The Death Master File (DMF) is a computer
database file made available by the United States
Social Security Administration
The United States Social Security Administration (SSA) is an independent agency of the U.S. federal government that administers Social Security, a social insurance program consisting of retirement, disability and survivor benefits. To qualify fo ...
since 1980. It is known commercially as the
Social Security Death Index (SSDI). The file contains information about persons who had
Social Security number
In the United States, a Social Security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary (working) residents under section 205(c)(2) of the Social Security Act, codified as . The number is issued t ...
s and whose deaths were reported to the Social Security Administration from 1962 to the present; or persons who died before 1962, but whose Social Security accounts were still active in 1962. , the file contained information on 111 million deaths.
In 2011, some records were removed from the file.
Overview
The data include:
* Name (
Given name,
surname), since 1990s the middle initial
* Date of birth (Year, Month, Day)
* Date of death (Year, Month), since 2000 the day of month
*
Social Security number
In the United States, a Social Security number (SSN) is a nine-digit number issued to U.S. citizens, permanent residents, and temporary (working) residents under section 205(c)(2) of the Social Security Act, codified as . The number is issued t ...
* Whether death has been verified or a death certificate has been observed.
In 2011, the following information was removed:
* Last
ZIP code of the person while alive
*
ZIP code to which the lump sum death benefit was sent, if applicable
The Death Master File is a
subset
In mathematics, set ''A'' is a subset of a set ''B'' if all elements of ''A'' are also elements of ''B''; ''B'' is then a superset of ''A''. It is possible for ''A'' and ''B'' to be equal; if they are unequal, then ''A'' is a proper subset o ...
of the Social Security Administration's
Numident database file, computerized in 1961, which contains information about all Social Security numbers issued since 1936. The Death Master File is considered a public document under the
Freedom of Information Act, and monthly and weekly updates of the file are sold by the
National Technical Information Service of the U.S.
Department of Commerce. Knowing that a patient died is important in many observational clinical studies and is important for medical research.
It is also used by financial and credit firms and government agencies to match records and prevent
identity fraud.
The Death Master File, in its
SSDI form, is also used extensively by
genealogist
Genealogy () is the study of families, family history, and the tracing of their lineages. Genealogists use oral interviews, historical records, genetic analysis, and other records to obtain information about a family and to demonstrate kins ...
s. Lorretto Dennis Szucs and Sandra Hargraves Luebking report in ''The Source: A Guidebook of American Genealogy'' (1997) that the total number of deaths in the United States from 1962 to September 1991 is estimated at 58.2 million. Of that number, 42.5 million (73 percent) are found in the Death Master File. Other research published by the Social Security Administration in 2002 suggests that for most years since 1973, 93 percent to 96 percent of deaths of individuals aged 65 or older were included in the DMF. Today the number of deaths, at any age, reported to the Death Master File is around 95 percent.
Distribution
Social Security Administration
The United States Social Security Administration (SSA) is an independent agency of the U.S. federal government that administers Social Security, a social insurance program consisting of retirement, disability and survivor benefits. To qualify fo ...
distributes the file via
National Technical Information Service. In May 2013, the cost of a single download (with no weekly, monthly or quarterly annual subscription costs) was $1825.
Errors and omissions
The Social Security Administration has estimated that about 16 million decedents were missing from the File, leading to
government benefits being paid out improperly; the total amount of improper payments in 2014 was estimated at $124 billion.
Conversely, the Social Security Administration estimates that roughly 12,000 living people are added to the File annually, potentially due to
clerical error. Because the File is used widely for commercial purposes, an erroneous listing can lead to not only a cessation of government benefits, but also the freezing of
bank account
A bank account is a financial account maintained by a bank or other financial institution in which the financial transactions between the bank and a customer are recorded. Each financial institution sets the terms and conditions for each type o ...
s, the inability to buy or rent property, and mistaken accusations of
identity theft
Identity theft occurs when someone uses another person's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The term ''identity theft'' was c ...
.
The
Office of the Inspector General
In the United States, Office of Inspector General (OIG) is a generic term for the oversight division of a federal or state agency aimed at preventing inefficient or unlawful operations within their parent agency. Such offices are attached to man ...
called the error rate "very low", but noted that "SSA’s erroneous death entries can lead to mistaken benefit terminations and cause severe financial hardship and distress to affected people. ... When errors like this occur, it can be a long and difficult process to resurrect your financial life."
See also
*
Credit zombie
*
National Death Index
References
External links
*
*
* {{cite web , url= http://ssdmf.info , title= Social Security Death Master File , website= SSDMF.info , first= Tom , last= Alciere , display-authors= 0
Social security in the United States
Death in the United States
Death indexes
Government databases in the United States