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Clark Brian Howard (born June 20, 1955) is an American author and radio/podcast host, focused primarily on personal finance, consumer protection, and related topics. He has hosted ''The Clark Howard Show,'' which began in 1989 and has lasted over 30 years as of 2021.


Life and career

Clark Howard grew up in Atlanta, Georgia. His parents, Bernard and Joy Garson Howard, were prominent members of Atlanta's Jewish community. Howard has three children, born in 1988, 1999, and 2005. Howard's first career was in the travel agency business. Howard attended The Westminster Schools in Atlanta before graduating from the
American University The American University (AU or American) is a Private university, private University charter#Federal, federally chartered research university in Washington, D.C., United States. Its main campus spans 90-acres (36 ha) on Ward Circle, in the Spri ...
in 1976 with a Bachelor of Arts in Urban Government. He went on to receive his Master of Business Administration degree from
Central Michigan University Central Michigan University (CMU) is a Public university, public research university in Mount Pleasant, Michigan, United States. It was established in 1892 as a private normal school and became a state institution in 1895. CMU is one of the eigh ...
in 1977. During the Carter administration, Clark established his travel agency, which grew into a successful enterprise with multiple branches. Eventually, the business attracted the attention of a major financial firm, which expressed interest in acquiring it. In 1987, he retired to Florida for several years after the travel agency was purchased, before returning to his home state of Georgia. During his travels between Georgia and Florida, he was approached by a radio station to give travel advice to listeners. Not long afterward, he began giving travel advice in guest appearances on Atlanta radio. In 1991, Howard also became a consumer affairs TV reporter for
WSB-TV WSB-TV (channel 2) is a television station in Atlanta, Georgia, United States, affiliated with ABC. It is the flagship television property of locally based Cox Media Group, which has owned the station since its inception, and is sister to rad ...
. In 1993, he founded the Consumer Action Center to have volunteers answer consumer questions off the air. Howard's website followed in 1997, and in 1998 his radio show went into syndication. Howard's program advises listeners to "save more, spend less, and avoid getting ripped off." The Clark Howard Show was heard every day on more than 200 radio stations throughout
North America North America is a continent in the Northern Hemisphere, Northern and Western Hemisphere, Western hemispheres. North America is bordered to the north by the Arctic Ocean, to the east by the Atlantic Ocean, to the southeast by South Ameri ...
, and aired from News/Talk WSB, WSB AM/ WSBB FM in
Atlanta Atlanta ( ) is the List of capitals in the United States, capital and List of municipalities in Georgia (U.S. state), most populous city in the U.S. state of Georgia (U.S. state), Georgia. It is the county seat, seat of Fulton County, Georg ...
. He is a frequent consumer expert guest on other talk, variety, and news programs. Howard explained on air that he was joining the
Georgia State Defense Force The Georgia State Defense Force (GSDF) is Georgia's State Guard. The GSDF is a professionally trained volunteer component of the Georgia Department of Defense, serving in support of the national and state constitutions under direction of the Gover ...
(an unarmed, non-federal branch of the Georgia Department of Defense) following the
September 11 attacks The September 11 attacks, also known as 9/11, were four coordinated Islamist terrorist suicide attacks by al-Qaeda against the United States in 2001. Nineteen terrorists hijacked four commercial airliners, crashing the first two into ...
. He attended monthly training workshops around the state as part of his service, and performed medical evacuation work in New Orleans following
Hurricane Katrina Hurricane Katrina was a powerful, devastating and historic tropical cyclone that caused 1,392 fatalities and damages estimated at $125 billion in late August 2005, particularly in the city of New Orleans and its surrounding area. ...
. In 2009, Howard announced he was diagnosed with prostate cancer. He gave a public announcement on WSB-TV on February 18, 2009. He gave another update three months later on his website. In August 2017, Howard described how he escaped a car backing towards him at a parking lot, by jumping into the air. His daily two-hour radio show was syndicated by
Westwood One Westwood One, Inc. is an American radio network owned by Cumulus Media. The company syndicates talk, music, and sports programming. The company takes its name from an earlier network also named Westwood One, a company founded in 1976. The co ...
until the end of 2020. That year Howard retired the daily radio show, but maintained a shorter daily podcast and made regular appearances on WSB.


