Iowa Employer Benefits Study
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The Iowa Employer Benefits Study is an annual survey of
Iowa Iowa ( ) is a U.S. state, state in the upper Midwestern United States, Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Ill ...
employers conducted to determine the types and amounts of employee benefits offered by organizations in Iowa. The information collected in this research allows employers to understand the value of their benefit plans compared to state and industry averages. Iowa benefits can also be compared to those offered nationally. The Iowa Employer Benefits Study is recognized to be a trustworthy and credible resource on employee benefits offered in this state.


History

Prior to 1999, Iowa did not have ongoing employee benefits information that would allow employers to compare their benefit offering with other similar employers. A study was therefore developed by David P. Lind & Associates, L.C. (now d.b.a. David P. Lind Benchmark) of
Clive, Iowa Clive is a city in Dallas County, Iowa, Dallas and Polk County, Iowa, Polk counties in the U.S. state of Iowa. As of the 2020 United States census, 2020 Census, the population was 18,601. It is part of the Des Moines, Iowa, Des Moines–West ...
with survey assistance from Data Point Research, Inc., an Iowa-based social policy research firm. David P. Lind Benchmark conducts the Iowa Employer Benefits Study in order to help employers make educated and informed decisions based on relevant and credible data. In 2001, the concept of the Consumer Driven Health Plan (CDHP) was introduced to the study, asking how likely employers were to offer a CDHP in the future. Subsequent study years asked more in-depth questions about the details of CDHPs offered in addition to the likelihood of offering in the future. In 2005, Rural-Urban Continuum Codes were added to the collected data to outline differences in benefit offering by rural and urban organizations. In response to the
Patient Protection and Affordable Care Act A patient is any recipient of health care services that are performed by healthcare professionals. The patient is most often ill or injured and in need of treatment by a physician, nurse, optometrist, dentist, veterinarian, or other health ...
, the Iowa Employer Benefits Study included the first module on employer views of Health Care Reform in 2010.


Methods

The method used is a stratified random sample of organizations and statistically sound
survey methodology Survey methodology is "the study of survey methods". As a field of applied statistics concentrating on human-research surveys, survey methodology studies the sampling of individual units from a population and associated techniques of survey d ...
and
weighting The process of frequency weighting involves emphasizing the contribution of particular aspects of a phenomenon (or of a set of data) over others to an outcome or result; thereby highlighting those aspects in comparison to others in the analy ...
; the study does not use “ samples of convenience”.


Use Within the Community

Throughout the Iowa Employer Benefits Study's 18-year history, many public and private organizations have used its findings and consulted David P. Lind Benchmark about employer benefits and the healthcare field. Data collected in the study were cited in the Real Iowans Research Initiative report released in 2010, which was a collaboration of the
University of Iowa College of Public Health The University of Iowa College of Public Health is one of eleven colleges based in the University of Iowa. Established on July 1, 1999, the college's roots originate in the Department of Preventive Medicine and Environmental Health, and with the G ...
, University of Iowa Healthier Workforce Center for Excellence, State Public Policy Group, David P. Lind & Associates, and Data Point Research. Findings from the study were included in a 2012
State of Iowa Iowa ( ) is a U.S. state, state in the upper Midwestern United States, Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Ill ...
report about its current health care coverage. This report outlined the status of health coverage in consideration of an insurance exchange being created in compliance with Health Care Reform. The study's Health and Wellness Initiative module was underwritten by the University of Iowa’s Healthier Workforce Center for Excellence in 2013. This same year, David P. Lind Benchmark released 'Our Health Care River,' an infographic illustrating the complexity of the health care system in Iowa and the United States. This infographic has been used in presentations offered by
Wellmark Blue Cross Blue Shield Wellmark Blue Cross Blue Shield is a mutual insurance in the United States with more than two million members in Iowa and South Dakota. It is the dominant health insurance in Iowa. It is an independent licensee of the Blue Cross Blue Shield Assoc ...
and the Iowa Insurance Commissioner. A new way to gauge overall employer satisfaction with local hospital and doctor services was integrated into the 2013 study. Assigning a separate grade to 12 measures, employers gave "local hospital care" two Ds, eight Cs, two Bs and no As, while "doctors' services" received one D, eight Cs, three Bs and no As. The 2014 American College of Occupational and Environment Medicine survey, ''Employment Status Matters: A Statewide Survey of Quality-of-Life, Prevention Behaviors, and Absenteeism and Presenteeism'', included findings from the 2010 and 2012 studies. Contrary to what many critics of the 2010 Affordable Care Act anticipated, the most recent study found that employers have not dropped insurance coverage for their employees. The percentage of employers offering coverage increased four percentage points between 2013 and 2014, from 77 to 81 percent. The study also found that premium rate increases have slowed over the past few years.


References

{{reflist Economy of Iowa