small, resource-based communities around Canada's Maritimes to improve their economic and social circumstances. A group of priest ...
, financial support came from St. FX, the
Carnegie Corporation
The Carnegie Corporation of New York is a philanthropic fund established by Andrew Carnegie in 1911 to support education programs across the United States, and later the world. Carnegie Corporation has endowed or otherwise helped to establis ...
and the
Rockefeller Foundation
The Rockefeller Foundation is an American private foundation and philanthropic medical research and arts funding organization based at 420 Fifth Avenue, New York City. The second-oldest major philanthropic institution in America, after the Ca ...
(two New York-based charities), and the local Scottish Catholic Society. Coady's own staff resources were supplemented by collaboration with the Department of Fisheries, and later by widespread volunteerism in the villages.
The chronic decline in the fisheries gained new urgency with the onset of the
Great Depression. Mines closed and thousands of miners were thrown out of work. Out-migration slowed, but for all the wrong reasons. Many jobless emigrants returned home.
Through the new department, Coady linked
adult education
Adult education, distinct from child education, is a practice in which adults engage in systematic and sustained self-educating activities in order to gain new forms of knowledge, skills, attitudes, or values.Merriam, Sharan B. & Brockett, Ralp ...
with co-operative business ventures in the distinctive blend that became known as the Antigonish Movement. The immediate priorities of the Extension Department were the formation of ‘study clubs’, the emergence of new co-operatives and a school for leaders.
Study clubs gave ordinary Maritimers an opportunity to critically analyze the dynamics keeping them poor and to study possible solutions. The clubs helped people to plan and then successfully launch co-operatives in many fields: agricultural marketing, fish canning, dairy, retail sales and housing. Once the co-operatives were launched, the school for leaders kept their managers and directors continually stimulated with new and fresh ideas and business methods.
Coady also invested considerable energy in catalyzing and strengthening wholesale co-operatives around the Maritimes: including the United Maritime Fishermen, the United Fruit Companies of Nova Scotia and the Canadian Livestock Co-operatives (Maritimes). For example, he brokered conflicting interests and provided timely technical support in the formation of the United Maritime Fishermen. UMF was a trade association for the region's fishing co-ops "with a strong adult education component". It promoted canneries and provided cooperative marketing services to fishermen to help them capture a greater share of the profit from their catch.
High tide in Antigonish
The period from 1929 until World War II marked the high tide of the Antigonish Movement. For a discussion of the ideas and techniques of the movement, see the
Antigonish Movement
The Antigonish Movement blended adult education, co-operatives, microfinance and rural community development to help small, resource-based communities around Canada's Maritimes to improve their economic and social circumstances. A group of priest ...
.
The leaders of the movement saw themselves as developing the full potential economic, social and cultural potential within the people of the region. "But perhaps the most important reason why the Antigonish movement was able to have a significant, lasting impact was its promotion of
credit unions
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision ...
" which delivered
microfinance. The farmers, fishers and miners who formed the backbone of the movement had little access to credit before the Great Depression, and lost what little they had as the downturn started to bite.
When the Antigonish movement looked for external allies in credit union development, it did not seek them from the movement in
Quebec
Quebec ( ; )According to the Government of Canada, Canadian government, ''Québec'' (with the acute accent) is the official name in Canadian French and ''Quebec'' (without the accent) is the province's official name in Canadian English is ...
, where
Alphonse Desjardins had founded the first credit union movement in North America three decades earlier. Instead, it looked across the border to the United States – to
Roy Bergengren and
Credit Union National of America. Bergengren drafted a credit union law for Nova Scotia that was ratified by the provincial legislature in 1932.
That year Coady, MacDonald and Bergengren visited the fishing village of
Broad Cove, where they helped the residents form the first credit union in the Maritimes.
By 1936 Coady was increasingly traveling beyond the Maritimes to
Ontario
Ontario ( ; ) is one of the thirteen provinces and territories of Canada.Ontario is located in the geographic eastern half of Canada, but it has historically and politically been considered to be part of Central Canada. Located in Central C ...
,
Saskatchewan
Saskatchewan ( ; ) is a province in western Canada, bordered on the west by Alberta, on the north by the Northwest Territories, on the east by Manitoba, to the northeast by Nunavut, and on the south by the U.S. states of Montana and North ...
and
British Columbia
British Columbia (commonly abbreviated as BC) is the westernmost Provinces and territories of Canada, province of Canada, situated between the Pacific Ocean and the Rocky Mountains. It has a diverse geography, with rugged landscapes that include ...