Other appearances

From 2012 to 2013, Howard was a co-host of HLN's '' Evening Express'', a daily news and lifestyle roundup that aired weeknights. Several years earlier, in 2009, Howard hosted a weekend program on HLN. The format was similar to Howard's radio show, in that the host gives advice to callers and provides tips on saving money. In 2012, he became one of several anchors on the daily HLN show "Evening Express," which aired from 5 to 7:00pm ET. Howard has also appeared elsewhere on HLN such as on '' Morning Express with Robin Meade''. Howard continues to regularly appear on WSB-TV in Atlanta, which is occasionally broadcast by other Cox Television stations nationwide. His TV appearances offer consumer scam warnings and consumer tips. He started several civic programs in the community, such as Atlanta Volunteer Action, Volunteer Action, Inc., The Big Buddy Program, and Career Action. With help from his listeners, Howard began teaming up with
Habitat for Humanity Habitat for Humanity International (HFHI), generally referred to as Habitat for Humanity or Habitat, is a U.S. non-governmental, and tax-exempt 501(C)(3) Christian nonprofit organization which seeks to build affordable housing. The international ...
in 1996 to build houses around the Atlanta area. The year 2010 marked the 15th-anniversary build and "Team Clark" completed its 39th house together. In 2013, he built his 50th home for Atlanta Habitat for Humanity. In 2018, Team Clark completed its 75th Habitat home. In 2001, Howard created the WSB Radio Care-A-Thon which raises funds each July for the AFLAC Cancer and Blood Disorders Center at Children's Healthcare of Atlanta.


Author

Howard is the author of several books on consumer tips and bargains. His most recent book: "Clark Howard's Living Large for the Long Haul: Consumer-Tested Ways to Overhaul Your Finances, Increase Your Savings, and Get Your Life Back on Track" contains tips to help navigate the economics of life in the US. Other books include his 2011 title ''Living Large in Lean Times''. This book features 250+ ways to "save more, spend less, and avoid rip-offs." Other books include ''Clark Smart Real Estate'' (2006), ''Clark Smart Parents, Clark Smart Kids'' (2005), ''Clark's Big Book of Bargains'' (2003) and ''Get Clark Smart: The Ultimate Guide to Getting Rich From America's Money-Saving Expert'' (2002). Howard's ''Get Clark Smart'' made it to No. 6 on ''
The New York Times ''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of ...
'' "Best Seller" list for "How-To Books." And his ''Big Book of Bargains'' made it to No. 7 and No. 11 on ''The New York Times'' "Best Seller" list for "Business Books".


Honors

In 2011, a Golden Palm Star on the Palm Springs, California, Walk of Stars was dedicated to him. In 2015, Howard was voted into the
National Radio Hall of Fame The Radio Hall of Fame, formerly the National Radio Hall of Fame, is an American organization created by the Emerson Radio Corporation in 1988. Three years later, Bruce DuMont, founder, president, and CEO of the Museum of Broadcast Communicati ...
, to be inducted November 5. In 2016 he was a recipient of the "Good and Faithful Servant Award" from the Peachtree Christian Hospice.


Books

* * * * * * * * Each book was written with coauthor Mark Meltzer.


References


External links


Clark Howard's website

Clark Howard's official book site
{{DEFAULTSORT:Howard, Clark 1955 births Living people American talk radio hosts American finance and investment writers American male non-fiction writers Jewish American non-fiction writers American television talk show hosts Radio personalities from Atlanta Television personalities from Atlanta American University alumni Central Michigan University alumni Cox Radio The Westminster Schools alumni 21st-century American Jews Jews from Georgia (U.S. state)