In public services, automatic enrolment defines programmes where citizens are automatically included unless they
opt out The term opt-out refers to several methods by which individuals can avoid receiving unsolicited product or service information. This option is usually associated with direct marketing campaigns such as e-mail marketing or direct mail. A list of thos ...
.
Examples include:
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Pensions in the United Kingdom
Pensions in the United Kingdom, whereby United Kingdom tax payers have some of their wages deducted to save for retirement, can be categorised into three major divisions - state, occupational and personal pensions.
The state pension is based on ...
as of 2012
*
Organ donation
Organ donation is the process when a person allows an organ (anatomy), organ of their own to be removed and organ transplantation, transplanted to another person, #Legislation and global perspectives, legally, either by consent while the donor ...
in some countries such as Austria
Benefits and drawbacks
Automatic enrolment is recommended in the book ''
Nudge'' by Thaler and Sunstein, as it promotes higher participation rates than when citizens are left to arrange their own pensions.
Libertarian
Libertarianism (from french: libertaire, "libertarian"; from la, libertas, "freedom") is a political philosophy that upholds liberty as a core value. Libertarians seek to maximize autonomy and political freedom, and minimize the state's e ...
s argue against automatic enrolment as it impinges on an individual's freedom of choice.
References
{{reflist
External links
https://web.archive.org/web/20161118041846/https://naeh.co.uk
National Auto Enrolment Helpline Behavioral economics