The Health Insurance Premium Payment Program (HIPP) is a
Medicaid
Medicaid in the United States is a federal and state program that helps with healthcare costs for some people with limited income and resources. Medicaid also offers benefits not normally covered by Medicare, including nursing home care and pers ...
program that allows a recipient to receive free private
health insurance
Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among ma ...
paid for entirely by their state's Medicaid program. A Medicaid recipient must be deemed 'cost effective' by the HIPP program of their state. Ultimately, the program was made optional, and its use is minimal. The
Omnibus Budget Reconciliation Act of 1990
The Omnibus Budget Reconciliation Act of 1990 (OBRA-90; ) is a United States statute enacted pursuant to the budget reconciliation process to reduce the United States federal budget deficit. The Act included the Budget Enforcement Act of 1990 whic ...
(OBRA-90) authorized states to implement an HIPP program.
HIPP is for families who have at least one person who gets Medicaid and can get private insurance through a family member’s work.
As of 2008, relatively few states had premium assistance programs, and enrollment was relatively low. Interest in this approach remained high, however.
[Joan Alker]
"CHOOSING PREMIUM ASSISTANCE: WHAT DOES STATE EXPERIENCE TELL US?,"
The Kaiser Family Foundation
KFF (Kaiser Family Foundation), also known as The Henry J. Kaiser Family Foundation, is an American non-profit organization, headquartered in San Francisco, California. It prefers KFF since its legal name can cause confusion as it is no longer a ...
, May 2008 In some states the HIPP program has been institutionalized by
non profit organizations to assist Medicaid recipients with the difficult task of getting into the HIPP program.
See also
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Health insurance in the United States
Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include ...
References
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Medicare and Medicaid (United States)