, where his speeches and ideas helped ignite local credit union movements.
While results were not uniform, many of Coady's initiatives proved successful. By 1944 United Maritime Fishermen represented 70 member fishing co-ops around Nova Scotia and New Brunswick. That year it sold $1.4 million in product, including $400,000 in lobsters into New England.
By 1945 there were over 400 credit unions in the Maritimes, with 70,000 members and $4.2 million in assets.
Later years
By the end of World War II credit unions and other co-operatives dotted the Maritimes, transforming the lives of thousands of people. Coady was honoured within the co-operative movement and beyond. He was featured on a national radio program of the
Canadian Broadcasting Corporation
The Canadian Broadcasting Corporation (french: Société Radio-Canada), branded as CBC/Radio-Canada, is a Canadian public broadcaster for both radio and television. It is a federal Crown corporation that receives funding from the governme ...
on co-operatives in 1940. In 1946 the
Vatican
Vatican may refer to:
Vatican City, the city-state ruled by the pope in Rome, including St. Peter's Basilica, Sistine Chapel, Vatican Museum
The Holy See
* The Holy See, the governing body of the Catholic Church and sovereign entity recognized ...
made him a
Monsignor
Monsignor (; it, monsignore ) is an honorific form of address or title for certain male clergy members, usually members of the Roman Catholic Church. Monsignor is the apocopic form of the Italian ''monsignore'', meaning "my lord". "Monsignor" ca ...
. In 1949 Coady was asked to address the
Economic and Social Council of the United Nations
The United Nations Economic and Social Council (ECOSOC; french: links=no, Conseil économique et social des Nations unies, ) is one of the six principal organs of the United Nations, responsible for coordinating the economic and social fields ...
. He argued that environmental problems stemmed from ignorance of science, concentration of rural land ownership in the hands of a few, and exploitation of land primarily for profit.
In spite of the success and public recognition, Coady's optimism and faith in people were tested in the later years of his life. Some co-operative leaders had committed
fraud
In law, fraud is intentional deception to secure unfair or unlawful gain, or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compen ...
, while others had sold out their community's resources to vested interests. Some fishermen sold their fish for "half a cent less" to the very middlemen whose monopolistic behavior their co-ops had been formed to discipline.
As the co-ops gradually became larger and more professional, many ordinary members lost their connection, and reverted to the ‘weird pessimism’ that had bothered Coady in his youth.
During the 1940s and 1950s the Extension Department increasingly turned its attention to
international development
International development or global development is a broad concept denoting the idea that societies and countries have differing levels of economic development, economic or human development (humanity), human development on an international scal ...
.
After suffering a major heart attack, Coady stepped down as Director of the Extension Department on February 5, 1952. He was 70, and would continue to work nationally and internationally as Director Emeritus of the Extension Department, now with 25 staff, until his death.
In his dying days, Coady told his bishop that he was at peace with God and that "If I die, I die happy in the thought that my blueprint is being realized much more surely than I ever had a right to expect." On his death at age 77, two fishermen, two farmers, a miner and a steelworker carried his body to a grave on a hill overlooking Antigonish.
Coady's only book, ''Masters of Their Own Destiny'', was an expression of the philosophy of the movement. Still in print, it has been translated into seven languages. A volume of his speeches, ''The Man from Margaree'', was published by Alexander Laidlaw in 1971. Numerous books have been written about both the man and the movement he led. During his life Coady received three honorary degrees (Boston, Ottawa, Ohio).
Criticisms
Biographer Michael Welton (''Little Mosie from the Margaree: A Biography of Moses Michael Coady'', 2001) depicts Coady as a flawed man. "Coady’s agonal last few years reflect, I think, a profound state of
hubris
Hubris (; ), or less frequently hybris (), describes a personality quality of extreme or excessive pride or dangerous overconfidence, often in combination with (or synonymous with) arrogance. The term ''arrogance'' comes from the Latin ', meani ...
. No one can be certain how Coady deceived himself into thinking that he had a divine mission to liberate the peoples of the world."
[Welton, 2000.] Welton compares this
millenarian
Millenarianism or millenarism (from Latin , "containing a thousand") is the belief by a religious, social, or political group or movement in a coming fundamental transformation of society, after which "all things will be changed". Millenariani ...
mindset to that of contemporaries Hitler and Stalin. He writes that although Coady tried to mask his feelings behind a veneer of faith in democracy and ordinary people, the veneer wore thin later in his life, and Coady's faith in others was replaced by a sense of betrayal and a tendency towards manipulation.
