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The ATH/A Toda Hora S.A. Network is an
interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belo ...
connecting the ATMs of various financial institutions in
Colombia Colombia, officially the Republic of Colombia, is a country primarily located in South America with Insular region of Colombia, insular regions in North America. The Colombian mainland is bordered by the Caribbean Sea to the north, Venezuel ...
(
Banco de Bogotá Banco de Bogotá (English: ''Bank of Bogotá'') is the first commercial bank established in Colombia. Overview Founded in 1870, Banco de Bogotá is the oldest commercial banking institution in Colombia, and operates through approximately 650 ...
,
Banco de Occidente Credencial Banco de Occidente is one of the largest Colombian banks. It is part of the Grupo Aval Grupo Aval is a Colombian holding company engaged in a wide variety of financial activities, including banking, telecommunications and real estate; in Col ...
, Banco Popular and
Banco AV Villas Founded in 1972 as Corporación de Ahorro y Vivienda Las Villas. In 1997 it became a subsidiary of Grupo Aval. External links Official Website Banks of Colombia Banks established in 1972 Companies based in Bogotá {{finance-company-st ...
). ''ATH/A Toda Hora S.A.'' also serves as a
credit Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt) ...
and
debit card A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either ...
network for ATH-linked ATM cards. ATH currently has an agreement with the Mastercard,
Maestro Maestro (; from the Italian '' maestro'' , meaning " master" or "teacher," plural: maestros or maestri) is an honorific title of respect, sometimes abbreviated Mo. The term is most commonly used in the context of Western classical music and oper ...
, Cirrus,
Visa Electron Visa Electron was a debit card product that used the Visa payment system. It was offered by issuing banks in every country with the exception of Canada, Australia, Argentina, Ireland and the United States. The difference between Visa Electron a ...
, and other banking networks to accept their cards in other countries' ATM network. ATH is based in
Bogotá Bogotá (, also , , ), officially Bogotá, Distrito Capital, abbreviated Bogotá, D.C., and formerly known as Santa Fe de Bogotá (; ) during the Spanish Imperial period and between 1991 and 2000, is the capital city, capital and largest city ...
,
Colombia Colombia, officially the Republic of Colombia, is a country primarily located in South America with Insular region of Colombia, insular regions in North America. The Colombian mainland is bordered by the Caribbean Sea to the north, Venezuel ...
and is owned and operated by Aval Group Inc. Its official acronym stands for ''At All Times''.


See also

*
ATM usage fees ATM usage fees are what many banks and interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to ...


References


External links


Official website
A Toda Hora A Toda Hora A Toda Hora A Toda Hora A Toda Hora A Toda Hora {{bank-stub