LinkAja! is an Indonesian digital wallet service. The service was originally launched in 2007 by an Indonesian mobile operator

Telkomsel PT Telekomunikasi Selular, trading as Telkomsel, is an Indonesian telecommunications company founded in 1995. Its ownership is divided between Telkom Indonesia (69.9%) and Singtel (30.1%), which serves as Telkom's consumer services arm startin ...

as Telkomsel Cash, branded as TCASH. It is developed by PT Fintek Karya Nusantara, a company owned by various state-owned companies; including Telkomsel – itself a subsidiary of

Telkom Indonesia PT Telekomunikasi Indonesia (Persero) Tbk () officially shortened into PT Telkom Indonesia (Persero) Tbk, also simply known as Telkom, is an Indonesian multinational corporation, multinational telecommunications Conglomerate (company), conglom ...

, state-owned banks (

Bank Mandiri PT Bank Mandiri (Persero) Tbk or Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in terms of assets, loans and deposits. Total assets as of 2022, were 1.992 Trillion rupiah (around US$133 Billion). As of 2022, Bank Man ...

, BRI, BNI, and BTN),

Pertamina PT Pertamina (Persero) is an Indonesian state-owned oil and natural gas corporation, headquartered in Jakarta. It was created in August 1968 by the merger of ''Pertamin'' (established 1961) and ''Permina'' (established in 1957). In 2020, the ...

, Jiwasraya, and Danareksa. On March 26, 2020, LinkAja partnered with Telcoin, an instant, low-cost blockchain powered remittance service. This partnership is set to explore cashless opportunities in LinkAjas area of operation. The name "Link" comes from an

interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belo ...

in Indonesia with the same former name (it has since been renamed ATM Link). The network is owned by State-owned Banks Association (HIMBARA), comprising the four banks above. The network provides cash withdrawal and inquiry services in their network.

References

{{Indonesia-stub Interbank networks Financial services companies of Indonesia Telkom Indonesia Bank Rakyat Indonesia Bank Mandiri