Christopher Gardner (academic)
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Christopher Paul Gardner, Sr. (born February 9, 1954) is an American businessman and
motivational speaker A motivational speaker (or inspirational speaker) is a speaker who makes speeches intended to motivate or inspire an audience. Such speakers may attempt to challenge or transform their audiences. The speech itself is popularly known as a pep ta ...
. During the early 1980s, Gardner struggled with
homelessness Homelessness, also known as houselessness or being unhoused or unsheltered, is the condition of lacking stable, safe, and functional housing. It includes living on the streets, moving between temporary accommodation with family or friends, liv ...
while raising a toddler son. He became a
stockbroker A stockbroker is an individual or company that buys and sells stocks and other investments for a financial market participant in return for a commission, markup, or fee. In most countries they are regulated as a broker or broker-dealer and ...
and eventually founded his own
brokerage firm A broker is a person or entity that arranges transactions between a Purchasing, buyer and a sales, seller. This may be done for a commission (remuneration), commission when the deal is executed. A broker who also acts as a seller or as a buyer b ...
Gardner Rich & Co in 1987. In 2006, Gardner sold his minority stake in the firm and published a memoir. That book was made into the motion picture ''
The Pursuit of Happyness ''The Pursuit of '' is a 2006 American biographical drama film directed by Gabriele Muccino and starring Will Smith as Chris Gardner, a homeless salesman. Smith's son Jaden Smith co-stars, making his film debut as Gardner's son, Christopher Jr. ...
'' starring
Will Smith Willard Carroll Smith II (born September 25, 1968) is an American actor, rapper, and film producer. Known for his work in both Will Smith filmography, the screen and Will Smith discography, music industries, List of awards and nominations re ...
.


Early years

Gardner was born in
Milwaukee, Wisconsin Milwaukee is the List of cities in Wisconsin, most populous city in the U.S. state of Wisconsin. Located on the western shore of Lake Michigan, it is the List of United States cities by population, 31st-most populous city in the United States ...
on February 9, 1954, to Bettye Jean Gardner and Thomas Turner. He was the second child and the only boy born to Bettye Jean. His older half-sister, Ophelia, is from a previous union. His younger sisters, Sharon and Kimberly, are children from his mother's marriage to Freddie Triplett. Gardner did not have many positive male role models as a child, as his father was living in
Louisiana Louisiana ( ; ; ) is a state in the Deep South and South Central regions of the United States. It borders Texas to the west, Arkansas to the north, and Mississippi to the east. Of the 50 U.S. states, it ranks 31st in area and 25 ...
during his birth, and his stepfather was physically abusive to both his mother and his sisters. Triplett's fits of rage made both Gardner and his sisters constantly afraid. In one incident, Bettye Jean was imprisoned when Triplett falsely reported her to the authorities for
welfare fraud Welfare fraud is the act of illegally using state welfare systems by knowingly withholding or giving information to obtain more funds than would otherwise be allocated. This article deals with welfare fraud in various countries of the world, and ...
; the children were placed in foster care. When Gardner was eight years old, he and his sisters returned to foster care for the second time when their mother, unbeknownst to them, was convicted of trying to kill Triplett by burning down the house while he was inside. While in foster care, Gardner first became acquainted with his three maternal uncles: Archibald, Willie, and Henry. Of the three, Henry had the most profound influence on him, entering Gardner's world at a time when he most needed a positive father figure. However, Henry drowned in the
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when Chris was nine years old. The children learned that their mother had been imprisoned when she arrived at Henry's funeral escorted by a prison guard. Despite both her very unhappy marriage and her periods of absence, Bettye Jean was a positive source of inspiration and strength to her son Chris. She encouraged Gardner to believe in himself and sowed the seeds of self-reliance in him. Gardner quotes her as saying, "You can only depend on yourself. The cavalry ain't coming." Gardner also determined from his early experiences that alcoholism, domestic abuse, child abuse, illiteracy, fear, and powerlessness were all things he wanted to avoid in the future.


