kynect, formerly and also called the Kentucky Health Benefit Exchange, is the
health insurance marketplace, previously known as health insurance exchange, in the U.S.
Commonwealth of Kentucky, created by then-Governor
Steve Beshear in accordance with the
Patient Protection and Affordable Care Act. Steve Beshear's successor as governor,
Matt Bevin, ended Kynect enrollment for individuals as of 2017. From 2017 to 2020, the marketplace operated a web site for small business owners. Bevin's successor,
Andy Beshear
Andrew Graham Beshear ( ; born November 29, 1977) is an American attorney and politician serving as the 63rd governor of Kentucky since 2019. A member of the Democratic Party (United States), Democratic Party, he served as the 50th attorney gen ...
, announced on June 17, 2020, that Kentucky will reestablish a state health insurance marketplace similar to kynect, with full implementation by January 1, 2022. Kynect was officially relaunched on October 5, 2020, with full implementation in January 2022.
Purpose
The marketplace was offered to individuals and families who are not covered by their employer, allowing enrollees to compare health insurance plans and provides those who qualify with access to tax credits. Enrollment started on October 1, 2013, and the first enrollment period ended March 31, 2014.
Enrollment
137,000 individuals were reported using the website on the first four days of operation. ''
The New York Times
''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of ...
'' reported that Kentucky was "far ahead of most in signing up people" at the end of October, the first month of enrollment. By April 15, 2014, over 410,000 Kentuckians had signed up for health care plans through kynect.
Relaunch
Kynect was officially relaunched on October 5, 2020. At that time, the website allows residents to apply for programs available on the former Kentucky Benefind website, which was launched after the original kynect website was deactivated in 2017 and itself was deactivated and linked to the new kynect after its relaunch. These services include enrollment in
Medicaid
Medicaid is a government program in the United States that provides health insurance for adults and children with limited income and resources. The program is partially funded and primarily managed by U.S. state, state governments, which also h ...
, the Kentucky
Children’s Health Insurance Program (KCHIP) and the Kentucky Integrated Health Insurance Premium Payment program. In addition, qualified families can now also access
SNAP food assistance benefits along with other family and childcare assistance programs. Kynect, like Benefind, linked to the federally run health insurance marketplace (
healthcare.gov) until open enrollment in 2021. At that time, the state returned to a state run health insurance marketplace through kynect in time for policies to take effect in January 2022.
Kentucky governor relaunches kynect with expanded mission
/ref>
Participating insurance providers at the time of the 2017 shutdown
*Anthem
An anthem is a musical composition of celebration, usually used as a symbol for a distinct group, particularly the national anthems of countries. Originally, and in music theory and religious contexts, it also refers more particularly to sho ...
*Blue Grass Family Health
* CareSource
*Humana
Humana Inc. is an American for-profit health insurance company based in Louisville, Kentucky. In 2024, the company ranked 92 on the Fortune 500 list, which made it the highest ranked (by revenues) company based in Kentucky. It is the fourth l ...
*Kentucky Health Cooperative
* UnitedHealthcare
* WellCare
References
External links
kynect
Kentucky Health Benefit Exchange
{{PPACA , state=expanded
Kentucky
Kentucky (, ), officially the Commonwealth of Kentucky, is a landlocked U.S. state, state in the Southeastern United States, Southeastern region of the United States. It borders Illinois, Indiana, and Ohio to the north, West Virginia to the ...
Healthcare in Kentucky
Kentucky
Kentucky (, ), officially the Commonwealth of Kentucky, is a landlocked U.S. state, state in the Southeastern United States, Southeastern region of the United States. It borders Illinois, Indiana, and Ohio to the north, West Virginia to the ...