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Windstorm Inspection
A windstorm inspection, also referred to as a windstorm mitigation inspection, windstorm insurance inspection or wind mitigation inspection, is a kind of home inspection common in the coastal areas of the Southeastern United States. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane. Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes, such as a hip roof, concrete block construction, the presence of gable end bracing, shutters and opening protections, the presence of roof to wall attachments such as toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier. A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, for example, premium discounts for cer ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Home Inspection
A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. Home inspections are usually conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares and delivers to the client a written report of findings. In general, home inspectors recommend that potential purchasers join them during their onsite visits to provide context for the comments in their written reports. The client then uses the knowledge gained to make informed decisions about their pending real estate purchase. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components. Sometimes confused with a real estate appraiser, a home inspector determines the condition of a structure, whereas an appraiser determines the value of a property. In the United States, although not al ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Southeastern United States
The Southeastern United States, also known as the American Southeast or simply the Southeast, is a geographical List of regions in the United States, region of the United States located in the eastern portion of the Southern United States and the southern portion of the East Coast of the United States, Eastern United States. The region includes a core of states that reaches north to Maryland and West Virginia, bordering the Ohio River and Mason–Dixon line, and stretches west to Arkansas and Louisiana. There is no official Federal government of the United States, U.S. government definition for the region, and it is defined variably among agencies and organizations. History The history of the present-day Southeastern United States dates to the dawn of civilization in approximately 11,000 BC or 13,000 BC. The earliest artifacts from the region were from the Clovis culture. Prior to the arrival of Colonial history of the United States, European colonialists, Native Americans in ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wind
Wind is the natural movement of atmosphere of Earth, air or other gases relative to a planetary surface, planet's surface. Winds occur on a range of scales, from thunderstorm flows lasting tens of minutes, to local breezes generated by heating of land surfaces and lasting a few hours, to global winds resulting from the difference in absorption (electromagnetic radiation), absorption of solar energy between the climate zones on Earth. The study of wind is called anemology. The two main causes of large-scale atmospheric circulation are the differential heating between the equator and the poles, and the rotation of the planet (Coriolis effect). Within the tropics and subtropics, thermal low circulations over terrain and high plateaus can drive monsoon circulations. In coastal areas the sea breeze/land breeze cycle can define local winds; in areas that have variable terrain, mountain and valley breezes can prevail. Winds are commonly classified by their scale (spatial), spatial ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tropical Cyclone
A tropical cyclone is a rapidly rotating storm system with a low-pressure area, a closed low-level atmospheric circulation, strong winds, and a spiral arrangement of thunderstorms that produce heavy rain and squalls. Depending on its location and strength, a tropical cyclone is called a hurricane (), typhoon (), tropical storm, cyclonic storm, tropical depression, or simply cyclone. A hurricane is a strong tropical cyclone that occurs in the Atlantic Ocean or northeastern Pacific Ocean. A typhoon is the same thing which occurs in the northwestern Pacific Ocean. In the Indian Ocean and South Pacific, comparable storms are referred to as "tropical cyclones". In modern times, on average around 80 to 90 named tropical cyclones form each year around the world, over half of which develop hurricane-force winds of or more. Tropical cyclones tropical cyclogenesis, typically form over large bodies of relatively warm water. They derive their energy through the evaporation of water ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hip Roof
A hip roof, hip-roof or hipped roof, is a type of roof where all sides slope downward to the walls, usually with a fairly gentle slope, with variants including Tented roof, tented roofs and others. Thus, a hipped roof has no gables or other vertical sides to the roof. A square hip roof is shaped like a pyramid. Hip roofs on houses may have two triangular sides and two Trapezoid, trapezoidal ones. A hip roof on a rectangular plan has four faces. They are almost always at the same pitch or slope, which makes them symmetrical about the centerlines. Hip roofs often have a consistent level fascia (architecture), fascia, meaning that a gutter can be fitted all around. Hip roofs often have dormer slanted sides. Construction Hip roofs can be constructed on a wide variety of plan shapes. Each ridge is central over the rectangle of the building below it. The triangular faces of the roof are called the hip ends, and they are bounded by the hips themselves. The "hips" and hip rafters ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Concrete Block
