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Travel Insurance
Travel insurance is an insurance product for covering unexpected losses incurred while travelling, either internationally or domestically. Basic policies generally only cover emergency medical expenses while overseas, while comprehensive policies typically include coverage for trip cancellation, lost luggage, flight delays, Liability insurance, public liability, and other expenses. The United States Travel Insurance market valued at over $4B, protecting around 77 million people through around 49 million plans in 2022, according to the United States Travel Insurance Association. Policy purchase Cost calculation Travel insurance, are risk-based, and take into account a range of factors to determine whether a traveler can purchase a policy and what the premium will be. This generally includes destination countries or regions, the duration of the trip, the age of the travelers, and any optional benefits that they require coverage for such as pre-existing medical conditions, advent ...
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Overseas Travel Insurance Vending Machines In The Japanese Airport
Overseas may refer to: *Diaspora, a scattered population whose origin lies in a separate locale *Expatriate, a person residing in a country other than their native country ** Overseas Chinese ** Overseas Citizenship of India ** Overseas Filipinos *** Overseas Filipino Worker ** Overseas Vietnamese *Outremer or Crusader states, four Roman Catholic polities *Overseas collectivity, an administrative division of France *Overseas constituency, an electoral district outside of a nation-state's borders *Overseas countries and territories, territories dependent on an EU member state *Overseas country of France, a designation for French Polynesia *Overseas department and region, a department of overseas France *Overseas France, the French-administered territories outside Europe *Overseas province, a non-continental holding of Portugal *Overseas territory, a separated dependent or constituent part of a country *Overseas regiments of Venice, oversea infantry (''oltremarini/oltramarini'') nava ...
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Asthma
Asthma is a common long-term inflammatory disease of the airways of the lungs. It is characterized by variable and recurring symptoms, reversible airflow obstruction, and easily triggered bronchospasms. Symptoms include episodes of wheezing, coughing, chest tightness, and shortness of breath. A sudden worsening of asthma symptoms sometimes called an 'asthma attack' or an 'asthma exacerbation' can occur when allergens, pollen, dust, or other particles, are inhaled into the lungs, causing the bronchioles to constrict and produce mucus, which then restricts oxygen flow to the alveoli. These may occur a few times a day or a few times per week. Depending on the person, asthma symptoms may become worse at night or with exercise. Asthma is thought to be caused by a combination of genetic and environmental factors. Environmental factors include exposure to air pollution and allergens. Other potential triggers include medications such as aspirin and beta blockers. Diag ...
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Schengen Area
The Schengen Area ( , ) encompasses European countries that have officially abolished border controls at their common borders. As an element within the wider area of freedom, security and justice (AFSJ) policy of the European Union (EU), it mostly functions as a single jurisdiction under a common visa policy for international travel purposes. The area is named after the 1985 Schengen Agreement and the 1990 Schengen Convention, both signed in Schengen, Luxembourg. Of the 27 EU member states, 25 are members of the Schengen Area. Cyprus and Ireland are the only EU member states that are not part of the Schengen Area. Cyprus aims to become part of the Schengen Area by 2026. The country is committed by treaty to join in the future, but its participation has been complicated due to the occupation of Northern Cyprus by Turkey since 1974. Ireland maintains an opt-out and operates its own visa policy. In addition to the member states of the European Union, all member states o ...
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Extreme Sport
Action sports, adventure sports or extreme sports are physical activity, activities perceived as involving a high degree of risk of injury or death. These activities often involve speed, height, a high level of physical exertion and highly specialized gear. Extreme tourism overlaps with extreme sport. The two share the same main attraction, "adrenaline, adrenaline rush" caused by an element of risk, and differ mostly in the degree of engagement and professionalism. Definition There is no precise definition of an 'extreme sport' and the origin of the term is unclear but it gained popularity in the 1990s when it was picked up by marketing companies to promote the X Games and when the Extreme Sports Channel and Extreme International launched. More recently, the commonly used definition from research is "a competitive (comparison or self-evaluative) activity within which the participant is subjected to natural or unusual physical and mental challenges such as speed, height, depth or ...
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Recreational Drug Use
Recreational drug use is the use of one or more psychoactive drugs to induce an altered state of consciousness, either for pleasure or for some other casual purpose or pastime. When a psychoactive drug enters the user's body, it induces an Substance intoxication, intoxicating effect. Recreational drugs are commonly divided into three categories: depressants (drugs that induce a feeling of relaxation and calmness), stimulants (drugs that induce a sense of energy and alertness), and hallucinogens (drugs that induce perceptual distortions such as hallucination). In popular practice, recreational drug use is generally tolerated as a social behaviour, rather than perceived as the medical condition of self-medication. However, drug use and drug addiction are Social stigma, severely stigmatized everywhere in the world. Many people also use prescribed and controlled depressants such as opioids, opiates, and benzodiazepines. What controlled substances are considered generally unlawful t ...
