Leonid Shafirov
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Leonid Alexandrovich Shafirov (; born May 7, 1973, Chita) is an entrepreneur, financier, scientist, PhD In the 1990s – twice, despite the
insolvency In accounting, insolvency is the state of being unable to pay the debts, by a person or company ( debtor), at maturity; those in a state of insolvency are said to be ''insolvent''. There are two forms: cash-flow insolvency and balance-sheet i ...
of the head offices of the banks – he ensured the return of funds to all clients of the branches he headed. In 1998 – as acting chairman of the board of the insolvent Rostovsocbank, he ensured the return of savings to all individual depositors of that bank. From 1999 until 2008 - a chairman of the board of directors of the Donskoy Narodny Bank. The magazine ''Bankovskoye Obozreniye'' included Leonid Shafirov in the top five most successful Russian bankers in 2007. Shafirov left the banking sector in 2008. After leaving the banking sector, Shafirov pursued and successfully earned his master's and Ph.D. degrees from European and Canadian universities. Sphere of scientific interests - self-build housing, consumer lending, management of household projects and portfolios of household projects at the municipal level, the social efficiency of lending to the individuals, and
economic An economy is an area of the Production (economics), production, Distribution (economics), distribution and trade, as well as Consumption (economics), consumption of Goods (economics), goods and Service (economics), services. In general, it is ...
and
financial literacy Financial literacy is the possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money. Financial literacy, financial education and financial knowledge are used interchangeably. Financially un ...
as factors of
socio-economic development Economics () is a behavioral science that studies the production, distribution, and consumption of goods and services. Economics focuses on the behaviour and interactions of economic agents and how economies work. Microeconomics analys ...
.


