
LinkAja! is an Indonesian digital wallet service. The service was originally launched in 2007
by an Indonesian mobile operator
Telkomsel as Telkomsel Cash, branded as TCASH. It is developed by PT Fintek Karya Nusantara, a company owned by various state-owned companies; including Telkomsel – itself a subsidiary of
Telkom Indonesia, state-owned banks (
Bank Mandiri,
BRI,
BNI, and
BTN),
Pertamina
PT Pertamina (Persero), formerly abbreviated from ''Perusahaan Pertambangan Minyak dan Gas Bumi Negara'' (lit. 'State Oil and Natural Gas Mining Company'), is an Indonesian state-owned oil and natural gas corporation based in Jakarta. It was cr ...
,
Jiwasraya, and
Danareksa.
On March 26, 2020, LinkAja partnered with Telcoin, an instant, low-cost blockchain powered remittance service. This partnership is set to explore cashless opportunities in LinkAjas area of operation.
The name "Link" comes from an
interbank network
An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belon ...
in Indonesia with the same name. The network is owned by State-owned Banks Association (HIMBARA), comprising the four banks above. The network provides cash withdrawal and inquiry services in their network.
References
{{Indonesia-stub
Interbank networks
Financial services companies of Indonesia
Telkom Indonesia
Bank Rakyat Indonesia
Bank Mandiri