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ATM Bersama () is an
interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to be used to perform ATM transactions through ATMs that belo ...
in
Indonesia Indonesia, officially the Republic of Indonesia, is a country in Southeast Asia and Oceania, between the Indian Ocean, Indian and Pacific Ocean, Pacific oceans. Comprising over List of islands of Indonesia, 17,000 islands, including Sumatra, ...
, connecting the ATM networks of twenty-one banks. It was established 1993 and is based on the model adopted by MegaLink, an interbank network in the
Philippines The Philippines, officially the Republic of the Philippines, is an Archipelagic state, archipelagic country in Southeast Asia. Located in the western Pacific Ocean, it consists of List of islands of the Philippines, 7,641 islands, with a tot ...
. ATM Bersama has over 70 members with 17,000 ATMs throughout Indonesia. The network is owned by PT Artajasa Pembayaran Elektronis.


Services

ATM Bersama provides many interbank facilities, including balance inquiry, cash withdrawal and real time-online transfer to other accounts of members of the shared network. In 2004, ARTAJASA made a cross-border ATM Bersama with partner provider
MEPS A member of the European Parliament (MEP) is a person who has been elected to serve as a popular representative in the European Parliament. When the European Parliament (then known as the Common Assembly of the European Coal and Steel Comm ...
, Malaysia. Singapore and Thailand have been linked to the ATM Bersama network with NETS and ITMX respectively.


Members

The following banks are the members of ATM Bersama network: *ANZ *Bank Agroniaga *Bank Jago Tbk. *Bank Bengkulu *Bank Bukopin *Bank Capital *
Commonwealth Bank The Commonwealth Bank of Australia (CBA), also known as Commonwealth Bank or simply CommBank, is an Australian multinational bank with businesses across New Zealand, Asia, the United States, and the United Kingdom. It provides a variety of fi ...
*Bank DKI *Bank Ganesha * Bank HSBC *Bank Ina Perdana *Bank Index *Bank Jabar Banten *Bank Jambi *Bank Jateng *Bank Jatim *Bank Kalbar *Bank Kalsel *Bank Kaltim *Bank Kesawan *Bank Kesejahteraan *Bank Lampung *Bank Maluku *Bank Mayapada Internasional * Bank Maybank Indonesia *Bank Mayora *Bank Mega *Bank Mega Syariah *Bank Mestika *Bank Muamalat *Bank Mutiara *Bank Nagari *Bank NTB *Bank NTT *Bank Nusantara Parahyangan *Bank Panin *Bank Papua *Bank Pundi Indonesia *Bank Riau Kepri *Bank Saudara *Bank Sinarmas *Bank Sulsel *Bank Sulteng *Bank Sultra *Bank SulutGo *Bank Sumsel Babel *Bank Sumut *Bank Swadesi *Bank Syariah Mandiri *
Bank Negara Indonesia Bank Negara Indonesia ( 'State Bank of Indonesia', formerly Bank Negara Indonesia 1946, 'State Bank of Indonesia 1946') is an Indonesian state-owned bank. It has branches primarily in Indonesia, but it can also found in Seoul, Singapore, Hong Ko ...
(BNI) *BPD Aceh *BPD Bali *BPD DIY *BPD Kalteng *BPR KS *BPR SJ *
Bank Rakyat Indonesia PT Bank Rakyat Indonesia (Persero) Tbk ( "Indonesian People's Bank"), commonly known as Bank BRI or just BRI, is one of the largest banks in Indonesia. It specialises in small scale and microfinance style borrowing from and lending to its app ...
(BRI) *BRI Syariah *BTN *BTPN * CIMB Niaga *
Citibank Citibank, N.A. ("N. A." stands for "National bank (United States), National Association"; stylized as citibank) is the primary U.S. banking subsidiary of Citigroup, a financial services multinational corporation, multinational corporation. Ci ...
*
Bank Danamon PT Bank Danamon Indonesia Tbk is an Indonesian bank established in 1956. It is the sixth largest bank in Indonesia by asset size. History In December 2017, Japan's Mitsubishi UFJ Financial Group is a Japanese bank holding and financial s ...
*ICB Bumiputera *
Bank Mandiri PT Bank Mandiri (Persero) Tbk or Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in terms of assets, loans and deposits. Total assets as of 2022, were 1.992 Trillion rupiah (around US$133 Billion). As of 2022, Bank Man ...
*OCBC NISP * Bank Permata *RBS *
Standard Chartered Standard Chartered PLC is a British multinational bank with operations in wealth management, corporate and investment banking, and treasury services. Despite being headquartered in the United Kingdom, it does not conduct retail banking in th ...
* UOB Indonesia


See also

* MegaLink *
ATM usage fees ATM usage fees are what many banks and interbank network An interbank network, also known as an ATM consortium or ATM network, is a computer network that enables ATM cards issued by a financial institution that is a member of the network to ...


Indonesian interbank networks

*
ALTO The musical term alto, meaning "high" in Italian (Latin: '' altus''), historically refers to the contrapuntal part higher than the tenor and its associated vocal range. In four-part voice leading alto is the second-highest part, sung in ch ...
* PRIMA * ATM Link


References


External links


ATM Bersama website
*