Biography

He was born in 1973 in Chita in a family of medical students, his childhood was in the town of
Gukovo Gukovo () is a mining types of inhabited localities in Russia, town in Rostov Region, Rostov Oblast, Russia, located close to the Russia–Ukraine border, border with Ukraine. Population: Geography The city is located in the northwestern part of ...
. In 1990 he graduated with a gold medal from Gukovo Secondary School No. 5. During his studies at school, he was elected chairman of the student committee - at the age of 13. He was a young correspondent for the city and regional newspapers and city radio and a member of the TV program "Image" (currently called "Brainiacs") of the
Soviet Central Television The Central Television of the USSR (; abbreviated CT USSR, SCTV ">/nowiki>/nowiki>) was the state television broadcaster of the Soviet Union. Like much of the Soviet media, CT USSR regularly promoted the agendas of the Communist Party. Initi ...
. Later, as head of the bank, he initiated and hosted the intellectual TV quiz for schoolchildren of the Rostov region "Erudite of the Don" on the regional TV channel Don-TR. Filming took place in
Gukovo Gukovo () is a mining types of inhabited localities in Russia, town in Rostov Region, Rostov Oblast, Russia, located close to the Russia–Ukraine border, border with Ukraine. Population: Geography The city is located in the northwestern part of ...
,
Rostov-on-Don Rostov-on-Don is a port city and the administrative centre of Rostov Oblast and the Southern Federal District of Russia. It lies in the southeastern part of the East European Plain on the Don River, from the Sea of Azov, directly north of t ...
,
Novoshakhtinsk Novoshakhtinsk () is a mining city in Rostov Oblast, Russia, within 20 kilometres of the Dovzhansky border crossing to Ukraine. History It was established in 1939. The population was: Russo-Ukrainian War During the 2022 Russian Invasion ...
,
Novocherkassk Novocherkassk () is a types of inhabited localities in Russia, city in Rostov Oblast, Russia, located near the confluence of the Tuzlov and Aksay Rivers, the latter a distributary of the Don (river), Don River. Novocherkassk is best known as the ...
,
Taganrog Taganrog (, ) is a port city in Rostov Oblast, Russia, on the north shore of Taganrog Bay in the Sea of Azov, several kilometers west of the mouth of the Don (river), Don River. It is in the Black Sea region. Population: Located at the site of a ...
,
Shakhty Shakhty ( rus, Шахты, p=ˈʂaxtɨ) is a city in Rostov Oblast, Russia, located on the southeastern spur of the Donetsk mountain ridge, northeast of Rostov-on-Don. As of th2023 Census its population was 222,500. It was previously known ...
,
Azov Azov (, ), previously known as Azak ( Turki/ Kypchak: ), is a town in Rostov Oblast, Russia, situated on the Don River just from the Sea of Azov, which derives its name from the town. The population is History Early settlements in the vici ...
and
Krasny Sulin Krasny Sulin () is a town and the administrative center of Krasnosulinsky District in Rostov Oblast, Russia, located in the Donets Basin region. Population: Within the framework of administrative divisions, Krasny Sulin serves as the administra ...
. He graduated with honors from the
Moscow Mining Institute Moscow State Mining University () is a Russian institute of higher education that prepares mining engineers. In 2014, the university merged with the National University of Science and Technology MISiS and became a part of it as the Moscow Mining ...
in 1993 with a degree in
mining industry Mining is the extraction of valuable geological materials and minerals from the surface of the Earth. Mining is required to obtain most materials that cannot be grown through agricultural processes, or feasibly created artificially in a la ...
. In 1999, he defended his dissertation and received a
PhD A Doctor of Philosophy (PhD, DPhil; or ) is a terminal degree that usually denotes the highest level of academic achievement in a given discipline and is awarded following a course of graduate study and original research. The name of the deg ...
in
sociology Sociology is the scientific study of human society that focuses on society, human social behavior, patterns of Interpersonal ties, social relationships, social interaction, and aspects of culture associated with everyday life. The term sociol ...
. In 2012 he defended his Master's thesis on Financial Services and Insurance in a joint program of the
University of St. Gallen The University of St. Gallen (HSG) is a research university located in St. Gallen, Switzerland, that specialises in business administration, economics, law, international affairs, and computer science. It was established in 1898. It consistent ...
,
Vlerick Business School Vlerick Business School ("Vlerick") is a Belgian business school with campuses in Ghent, Leuven, and Brussels. It is a result of a merger of MBA programmes of the Katholieke Universiteit Leuven and of the ''Instituut Professor Vlerick voor Mana ...
and
HSE University HSE University (), officially the National Research University Higher School of Economics () is a public research university founded in 1992 and headquartered in Moscow, Russia. Along with its main campus located in the capital, the university ...
. In 2017, he completed his PhD at
Skema Business School SKEMA Business School ("School of Knowledge Economy and Management") is a leading French business school ("Grande Ecole") with campuses across Europe, the Americas, Asia, and Africa. It was established in 2009 through the merger of Ecole Supér ...