Early adulthood

Inspired by his Uncle Henry's worldwide adventures in the
U.S. Navy The United States Navy (USN) is the maritime service branch of the United States Department of Defense. It is the world's most powerful navy with the largest displacement, at 4.5 million tons in 2021. It has the world's largest aircraft ...
, Gardner decided to enlist when he finished secondary schooling. He was stationed at
Camp Lejeune Marine Corps Base Camp Lejeune ( or ) is a United States military training facility in Jacksonville, North Carolina. Its of beaches make the base a major area for amphibious assault training, and its location between two deep-water ports ( ...
in
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for four years, where he was assigned as a hospital corpsman. He became acquainted with a decorated San Francisco cardiac surgeon, Dr. Robert Ellis, who offered Gardner a position assisting him with innovative
clinical research Clinical research is a branch of medical research that involves people and aims to determine the effectiveness (efficacy) and safety of medications, devices, diagnostic products, and treatment regimens intended for improving human health. The ...
at the University of California Medical Center and Veterans Administration Hospital in San Francisco. Gardner accepted the position, and moved to San Francisco upon his discharge from the Navy in 1974. Over the course of two years, he learned how to manage a laboratory and to perform various surgical techniques. By 1976, he had been given full responsibility over a laboratory and had co-authored several articles with Dr. Ellis that were published in medical journals.


Marriage and struggles

On June 18, 1977, Chris Gardner married Sherry Dyson, a Virginia native and an educational expert in mathematics. With his knowledge, experience, and contacts within the medical field, it appeared Gardner had his medical career plans laid out before him. However, with ten years of medical training ahead of him and with changes in health care just on the horizon, he realized that the medical profession would be vastly different by the time he could practice medicine. Gardner was advised to consider more lucrative career options; a few days before his 26th birthday, he informed his wife, Sherry, of his plans to abandon his dreams of becoming a physician. His relationship with Sherry was detached, in part because of his decision to abandon a medical career and in part due to differences in their behavior. While still living with Sherry, he began an affair with a dental student named Jackie Medina, and she became pregnant with his child only a few months into the affair. After three years of marriage to Sherry, he left her to move in with Jackie and to prepare for fatherhood. Nine years elapsed before he and Sherry were legally divorced in 1986. His son Christopher Jarrett Gardner Jr. was born on January 28, 1981. Gardner worked as a research lab assistant at
UCSF The University of California, San Francisco (UCSF) is a public land-grant research university in San Francisco, California, United States. It is part of the University of California system and is dedicated entirely to health science and life ...
and at the Veterans' Hospital after leaving the service. His position as a research lab assistant paid only about $8,000.00 a year, which was not enough for him to support a live-in girlfriend and a child. After four years, he quit these jobs and doubled his salary by taking a job as a medical equipment salesman. Prompted by his son's inquiries about his father, Gardner had previously been able to track down his biological father via telephone. With a higher income from his new job, Gardner was able to save enough money to travel to
Monroe, Louisiana Monroe is the ninth-largest city in the U.S. state of Louisiana, and is the parish seat and largest city of Ouachita Parish. With a 2020 census-tabulated population of 47,702, it is the principal city of the Monroe metropolitan statistical ...
, where he and his son met his father, Turner, for the first time. Gardner returned to San Francisco determined to succeed at business. A pivotal moment in his life occurred, after a sales call to a
San Francisco General Hospital The Priscilla Chan and Mark Zuckerberg San Francisco General Hospital and Trauma Center (ZSFG) is a public hospital in San Francisco, California, under the purview of the city's Department of Public Health. It serves as the only Level I trauma c ...
when he encountered an impeccably dressed man in a red
Ferrari Ferrari S.p.A. (; ) is an Italian luxury sports car manufacturer based in Maranello. Founded in 1939 by Enzo Ferrari (1898–1988), the company built Auto Avio Costruzioni 815, its first car in 1940, adopted its current name in 1945, and be ...
. Curious, Gardner asked the man about his career. The man told him he was a
stockbroker A stockbroker is an individual or company that buys and sells stocks and other investments for a financial market participant in return for a commission, markup, or fee. In most countries they are regulated as a broker or broker-dealer and ...
and, from that moment on, Gardner's career path was decided. Eventually, Gardner bought a Ferrari of his own from
Michael Jordan Michael Jeffrey Jordan (born February 17, 1963), also known by his initials MJ, is an American businessman and former professional basketball player, who is currently a minority owner of the Charlotte Hornets of the National Basketball Ass ...
. The
Illinois Illinois ( ) is a U.S. state, state in the Midwestern United States, Midwestern United States. It borders on Lake Michigan to its northeast, the Mississippi River to its west, and the Wabash River, Wabash and Ohio River, Ohio rivers to its ...
license plate of Gardner's black Ferrari reads "NOT MJ". The stockbroker in the red Ferrari was a man named Bob Bridges. He met with Gardner and gave him an introduction to the world of finance. Bridges organized meetings between Gardner and branch managers at the major stock brokerage firms that offered training programs—such as
Merrill Lynch Merrill Lynch, Pierce, Fenner & Smith Incorporated, doing business as Merrill, and previously branded Merrill Lynch, is an American investment management and wealth management division of Bank of America. Along with BofA Securities, the investm ...
,
Paine Webber PaineWebber & Co. was an American investment bank and stock brokerage firm that was acquired by the Swiss bank UBS in 2000. The company was founded in 1880 in Boston, Massachusetts, by William A. Paine and Wallace G. Webber. Operating with two ...
, E.F. Hutton,
Dean Witter Reynolds Dean Witter Reynolds was an American Brokerage firm, stock brokerage and securities firm catering to a variety of clients. Prior to the company's acquisition, it was among the largest firms in the securities industry with over 9,000 account execu ...
, and
Smith Barney Morgan Stanley Wealth Management is an American Multinational corporation, multinational financial services corporation specializing in Broker, retail brokerage. It is the wealth & asset management division of Morgan Stanley. On January 13, 2009, ...
. For the following two months, Gardner canceled or postponed his sales appointments, and his car amassed parking tickets while he met with managers. It appeared that Gardner got his "break" when he was accepted into a training program at E.F. Hutton. He subsequently quit his sales job so that he could dedicate his time exclusively to training as a stockbroker. Then he appeared at the office ready to work, only to discover that his hiring manager had been fired the week before. To make matters worse, Gardner's relationship with Jackie was falling apart. According to Gardner, the police witnessed an incident in which Jackie was running away with Chris Jr. and Gardner attempted to take the child back, but in the process swung Jackie into the garden bushes, which resulted in her being scratched. Gardner was apprehended initially for this incident, but an identity check on his car license plate led them to detain him for non-payment of parking fines. He was taken to jail and a judge ordered that he stay there, for ten days, as punishment for being unable to pay $1,200.00 in parking tickets. Jackie then took Chris Jr. away to live with her on the East Coast, but she eventually decided not to press charges over the incident. Gardner returned home from jail to find his apartment empty. With no experience, no college education, virtually no connections, and with the same casual outfit he had been wearing on the day he was taken into custody, Gardner gained a position in
Dean Witter Reynolds Dean Witter Reynolds was an American Brokerage firm, stock brokerage and securities firm catering to a variety of clients. Prior to the company's acquisition, it was among the largest firms in the securities industry with over 9,000 account execu ...
' stock brokerage training program. However, this offered no salary; apart from selling medical equipment that brought between $300.00 to $400.00 a month in the early 1980s, and with no savings, he was unable to meet his living expenses.


