Joseph Badal (born November 17, 1944) is an American suspense

thriller (genre) Thriller is a genre of fiction with numerous, often overlapping, subgenres, including crime fiction, crime, horror fiction, horror, and detective fiction. Thrillers are characterized and defined by the mood (psychology), moods they elicit, giv ...

novelist A novelist is an author or writer of novels, though often novelists also write in other genres of both fiction and non-fiction. Some novelists are professional novelists, thus make a living wage, living writing novels and other fiction, while other ...

and notable financier. Badal served in the U.S. Army as a commissioned officer. During the

Vietnam War The Vietnam War (1 November 1955 – 30 April 1975) was an armed conflict in Vietnam, Laos, and Cambodia fought between North Vietnam (Democratic Republic of Vietnam) and South Vietnam (Republic of Vietnam) and their allies. North Vietnam w ...

, he served as a captain in the US Army and received several commendations for his performance during the war. He currently resides in

New Mexico New Mexico is a state in the Southwestern United States, Southwestern region of the United States. It is one of the Mountain States of the southern Rocky Mountains, sharing the Four Corners region with Utah, Colorado, and Arizona. It also ...

. He was a member of the New Mexico Small Business Council from 2011-2022.

Chronological Bibliography

Novels

''The Pythagorean Solution'' (Seven Locks Press, 2003, ) ''Terror Cell'' (Seven Locks Press, 2004, ) ''The Nostradamus Secret'' (Brick Tower Press, 2011, ) ''Terror Cell'' (Suspense Publishing, 2013, ) ''The Puppy and the Crying Kitty'' (Suspense Publishing, 2025, )

Articles

""Financing a Home With No Down Payment"" (Real Estate Finance, August 2005) ""Loan Modification Programs: A Great Alternative to Refinancing a Mortgage"" (Real Estate Finance, October 2005) ""The Advantages of Portfolio Lender Relationships"" (Real Estate Finance, April 2006) ""When Mortgage Debt Can Be a Good Thing"" (Real Estate Finance, August 2006) ""Mortgage Matters: Why ARMs Make Sense"" (Santa Fe New Mexican, 6/4/2006) ""Mortgage Matters: A Case Against Installment Debt"" (Santa Fe New Mexican, 8/6/2006) ""Mortgage Matters: The Baby Boomer Effect"" (Santa Fe New Mexican, 10/1/2006) ""Mortgage Matters: 100 Percent Financing Can Make Sense"" (Santa Fe New Mexican, 12/3/2006) ""Mortgage Lending to a Trust or LLC"" (Real Estate Finance, June 2007) ""Exception Lending Versus Exceptional Lending"" (Real Estate Finance, June 2007) ""Mortgage Matters: 2007's Real Estate Outlook"" (Santa Fe New Mexican, 2/4/2007) ""Using Common Sense to Enrich Alt-A Lending Success"" (2/2007) ""Mortgage Matters: Housing Boom Slows"" (Santa Fe New Mexican, 4/1/2007) ""Everything You Always Wanted to Know About Jumbos"" (5/2007) ""Mortgage Matters: Using Home Equity Wisely"" (Santa Fe New Mexican, 6/3/2007) ""Mortgage Matters: In Hard Times, What's A Realtor To Do?"" (Santa Fe New Mexican, 8/5/2007) ""Mortgage Matters: Is This 2007... Or 1929?"" (Santa Fe New Mexican, 10/7/2007) ""Mortgage Matters: Excess/Excessive Reaction"" (Santa Fe New Mexican, 12/2/2007)

Careers

Joseph Badal graduated with his Bachelor of Science degree in International Finance from

Temple University Temple University (Temple or TU) is a public university, public Commonwealth System of Higher Education, state-related research university in Philadelphia, Philadelphia, Pennsylvania, United States. It was founded in 1884 by the Baptist ministe ...

and went on to get his MBA from the University of New Mexico before beginning a thirty-five year career in the banking and financial services industry. He is currently CEO of Joseph Badal & Associates, Inc., a financial and management consulting firm. From 1967 to 1972, (during the

) Badal served in the

United States Army The United States Army (USA) is the primary Land warfare, land service branch of the United States Department of Defense. It is designated as the Army of the United States in the United States Constitution.Article II, section 2, clause 1 of th ...

with a last rank of captain. He served both overseas in Greece, Vietnam, and in the United States during his time of service and was awarded the Bronze Star, the Meritorious Service Medal (United States), and the

Army Commendation Medal The Commendation Medal is a mid-level Awards and decorations of the United States Armed Forces, United States military decoration presented for sustained acts of heroism or meritorious service. Each branch of the United States Armed Forces issu ...

with Oak Leaf Cluster. Badal is currently a Board Member & Chairman of the Audit Committee for the Navajo Nation telephone company, Sacred Wind Communications. Badal was also employed by Thornburg Mortgage from 1993 to 2007, when he retired from his positions of Senior Executive Vice President, Chief Lending Officer, and Board of Directors. From the years 1981 to 1982 Badal served as a New Mexico State Representative, District 27, New Mexico House of Representatives.

References

External links

''Pythagorean Solution'' movie production

Fantastic Fiction Bio Page

Joseph Badal on GoodReads.com
{{DEFAULTSORT:Badal, Joseph 1944 births Living people American male non-fiction writers American financial writers United States Army officers