under the supervision of Professors
Rodney Turner John Rodney Turner (born 21 January 1953)Project Management Project management is the process of supervising the work of a Project team, team to achieve all project goals within the given constraints. This information is usually described in project initiation documentation, project documentation, crea ...
and
Strategic Management In the field of management, strategic management involves the formulation and implementation of the major goals and initiatives taken by an organization's managers on behalf of stakeholders, based on consideration of Resource management, resources ...
. Author of more than 20 scientific articles. He started entrepreneurial activity at eighteen, organized seminars on
accounting Accounting, also known as accountancy, is the process of recording and processing information about economic entity, economic entities, such as businesses and corporations. Accounting measures the results of an organization's economic activit ...
and
taxation A tax is a mandatory financial charge or levy imposed on an individual or legal person, legal entity by a governmental organization to support government spending and public expenditures collectively or to Pigouvian tax, regulate and reduce nega ...
, in trade and purchase of industrial goods produced at the
Moscow Moscow is the Capital city, capital and List of cities and towns in Russia by population, largest city of Russia, standing on the Moskva (river), Moskva River in Central Russia. It has a population estimated at over 13 million residents with ...
and
Moscow region Moscow Oblast (, , informally known as , ) is a federal subjects of Russia, federal subject of Russia (an oblast). With a population of 8,524,665 (Russian Census (2021), 2021 Census) living in an area of , it is one of the most densely populate ...
factories. He began his employee career in 1991 at the Gukovugol Production Association as a representative of the Procurement Department in Moscow. In 1993 he was appointed deputy director of the Gukovo branch of Geolobank (Moscow). To decrease social tension and non-payments in favor of clients - employees of
coal-mining Coal mining is the process of extracting coal from the ground or from a mine. Coal is valued for its energy content and since the 1880s has been widely used to generate electricity. Steel and cement industries use coal as a fuel for extrac ...
enterprises he suggested organizing of labor dispute commissions at trade-union committees for priority payments of wage claims in case of insufficient funds on employers' banking accounts. During the Non-payment crisis in Russia he initiated the issue of the promissory notes by JSC Gukovugol, JSC Obukhovskaya and JSC Rostovshakhtostroy. In 1994, together with the team of the Gukovo branch of Geolbank, despite the insolvency of the head office of Geolbank in Moscow, he ensured the safety of funds of all - more than 5000 clients of the bank branch by promptly transferring liabilities to the newly established branch of Rostovsocbank, which he headed. In 1998, when Rostovsotsbank's Head Office became insolvent, and the safety of customers' funds was at risk, he virtually liquidated the Gukovo branch of Rostovsoсbank that he headed, inviting all the customers (over 25,000 people and organizations) to receive the funds entrusted to the branch. The Gukovo branch of Rostovsotsbank returned all savings and account balances to clients within a few weeks. Because of this self-activity, he was forced to take a position of Acting Chairman of the Board of the insolvent OJSC Rostovsotsbank (Rostov-on-Don), the first
commercial bank A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit. It can also refer to a bank or a division of a larger bank that deals with whol ...
in the South of Russian Federation. During 1998–1999, Shafirov with the support of the bank's staff without introducing the provisional administration of the
Central Bank of the Russian Federation The Central Bank of the Russian Federation (), commonly known as the Bank of Russia (), also called the Central Bank of Russia (CBR), is the central bank of the Russian Federation. The bank was established on 13 July 1990. It traces its beginnin ...
, without financial support from the state and shareholders, carried out work on the recovery of problem loans, sale of assets, as a result providing the return of savings to all depositors - individuals in Rostov-on-Don, Taganrog, Shakhty,
Donetsk Donetsk ( , ; ; ), formerly known as Aleksandrovka, Yuzivka (or Hughesovka), Stalin, and Stalino, is an industrial city in eastern Ukraine located on the Kalmius River in Donetsk Oblast, which is currently occupied by Russia as the capita ...
(more than 150,000 depositors). During 1999–2008, he was the chairman of the board of directors of the Donskoy Narodny Bank (Gukovo). Shafirov contributed to the development of the bank to such an extent that the bank, which had been following in the 1998 year its financial rehabilitation plan, became a promising target for foreign investment, and in 2007 it joined the Hungarian OTP banking group. During this period, the bank increased its network 40 times, from a small bank in a mining town turned into one of the largest banks in the South of Russia. The Donskoy Narodny Bank was the first bank in the Rostov region to grant loans to owners of private subsidiary plots, became one of the first in the