Another recent biographer, Jim Lotz (''The Humble Giant: Moses Coady, Canada's Rural Revolutionary'', 2005) criticizes Coady for precisely the opposite flaw: his unwillingness or perhaps inability to confront
political corruption and
rent seeking
Rent-seeking is the act of growing one's existing wealth without creating new wealth by manipulating the social or political environment.
Rent-seeking activities have negative effects on the rest of society. They result in reduced economic effic ...
in his home province. "Coady’s belief in the power of ideas to change the hearts and actions of men and women came up against … the petty, patronage-ridden political system in Nova Scotia in the 1930s."
Lotz also documents the difficult relations between Coady and the
Acadian
The Acadians (french: Acadiens , ) are an ethnic group descended from the French who settled in the New France colony of Acadia during the 17th and 18th centuries. Most Acadians live in the region of Acadia, as it is the region where the ...
co-operative movement. For example, the Rev. Alexandre Boudreau, a co-operative leader from the region of
Chéticamp in
Cape Breton
Cape Breton Island (french: link=no, île du Cap-Breton, formerly '; gd, Ceap Breatainn or '; mic, Unamaꞌki) is an island on the Atlantic coast of North America and part of the province of Nova Scotia, Canada.
The island accounts for 18 ...
claimed that Coady kept Acadians out of important positions in the Antigonish Movement.
And while acknowledging their debt to Coady and to the study club approach, Acadians felt like outsiders in the New Brunswick Credit Union League. This led to the emergence of a parallel Acadian federation in New Brunswick in 1946. Today, the credit union system in this officially bilingual province has over twice the market penetration of the system in Nova Scotia. Its performance is largely driven by the 200,000 member
Mouvement des caisses populaires acadiennes
Caisse populaire acadienne ltée, operating as UNI Financial Cooperation (french: UNI Coopération financière), is a Francophone credit union (french: caisse populaire) based in New Brunswick, Canada whose members are primarily Acadians. UNI's ad ...
.
In Nova Scotia the dynamism of the movement did not survive Coady's generation. Of 60,000 credit union members in Nova Scotia at the time of Coady's death in 1959, nearly half joined the movement during the period 1932–39, when Coady was spending most of his time in the villages. By contrast, the mantle of
Alphonse Desjardins was inherited by very able successors like
Cyrille Vaillancourt whose leadership and innovation continued to drive the Quebec movement from one success to the next.
In the words of Coady's protégé Alexander Laidlaw "if co-operatives are to be a true people’s movement, they must generate their own power from within." As historian
Ian MacPherson shows in the case of British Columbia (another very successful province), enduring success results from multi-faceted roots – which in that case included active participation by an active agricultural cooperative system, urban unions, farmers organizations, the Catholic Church, private welfare groups and the
Co-operative Commonwealth Federation
The Co-operative Commonwealth Federation (CCF; french: Fédération du Commonwealth Coopératif, FCC); from 1955 the Social Democratic Party of Canada (''french: Parti social démocratique du Canada''), was a federal democratic socialistThe foll ...
.
Legacy
The Board of Governors of St. Francis Xavier University established the
Coady International Institute
The Coady International Institute is located on the campus of St. Francis Xavier University in Antigonish, Nova Scotia. Established in 1959, Coady Institute is named for Rev. Dr. Moses M. Coady, a founder of the Antigonish Movement
The Anti ...
in Coady's honour less than six months after his death. The institute has played a dynamic role in the emergence of credit unions throughout the world, especially in Africa. Since then, over 6,000 community development practitioners from over 130 countries have studied at the campus in Antigonish, Nova Scotia.
Study clubs have been used widely in Africa, the Caribbean and South Asia in rural
village
A village is a clustered human settlement or community, larger than a hamlet but smaller than a town (although the word is often used to describe both hamlets and smaller towns), with a population typically ranging from a few hundred to ...
s, and their method and approach anticipated the emergence of
participatory rural appraisal in the 1980s and 1990s. Because study clubs increased the willingness and ability of poorer people to participate, they were one of the most significant innovations in credit unions since the first were formed by
Friedrich Wilhelm Raiffeisen
Friedrich Wilhelm Raiffeisen (30 March 1818 – 11 March 1888) was a German mayor and cooperative pioneer. Several credit union systems and cooperative banks have been named after Raiffeisen, who pioneered rural credit unions.