Fatherhood and homelessness

Gardner worked to become a top trainee at Dean Witter Reynolds. He arrived at the office early and stayed late each day, persistently making calls to prospective clients with his goal being 200 calls per day. His perseverance paid off when, in 1982, Gardner passed his
Series 7 Exam In the United States, the Series 7 exam, also known as the General Securities Representative Exam (GSRE), is a test for entry-level registered representatives, that demonstrates competency to buy or sell security products such as corporate securi ...
on the first try and became a full employee of the firm. Eventually, Gardner was recruited by Bear Stearns & Company in San Francisco. About four months after Jackie disappeared with their son, she returned and left him with Gardner. By then, he was earning a small salary and was able to afford rooming in a
flophouse A flophouse (American English) or doss-house (British English) is a place that has very low-cost lodging, providing space to sleep and minimal amenities. Characteristics Historically, flophouses, or British "doss-houses", have been used for ove ...
. He willingly accepted sole custody of his child; however, the rooming house where he lived did not allow children. Although he was gainfully employed, Gardner and his son secretly struggled with homelessness while he saved money for a rental house in
Berkeley Berkeley most often refers to: *Berkeley, California, a city in the United States **University of California, Berkeley, a public university in Berkeley, California *George Berkeley (1685–1753), Anglo-Irish philosopher Berkeley may also refer to ...
. Meanwhile, none of Gardner's co-workers knew that he and his son were homeless in the Tenderloin District of San Francisco for nearly a year. Gardner often scrambled to place his child in
daycare Child care, also known as day care, is the care and supervision of one or more children, typically ranging from three months to 18 years old. Although most parents spend a significant amount of time caring for their child(ren), childcare typica ...
, stood in
soup kitchen A soup kitchen, food kitchen, or meal center is a place where food is offered to Hunger, hungry and homeless people, usually for no price, cost, or sometimes at a below-market price (such as coin Donation, donations). Frequently located in Low i ...
s and slept wherever he and his son could find safety—in his office after hours, at flophouses, motels, parks, airports, on public transport, and even in a locked bathroom at a
BART Bay Area Rapid Transit (BART) is a rapid transit system serving the San Francisco Bay Area in California. BART serves List of Bay Area Rapid Transit stations, 50 stations along six routes and of track, including eBART, a spur line running t ...
station. Concerned for Chris Jr.'s well-being, Gardner asked Reverend Cecil Williams to allow them to stay at the Glide Memorial United Methodist Church's shelter for homeless women, now known as The Cecil Williams Glide Community House. Williams agreed without hesitation. Today, when asked what he remembers about being homeless, Christopher Gardner Jr. recalls "I couldn't tell you that we were homeless, I just knew that we were always having to go. So, if anything, I remember us just moving, always moving." After Gardner had found a home, he resumed contact with Jackie and had a second child with her in 1985 – a daughter named Jacintha. Gardner turned down Jackie's offer for the two to get back together in a relationship, but arranged for Chris Jr. and Jacintha to stay with Jackie during his long hours at work.