Rostov region Rostov Oblast ( rus, Росто́вская о́бласть, r=Rostovskaya oblastʹ, p=rɐˈstofskəjə ˈobləsʲtʲ) is a federal subject of Russia (an oblast), located in the Southern Federal District. The oblast has an area of and a popul ...
to grant
mortgages A mortgage loan or simply mortgage (), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any pur ...
, and was one of the first regional banks to become a member of the state deposit insurance system. From 2008 – continued his entrepreneurial, investing and civic activities. In 2015 – a member of the Public Chamber of the Rostov Region. From 2016 until 2022 – a member of the Public Chamber of the Russian Federation. Leonid Shafirov is the initiator and organizer of
sociological research Social research is research conducted by social scientists following a systematic plan. Social research methodologies can be classified as quantitative and qualitative. * Quantitative designs approach social phenomena through quantifiable ev ...
and expert discussions on the issues of self-build housing construction, gasification of housing, improvement of the order of formation and activities of municipal public chambers (councils), state economic policy on the recovery of single-industry towns and development of territories,
vocational guidance Career counseling is a type of advice-giving and support provided by career counselors to their clients, to help the clients manage their journey through life, learning and work changes (career). This includes career exploration, making career c ...
, development of cross-border cooperation and activation of
twin cities Twin cities are a special case of two neighboring cities or urban centres that grow into a single conurbation – or narrowly separated urban areas – over time. There are no formal criteria, but twin cities are generally comparable in stat ...
relations. On the initiative of Shafirov, large-scale international actions were realized: * « Discover Russia» international educational project - over 10,000 participants. As a result, more than 24,400
encyclopedic An encyclopedia is a reference work or compendium providing summaries of knowledge, either general or special, in a particular field or discipline. Encyclopedias are divided into articles or entries that are arranged alphabetically by artic ...
articles and over 104,000 images were published about the sights, cultural heritage sites and prominent people and educational films dedicated to famous writers and musical clips about the sights, history and cultural heritage of Russia's regions were created and published, as well as aimed at promoting intercultural relations between the world and the twin cities movement; * International
Literary Festival A literary festival, also known as a book festival or writers' festival, is a regular gathering of writers and readers, typically on an annual basis in a particular city. A literary festival usually features a variety of presentations and readings ...
and the First International Congress of Volunteers of Culture and Media, the participants of which were citizens of 10 countries, the Second International Congress of Volunteers of Culture, Media and Cultural Tourism, in the creative competitions which were attended by over 1700 volunteers from 28 countries; * All-Russian contest «Discover Russia. Entrepreneurs are fellow countrymen» - more than 700 participants; as a result, the experience of more than 600 entrepreneurs was studied and popularized; * Сampaign «My Childhood is War» - more than 8,000 participants; as a result, a bank of video memories of more than 3,000 people - war children were created, 2,933 encyclopedia articles about war children were published in Wikipedia, finalized and published. As a result of the campaign, proposals for additional measures of social support for war children were summarized and sent to the authorities; relevant regional laws were adopted; * The Сampaign «Good Garden» to develop agrovolunteering - as a result, agrovolunteer groups assisting socially vulnerable citizens in carrying out their gardening and gardening work are operating. Shafirov was a head of the organizing committee of district contests of municipal public chambers and councils in the Northwestern,
Far Eastern The Far East is the geographical region that encompasses the easternmost portion of the Asian continent, including North, East and Southeast Asia. South Asia is sometimes also included in the definition of the term. In modern times, the term ''F ...
,
Urals The Ural Mountains ( ),; , ; , or simply the Urals, are a mountain range in Eurasia that runs north–south mostly through Russia, from the coast of the Arctic Ocean to the river Ural (river), Ural and northwestern Kazakhstan.
, and
Southern Federal District The Southern Federal District ( rus, Южный федеральный округ, p=ˈjuʐnɨj fʲɪdʲɪˈralʲnɨj ˈokrʊk) is one of the eight federal districts of Russia. Its territory lies mostly on the Pontic–Caspian steppe of Sou ...
s. Married. Raises two sons.


Honors and titles

* Honorary citizen of the city of Gukovo * Winner of the Free Knowledge award (2014, 2020) of Wikimedia * Medal 100th anniversary of M.A. Sholokhov (2005) * Medal For Valorous Labor for the Good of the Don Region (2019)


References


External links

* {{DEFAULTSORT:Shafirov, Leonid 1973 births Living people Russian bankers Russian economists Moscow State Mining University alumni University of St. Gallen alumni Vlerick Business School alumni