Life
Friedrich Wilh ...
in rural Germany in 1864.
Coady, like Raiffeisen,
Hermann Schulze-Delitzsch and
Alphonse Desjardins was part of a global movement in co-operative
microfinance. Due to the poor performance of many community-based
credit union
A credit union, a type of financial institution similar to a commercial bank, is a member-owned nonprofit financial cooperative. Credit unions generally provide services to members similar to retail banks, including deposit accounts, provision ...
s in the developing world, this movement lost its momentum in the 1970s, to be replaced by the more centralized approach characteristic of the
microcredit
:''This article is specific to small loans, often provided in a pooled manner. For direct payments to individuals for specific projects, see Micropatronage. For financial services to the poor, see Microfinance. For small payments, see Micropa ...
movement. However, the main successes in microcredit have been confined to urban or very densely populated rural areas. In recent years there has been a revival of interest in village-based and participatory approaches, such as the
SHG movement in India and the
ASCA
''Asca'' is a genus of mites with worldwide distribution in the family Ascidae.
Species
* ''Asca acornis'' Lindquist, 1972
* ''Asca annandalei'' Bhattacharyya & Sanyal, 2002
* ''Asca anwenjui'' Ma, 2003
* '' Asca aphidioides' ...
movement in Africa to address the problem of financial services for poor rural farmers.
The
Co-operative Union of Canada
A cooperative (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically-control ...
under the leadership of
George Keen spread both the philosophy and the tools of the Antigonish Movement widely across Canada. Led by co-operative entrepreneurs like
Jake Siemens, adult education became a priority in western Canada with the foundation of the
Western Co-operative College in
Saskatoon
Saskatoon () is the largest city in the Canadian province of Saskatchewan. It straddles a bend in the South Saskatchewan River in the central region of the province. It is located along the Trans-Canada Yellowhead Highway, and has served as ...
in 1955. (1893-1952), the Assistant Director of the Extension Department under Coady, rose to national leadership in the Union in 1945, from whence he led an increasing international engagement on behalf of Canadians. Coady described MacDonald as a brilliant man, capable of organizing and maintaining a far-flung network of study clubs and cooperatives, who had a "keen and penetrating mind, always ahead of the people yet practical enough to keep within the range of what was possible. He was radical enough in other words to be progressive, and, conservative enough to be sane."
See also
*
Rural community development
Rural community development encompasses a range of approaches and activities that aim to improve the welfare and livelihoods of people living in rural areas. As a branch of community development, these approaches pay attention to social issues ...
Notes
References
*Alexander, Anne M. ''The Antigonish Movement: Moses Coady and Adult Education Today, 1997''.
*
Bergengren, Roy F. ''Credit Union North America''. Southern Publishers Inc., New York, 1940.
*Delaney, Ida. ''By Their Own Hands: A Fieldworker’s Account of the Antigonish Movement''. Lancelot Press, Nova Scotia, 1985.
*Laidlaw, Alexander (ed.). ''The Man From Margaree: Writings & Speeches of M.M. Coady, Educator/Reformer/Priest''. McClelland & Steward, Toronto, 1971.
*Lotz, Jim. ''The Humble Giant: Moses Coady, Canada's Rural Revolutionary''. Novalis, Ottawa, 2005.
*MacPherson, Ian. ''Each for All: A History of the Co-operative Movement in English Canada, 1900-1945''. The Macmillan Company of Canada, Toronto, 1979.
*Welton, Michael. ''Little Mosie from the Margaree: A Biography of Moses Michael Coady''. Thompson Educational Publishing, 2001.
*Welton, Michael. ''Beyond Coady: Adult Education and the End of Utopian Modernism''. Proceedings of the AERC, 2000.
*Welton, Michael. A new and disturbing presence: Father Moses Michael Coady and the United Maritime Fishermen. ''Canadian Co-operatives in the Year 2000''
airbairn, MacPherson & Russell (eds.) Centre for the Study of Co-operatives, University of Saskatchewan, Saskatoon, 2000.
External links
Web resources on the Antigonish Movement Coady International Institute at St. Francis Xavier University"Moses Coady" ''The Canadian Encyclopedia''.
Mouvement des caisses populaires acadiennes
{{DEFAULTSORT:Coady, Moses
1882 births
1957 deaths
Canadian cooperative organizers
20th-century Canadian Roman Catholic priests
Canadian people of Irish descent
Development specialists
People from Inverness County, Nova Scotia
Roman Catholic activists
Rural community development
Pontifical Urban University alumni