A concrete block, also known as a cinder block in North American English, breeze block in British English, or concrete masonry unit (CMU), or by various other terms, is a standard-size rectangular block used in building construction. The use of blockwork allows structures to be built in the traditional masonry style with layers (or courses) of staggered blocks. Concrete blocks may be produced with hollow centers (cores) to reduce weight, improve insulation and provide an interconnected void into which concrete can be poured to solidify the entire wall after it is built. Concrete blocks are some of the most versatile building products available because of the wide variety of appearances that can be achieved using them. Naming Those that use cinders (fly ash or bottom ash) as an aggregate material are called ''cinder blocks'' in the United States. They are also known as ''breeze blocks'', a term derived from ''breeze'', referring to the small cinders and cinder-dust t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Gable
A gable is the generally triangular portion of a wall between the edges of intersecting roof pitches. The shape of the gable and how it is detailed depends on the structural system used, which reflects climate, material availability, and aesthetic concerns. The term gable wall or gable end more commonly refers to the entire wall, including the gable and the wall below it. Some types of roof do not have a gable (for example hip roofs do not). One common type of roof with gables, the 'gable roof', is named after its prominent gables. A parapet made of a series of curves (shaped gable, see also Dutch gable) or horizontal steps (crow-stepped gable) may hide the diagonal lines of the roof. Gable ends of more recent buildings are often treated in the same way as the Classic pediment form. But unlike Classical structures, which operate through post and lintel, trabeation, the gable ends of many buildings are actually bearing-wall structures. Gable style is also used in the design of ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Window Shutter
A window shutter is a solid and stable window covering usually consisting of a frame of vertical stiles and horizontal rails (top, centre and bottom). Set within this frame can be louvers (both operable or fixed, horizontal or vertical), solid panels, fabric, glass and almost any other item that can be mounted within a frame. Shutters may be employed for a variety of reasons, including controlling the amount of sunlight that enters a room, to provide privacy, security, to protect against weather or unwanted intrusion or damage and to enhance the aesthetics of a building. Depending on the application, and the construction of the window frame, shutters can be mounted to fit within the opening or to overlap the opening. The term window shutter includes both interior shutters, used on the inside of a house or building, and exterior shutters, used on the outside of a structure. On some styles of buildings it is common to have shutters to cover the doors as well as the windows. Int ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hurricane Strap
A tie, strap, tie rod, eyebar, guy-wire, suspension cables, or wire ropes, are examples of linear structural components designed to resist tension. It is the opposite of a strut or column, which is designed to resist compression. Ties may be made of any tension resisting material. Application in wood construction In wood-frame construction ties are generally made of galvanized steel. Wood framing ties generally have holes allowing them to be fastened to the wood structure by nails or screws. The number and type of nails are specific to the tie and its use. The manufacturer generally specifies information as to the connection method for each of their products. Among the most common wood framing ties used is the hurricane tie or seismic tie used in the framing of wooden structures where wind uplift or seismic overturning is a concern. Hurricane tie A hurricane tie (also known as hurricane clip or strip) is used to help make a structure (specifically wooden structures) more ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Florida
Florida ( ; ) is a U.S. state, state in the Southeastern United States, Southeastern region of the United States. It borders the Gulf of Mexico to the west, Alabama to the northwest, Georgia (U.S. state), Georgia to the north, the Atlantic Ocean to the east, the Straits of Florida to the south, and The Bahamas to the southeast. About two-thirds of Florida occupies a peninsula between the Gulf of Mexico and the Atlantic Ocean. It has the List of U.S. states by coastline, longest coastline in the contiguous United States, spanning approximately , not including its many barrier islands. It is the only state that borders both the Gulf of Mexico and the Atlantic Ocean. With a population of over 23 million, it is the List of U.S. states and territories by population, third-most populous state in the United States and ranks List of states and territories of the United States by population density, seventh in population density as of 2020. Florida spans , ranking List of U.S. states ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hurricane-proof Building
Tornadoes, cyclones, and other storms with strong winds damage or destroy many buildings. However, with proper design and construction, the damage to buildings by these forces can be greatly reduced. A variety of methods can help a building survive strong winds and storm surge. Storm surge considerations Waves along coastal areas can destroy many buildings. Buildings should preferably be built on high ground to avoid waves. If waves can reach the building site, the building should be elevated on steel, concrete, or wooden pilings or anchored to solid rock. Wind loading considerations Foundation Wind on the roof surfaces can cause negative pressures that create a lifting force sufficient to lift the roof off the building. Once this occurs, the building is weakened considerably, and the rest will likely fail as well. To minimize this vulnerability, the upper structure ought to be anchored through the walls to the foundation. Several methods can be used to anchor the roof. Typica ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
