Mortgage Analytics
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Mortgage Analytics is defined as an array of analysis—organized by market and product—which provides insight into how pricing strategy and market conditions will affect
mortgage A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners t ...
volume and demand. Analytic reports include market response, price elasticity and general sensitivity studies seen both at the firm and market levels. Mortgage analytics experts use several types of data resources to create customized reports for their clients, commonly
bank A bank is a financial institution that accepts Deposit account, deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital m ...
s and lenders who seek up-to-date mortgage data in order to set appropriate
loan In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the deb ...
rates and fees for borrowers. These data resources include records of delinquency rates, dealer loss information estimates, trend analysis, automated property valuation, property tax delinquency and other loan-level data sets like lock-loan volume reports and lender-based loan fee reports.


See also

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Commercial mortgage A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex. The proceeds from a commercial mortgage are typically used to acquire, refinance, or ...
* No Income No Asset (NINA) * Nonrecourse debt * Refinancing * Second Mortgage


References


External links


WSJ - Data Firms Going Deeper On Mortgages

Mortgage Analytics Guide
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