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Special Flood Hazard Area
A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Exec ... (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map. Areas within the SFHA are designated on the flood insurance rate map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V. Land areas that are at high risk for flooding are called special flood hazard areas (SFHAs), or floodplains. These areas are indicated on flood insurance rate maps (FIRMs). In high-risk areas, there is at least a 1 in 4 chance of flooding during a 30-year mortgage. References Flood insurance Federal Eme ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Emergency Management Agency
The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. The agency's primary purpose is to coordinate the response to a disaster that has occurred in the United States and that overwhelms the resources of local and state authorities. The governor of the state in which the disaster occurs must declare a state of emergency and formally request from the President that FEMA and the federal government respond to the disaster. The only exception to the state's gubernatorial declaration requirement occurs when an emergency or disaster takes place on federal property or to a federal asset—for example, the 1995 bombing of the Alfred P. Murrah Federal Building in Oklahoma City, Oklahoma, or the Space Shuttle ''Columbia'' in the 2003 return-flight disaster. While o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mudflow
A mudflow or mud flow is a form of mass wasting involving fast-moving flow of debris that has become liquified by the addition of water. Such flows can move at speeds ranging from 3 meters/minute to 5 meters/second. Mudflows contain a significant proportion of clay, which makes them more fluid than debris flows, allowing them to travel farther and across lower slope angles. Both types of flow are generally mixtures of particles with a wide range of sizes, which typically become sorted by size upon deposition. Mudflows are often called mudslides, a term applied indiscriminately by the mass media to a variety of mass wasting events. Mudflows often start as slides, becoming flows as water is entrained along the flow path; such events are often called flow slides. Other types of mudflows include lahars (involving fine-grained pyroclastic deposits on the flanks of volcanoes) and jökulhlaups (outbursts from under glaciers or icecaps). A statutory definition of "flood-related muds ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Flood Insurance
Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and other areas that are susceptible to flooding. In the United States Nationwide, only 20 percent of American homes at risk for floods are covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. In traditional insurance, insurers use the economic law of large numbers to charge a relatively small fee to large numbers of people in order to pay the claims of the small numbers of claimants who have suffered a loss. Some insurers provide privately written primary flood insurance for high-value residential properties, and for low-value and high value buildings, including through The Natur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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