Career as a stockbroker and entrepreneur

In 1987, Gardner established the
brokerage firm A broker is a person or entity that arranges transactions between a Purchasing, buyer and a sales, seller. This may be done for a commission (remuneration), commission when the deal is executed. A broker who also acts as a seller or as a buyer b ...
, Gardner Rich & Co, in
Chicago, Illinois Chicago is the List of municipalities in Illinois, most populous city in the U.S. state of Illinois and in the Midwestern United States. With a population of 2,746,388, as of the 2020 United States census, 2020 census, it is the List of Unite ...
, an "institutional brokerage firm specializing in the execution of
debt Debt is an obligation that requires one party, the debtor, to pay money Loan, borrowed or otherwise withheld from another party, the creditor. Debt may be owed by a sovereign state or country, local government, company, or an individual. Co ...
, equity, and
derivative In mathematics, the derivative is a fundamental tool that quantifies the sensitivity to change of a function's output with respect to its input. The derivative of a function of a single variable at a chosen input value, when it exists, is t ...
products transactions for some of the nation's largest institutions, public pension plans, and unions." His new company was started in his small Presidential Towers apartment, with start-up capital of $10,000.00 and a single piece of furniture: a wooden desk that doubled as the family dinner table. The "Rich" in the name was in honor of commodities trader
Marc Rich Marc Rich (born Marcell David Reich; December 18, 1934 – June 26, 2013) was an international commodity, commodities Trader (finance), trader, financier, and businessman. He founded the commodities company Glencore, and was later indicted in the ...
, who had no connection to the company and whom Gardner had never met, but whom Gardner considered "one of the most successful
futures Futures may mean: Finance *Futures contract, a tradable financial derivatives contract *Futures exchange, a financial market where futures contracts are traded *''Modern Trader'', formerly Futures, an American finance magazine Music * ''Futures' ...
traders in the world." After Gardner sold his small stake in Gardner Rich in a multimillion-dollar deal in 2006, he became CEO and founder of Christopher Gardner International Holdings, with offices in New York, Chicago, and San Francisco. During a visit to South Africa to observe elections around the time of the 10th anniversary of the
end of apartheid The apartheid system in South Africa was ended through a series of bilateral and multi-party negotiations between 1990 and 1993. The negotiations culminated in the passage of a new interim Constitution in 1993, a precursor to the Constitution ...
, Gardner met with
Nelson Mandela Nelson Rolihlahla Mandela ( , ; born Rolihlahla Mandela; 18 July 1918 – 5 December 2013) was a South African Internal resistance to apartheid, anti-apartheid activist and politician who served as the first president of South Africa f ...
to discuss possible investment in South African emerging markets. Gardner was planning an investment venture there which he hoped would create hundreds of jobs and introduce millions in foreign currency into the country's economy. Gardner has declined to disclose details of the project, citing securities laws.