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Elective Surgery
Elective surgery or elective procedure is surgery that is scheduled in advance because it does not involve a medical emergency. Semi-elective surgery is a surgery that must be done to preserve the patient's life, but does not need to be performed immediately. Most surgeries are elective, scheduled at a time to suit the surgeon, hospital, and patient. By contrast, an urgent surgery is one that can wait until the patient is medically stable, but should generally be done within 2 days, and an emergency surgery is one that must be performed without delay; the patient has no choice other than immediate surgery if permanent disability or death is to be avoided. Many surgeries can be performed as either elective or emergency surgeries, depending on the patient's needs. Description An elective surgery or elective procedure (from the , meaning to choose) is a surgery that does not involve a medical emergency and is scheduled in advance. Semi-elective surgery is a surgery that must be ...
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Pre-existing Medical Condition
In the context of healthcare in the United States, a pre-existing condition is a medical condition that started before a person's health insurance went into effect. Before 2014, some insurance policies would not cover expenses due to pre-existing conditions. These exclusions by the insurance industry were meant to cope with adverse selection by potential customers. Such exclusions have been prohibited since January 1, 2014, by the Patient Protection and Affordable Care Act. According to the Kaiser Family Foundation, more than a quarter of adults below the age of 65 (approximately 52 million people) had pre-existing conditions in 2016. Definitions The University of Pittsburgh Medical Center defines a pre-existing condition as a "medical condition that occurred before a program of health benefits went into effect". J. James Rohack, president of the American Medical Association, has stated on a ''Fox News Sunday'' interview that exclusions, based upon these conditions, function ...
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Department Of Foreign Affairs And Trade (Australia)
The Department of Foreign Affairs and Trade (DFAT) is the department of the Australian government responsible for foreign policy and international relations, development aid (under the name Australian Aid), consular services, overseas trade, and investment (including trade and investment promotion Austrade). Australia's total official development assistance (ODA) (US$3 billion) decreased in 2022 due to differences in Australia's financial year reporting and the timing of its COVID-19-related expenditure, representing 0.19% of gross national income (GNI). The head of the department is its secretary, presently Jan Adams. She reports to Penny Wong, who has held the position of Minister for Foreign Affairs since 2022. History The department finds its origins in two of the seven original Commonwealth Departments established following Federation in 1901: the Department of Trade and Customs and the Department of External Affairs (DEA), headed by Harry Wollaston and Atlee ...
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United States Department Of State
The United States Department of State (DOS), or simply the State Department, is an United States federal executive departments, executive department of the U.S. federal government responsible for the country's foreign policy of the United States, foreign policy and foreign relations of the United States, relations. Equivalent to the ministry of foreign affairs of other nations, its primary duties are advising the U.S. president on international relations, administering List of diplomatic missions of the United States, diplomatic missions, negotiating international treaties and agreements, protecting citizens abroad and representing the U.S. at the United Nations. The department is headquartered in the Harry S Truman Building, a few blocks from the White House, in the Foggy Bottom, Washington, D.C., Foggy Bottom neighborhood of Washington, D.C.; "Foggy Bottom" is thus sometimes used as a metonym. Established in 1789 as the first administrative arm of the U.S. executive branch, th ...
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Cruise Ship
Cruise ships are large passenger ships used mainly for vacationing. Unlike ocean liners, which are used for transport, cruise ships typically embark on round-trip voyages to various ports of call, where passengers may go on Tourism, tours known as "shore excursions". Modern cruise ships tend to have less hull strength, speed, and agility compared to ocean liners. However, they have added amenities to cater to water tourism, water tourists, with recent vessels being described as "balcony-laden floating condominiums". there were 302 cruise ships operating worldwide, with a combined capacity of 664,602 passengers. Cruising has become a major part of the tourism industry, with an estimated market of $29.4 billion per year, and over 19 million passengers carried worldwide annually . The industry's rapid growth saw nine or more newly built ships catering to a North American clientele added every year since 2001, as well as others servicing European clientele until the ...
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Scuba Diving
Scuba diving is a Diving mode, mode of underwater diving whereby divers use Scuba set, breathing equipment that is completely independent of a surface breathing gas supply, and therefore has a limited but variable endurance. The word ''scuba'' is an Acronym#Normal case and acronyms, acronym for "Self-Contained Underwater Breathing Apparatus" and was coined by Christian J. Lambertsen in a patent submitted in 1952. Scuba divers carry their own source of breathing gas, affording them greater independence and movement than surface-supplied divers, and more time underwater than freedivers. Although the use of compressed air is common, other gas blends are also used. Open-circuit scuba systems discharge the breathing gas into the environment as it is exhaled and consist of one or more diving cylinders containing breathing gas at high pressure which is supplied to the diver at ambient pressure through a diving regulator. They may include additional cylinders for range extension, de ...
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Skiing
Skiing is the use of skis to glide on snow for basic transport, a recreational activity, or a competitive winter sport. Many types of competitive skiing events are recognized by the International Olympic Committee (IOC), and the International Ski and Snowboard Federation (FIS). History Skiing has a history of almost five millennia. Although modern skiing has evolved from beginnings in Scandinavia, it may have been practiced more than 100 centuries ago in the Altai Mountains, according to an interpretation of ancient paintings. However, this continues to be debated. The word "ski" comes from the Old Norse word "skíð" which means to "split piece of wood or firewood". Asymmetrical skis were used in northern Finland and Sweden until at least the late 19th century. On one foot, the skier wore a long straight non-arching ski for sliding, and a shorter ski was worn on the other foot for kicking. The underside of the short ski was either plain or covered with animal skin to aid ...
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