Bank Pocztowy SA () is a

commercial bank A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit. It can also refer to a bank or a division of a larger bank that deals with whol ...

Poland Poland, officially the Republic of Poland, is a country in Central Europe. It extends from the Baltic Sea in the north to the Sudetes and Carpathian Mountains in the south, bordered by Lithuania and Russia to the northeast, Belarus and Ukrai ...

, offering

financial service Financial services are service (economics), economic services tied to finance provided by financial institutions. Financial services encompass a broad range of tertiary sector of the economy, service sector activities, especially as concerns finan ...

s for individual customers with a complementary offering for micro and

small enterprise Small businesses are types of corporations, partnerships, or sole proprietorships which have a small number of employees and/or less annual revenue than a regular-sized business or corporation. Businesses are defined as "small" in terms of being ...

s using its network and facilities of the

Polish Post The Polish Post (, ) is the state Mail, postal administration of Poland, initially founded in 1558. The company is headquartered in Warsaw and employs over 67,000 people. It is the largest mail-handling company in the country, which additionally ...

. In 1990 the bank was founded in

Bydgoszcz Bydgoszcz is a city in northern Poland and the largest city in the historical region of Kuyavia. Straddling the confluence of the Vistula River and its bank (geography), left-bank tributary, the Brda (river), Brda, the strategic location of Byd ...

. The idea behind its creation was to reactivate the traditional banking post in Poland. Shareholders of the bank are: Polish Post SA (75% minus 10 shares) and PKO BP (25% plus 10 shares). ''Bank Pocztowy'' has the largest bank network in Poland providing the financial services via the strategic partnership with its majority shareholders. The number of current accounts for individual clients in the second quarter of 2016 amounted to approx. 863 thousand pieces. This gives the bank the 11th place in Poland. In July 2017, it launched its Internet brand EnveloBank, which in 2021 was used to migrate customers to the new mobile and internet banking system.

Digital transformation

The bank offers personal accounts "Accounts in order".

Apple Pay Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debi ...

Google Pay Google Pay may refer to: * Google Pay (payment method), a digital payments method ** Google Pay (2018–2022), a digital wallet app, formerly Android Pay and now Google Wallet * Google Pay (mobile app) Google Pay, also known as GPay, is a m ...

Xiaomi Xiaomi (; ) is a Chinese multinational corporation and technology company headquartered in Beijing, China. It is best known for consumer electronics software electric vehicles. It is the second-largest manufacturer of smartphones in the worl ...

Pay,

Garmin Pay Garmin Ltd. is an American multinational technology company based in Olathe, Kansas. The company designs, develops, manufactures, markets, and distributes GPS-enabled products and other navigation, communication, sensor-based, and information ...

are available for all cards. Detailed information is published on LinkedIn by the spokesman of Bank Pocztowy, Bartosz Trzciński. Since December 2020, the Bank has pursued accelerated digital transformation and business model change: # migrating clients to the new online and mobile banking platform EnveloBank, # issuing Mastercard cards to all its customers (in lieu of

VISA Visa most commonly refers to: * Travel visa, a document that allows entry to a foreign country * Visa Inc., a US multinational financial and payment cards company ** Visa Debit card issued by the above company ** Visa Electron, a debit card ** Vi ...

cards), # implementing loans-by-selfie, # implementing "biometric card", which includes a fingerprint reader which is used to confirm transactions instead of a PIN (the first bank in Poland to offer this), # implementing virtual cards for holders of personal accounts, # launching Microsoft's CRM Dynamics in Azure cloud, # starting cooperation with credit comparison websites. Services in preparation s of 2022.06.27 # onboarding to a personal account (3Q 22), # myID (1Q 23). According to the declarations of the Bank's representatives on internet forums - the Bank will finish work on

BLIK BLIK is a Polish mobile payment system launched in 2015. It is operated by Polski Standard Płatności (PSP). Blik enables users to make instant payments online and in retail stores, withdraw cash from ATMs, and transfer money, primarily using ...

on the phone by the end of 2022. The mobile application received high customer ratings of 4.7 - July 2022 (Android)

Branch network (2022)

Bank Pocztowy offers its services throughout the country. As of 2022-07 it has 132 points of contact (including 103 micro-branches) located in post offices. The

plays an important role, providing Bank Pocztowy services in over 4`700 of its locations. Within its branches, it has 200 separate customer service points (PPD) with dedicated financial services (loans) and insurance employees, totalling 330 professional banking and insurance branches.

References

''Article contains translated text from

Bank Pocztowy Bank Pocztowy SA () is a commercial bank in Poland, offering financial services for individual customers with a complementary offering for micro and small enterprises using its network and facilities of the Poczta Polska, Polish Post. In 1990 the ...

on the

Polish Wikipedia The Polish Wikipedia () is the Polish language, Polish-language edition of Wikipedia, a free online encyclopedia. Founded on 26 September 2001, it now has articles, making it the -largest Wikipedia edition overall. It is also the second-largest ...

retrieved on 15 March 2017.''

External links

* *
Profile on ECBS.org
Banks of Poland Banks established in 1990 Polish companies established in 1990 Postal savings system Polish Joint-stock companies {{Poland-company-stub