Philanthropic activity

Gardner is a philanthropist who sponsors many charitable organizations, primarily the ''Cara Program'' and the Glide Memorial United Methodist Church in San Francisco, where he and his son received desperately needed shelter. He has helped fund a $50 million project in San Francisco that creates low-income housing and opportunities for employment in the area of the city where he was once homeless. As well as offering monetary support, Gardner donates clothing and shoes. He makes himself available for permanent job placement assistance, career counseling and comprehensive job training for the homeless population and at-risk communities in Chicago. Dedicated to the well-being of children through positive paternal involvement, Gardner is a board member of the National Education Foundation and sponsors two annual education awards: the National Education Association's National Educational Support Personnel Award and the
American Federation of Teachers The American Federation of Teachers (AFT) is the second largest teacher's labor union in America (the largest being the National Education Association). The union was founded in Chicago. John Dewey and Margaret Haley were founders. About 60 pe ...
' Paraprofessionals and School-Related Personnel Award.


Awards and honors

In 2002, Gardner received the Father of the Year Award from the NFI. He also received the 25th Annual Humanitarian Award from the Los Angeles Commission on Assaults Against Women (LACAAW), and the 2006 Friends of Africa Award from the Continental Africa Chamber of Commerce. In 2008, he spoke at his daughter's graduation from
Hampton University Hampton University is a private, historically black, research university in Hampton, Virginia, United States. Founded in 1868 as Hampton Agricultural and Industrial School, it was established by Black and White leaders of the American Missiona ...
. He also served as the commencement speaker for the
University of California, Berkeley The University of California, Berkeley (UC Berkeley, Berkeley, Cal, or California), is a Public university, public Land-grant university, land-grant research university in Berkeley, California, United States. Founded in 1868 and named after t ...
's Spring 2009 graduation ceremony.


In popular culture


''The Pursuit of Happyness''

Gardner realized his story had Hollywood potential after an overwhelming national response to an interview he did with ''
20/20 Visual acuity (VA) commonly refers to the clarity of visual perception, vision, but technically rates an animal's ability to recognize small details with precision. Visual acuity depends on optical and neural factors. Optical factors of the eye ...
'' in January 2002. He published his autobiography on May 23, 2006, before becoming an associate producer of the major motion picture ''
The Pursuit of Happyness ''The Pursuit of '' is a 2006 American biographical drama film directed by Gabriele Muccino and starring Will Smith as Chris Gardner, a homeless salesman. Smith's son Jaden Smith co-stars, making his film debut as Gardner's son, Christopher Jr. ...
'', directed by
Gabriele Muccino Gabriele Muccino (; born 20 May 1967) is an Italian film director and screenwriter. He has worked his way from making short films only aired on Italian television to become a well-known and successful American filmmaker. He is the elder brother o ...
and released by
Columbia Pictures Columbia Pictures Industries, Inc., Trade name, doing business as Columbia Pictures, is an American film Production company, production and Film distributor, distribution company that is the flagship unit of the Sony Pictures Motion Picture Group ...
on December 15, 2006. The unusual spelling of the film's title comes from a sign Gardner saw when he was homeless. In the film, "happiness" is misspelled (as ''"happyness"'') outside the daycare facility Gardner's son attends. The movie, starring
Will Smith Willard Carroll Smith II (born September 25, 1968) is an American actor, rapper, and film producer. Known for his work in both Will Smith filmography, the screen and Will Smith discography, music industries, List of awards and nominations re ...
,
Thandiwe Newton Melanie Thandiwe Newton ( ; born 6 November 1972), formerly credited as Thandie Newton ( ), is a British actress. She has received various awards, including a Primetime Emmy Award, and a BAFTA Award, as well as nominations for two Golden Globe ...
and
Jaden Smith Jaden Christopher Syre Smith (born July 8, 1998) is an American rapper and actor. The son of Jada Pinkett-Smith and Will Smith, he has received various accolades, including a Teen Choice Award, an MTV Movie Award, a BET Award and a Young A ...
, focused on Gardner's nearly one-year struggle with homelessness. The movie grossed $163 million domestically at the box office and over $300 million worldwide, making it one of Will Smith's consecutive $100 million blockbusters. As a result, it earned Will Smith an
Academy Award The Academy Awards, commonly known as the Oscars, are awards for artistic and technical merit in film. They are presented annually by the Academy of Motion Picture Arts and Sciences (AMPAS) in the United States in recognition of excellence ...
-Nomination for Best Actor. The movie took some liberties with Gardner's true life story. Certain details and events that actually took place over the span of several years were compressed into a relatively short time and although eight-year-old Jaden portrayed Chris Jr. as a five-year-old, Gardner's son was just a toddler at the time. Chris Gardner reportedly thought Smith—an actor best known for his performances in action movies—was miscast to play him. However, he said his daughter Jacintha "set him straight" by saying, "If Smith can play
Muhammad Ali Muhammad Ali (; born Cassius Marcellus Clay Jr.; January 17, 1942 – June 3, 2016) was an American professional boxer and social activist. A global cultural icon, widely known by the nickname "The Greatest", he is often regarded as the gr ...
, he can play you!" Gardner makes a
cameo appearance A cameo appearance, also called a cameo role and often shortened to just cameo (), is a brief guest appearance of a well-known person or character in a work of the performing arts. These roles are generally small, many of them non-speaking on ...
in the film, walking past Will and Jaden in the final scene. Gardner and Will acknowledge each other; Will then looks back at Gardner walking away as his son proceeds to tell him knock knock jokes. In the hope Gardner's story would inspire the down-trodden citizens of
Chattanooga, Tennessee Chattanooga ( ) is a city in Hamilton County, Tennessee, United States, and its county seat. It is located along the Tennessee River and borders Georgia (U.S. state), Georgia to the south. With a population of 181,099 in 2020, it is Tennessee ...
to achieve financial independence and to take greater responsibility for the welfare of their families, the mayor of Chattanooga organized a viewing of the film for the city's homeless. Gardner himself felt that it was imperative to share his story for the sake of its widespread social issues. "When I talk about alcoholism in the household, domestic violence, child abuse, illiteracy, and all of those issues—those are universal issues; those are not just confined to ZIP codes," he said. Gardner was noticeably absent from the movie's premiere on December 15, 2006. He chose, instead, to be the guest inspirational speaker at a Christmas party for JHT Holdings, Inc., in
Kenosha, Wisconsin Kenosha () is a city in Kenosha County, Wisconsin, United States, and its county seat. It is the List of cities in Wisconsin, fourth-most populous city in Wisconsin, with a population of 99,986 at the 2020 United States census, 2020 census. S ...
.


Other appearances

Gardner was featured in the Canadian documentary ''Come on Down: Searching for the American Dream'' (2004), where he spoke about the
American Dream The "American Dream" is a phrase referring to a purported national ethos of the United States: that every person has the freedom and opportunity to succeed and attain a better life. The phrase was popularized by James Truslow Adams during the ...
at his office in downtown Chicago. The documentary also featured
Bob Barker Robert William Barker (December 12, 1923 – August 26, 2023) was an American media personality, game show host, and animal rights advocate. He hosted CBS's '' The Price Is Right'', the longest-running game show in North American television ...
and
Hunter S. Thompson Hunter Stockton Thompson (July 18, 1937 – February 20, 2005) was an American journalist and author, regarded as a pioneer of New Journalism along with Gay Talese, Truman Capote, Norman Mailer, Joan Didion, and Tom Wolfe. He rose to prom ...
. Gardner also made a cameo appearance in the 2008 comedy film ''
The Promotion ''The Promotion'' is a 2008 American comedy film written and directed by Steven Conrad. The film stars Seann William Scott, John C. Reilly, Jenna Fischer, Lili Taylor, Fred Armisen, and Gil Bellows. A look at the quest for the American D ...
'', where he played a community leader.


Bibliography

* ''The Pursuit of Happyness'' (2006) * ''Start Where You Are: Life Lessons in Getting from Where You Are to Where You Want to Be'' (2009) * ''Permission to Dream'' (2021)


See also

*
Rags to riches Rags to riches (also rags-to-riches) refers to any situation in which a person rises from poverty to wealth, and in some cases from absolute obscurity to heights of fame, fortune and celebrity—sometimes instantly. This is a common archetype i ...


References


External links

* * (Gardner Rich) * * * * * {{DEFAULTSORT:Gardner, Chris 1954 births Living people 20th-century African-American writers 20th-century American businesspeople 20th-century American non-fiction writers 21st-century African-American writers 21st-century American businesspeople 21st-century American non-fiction writers 21st-century African-American businesspeople African-American investors American investors American business writers American chief executives of financial services companies American finance and investment writers American financial analysts American financiers American money managers American motivational speakers American motivational writers American philanthropists American stockbrokers Bear Stearns Businesspeople from Milwaukee American homeless people Stock and commodity market managers United States Navy corpsmen Writers from Milwaukee African-American United States Navy personnel