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Prize Indemnity Insurance
Prize indemnity insurance is indemnification insurance for a promotion in which the participants are offered the chance to win prizes. Instead of keeping cash reserves to cover large prizes, the promoter pays a premium to an insurance company, which then reimburses the insured should a prize be given away. Hole-in-one insurance One of the earliest and most common forms of prize indemnity insurance is hole-in-one insurance. Hole-in-one insurance, often purchased by a golf tournament host or sponsor, reimburses tournament organizers for the cost of awarding a hole-in-one prize in the event a tournament participant successfully hits a hole-in-one during the tournament. According to the newspaper ''USA Today'', the odds of an amateur golfer hitting a hole in one on an arbitrary par 3 hole are about 1 in 12,500. These low odds allow golf tournaments to offer expensive prizes to golfers able to hit a hole-in-one during tournament play. In order to be able to afford such expensiv ...
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Indemnity
In contract law, an indemnity is a contractual obligation of one party (the ''indemnitor'') to compensate the loss incurred by another party (the ''indemnitee'') due to the relevant acts of the indemnitor or any other party. The duty to indemnify is usually, but not always, coextensive with the contractual duty to "hold harmless" or "save harmless". In contrast, a "guarantee" is an obligation of one party (the ''guarantor'') to another party to perform the promise of a relevant other party if that other party defaults. Indemnities form the basis of many insurance contracts; for example, a car owner may purchase different kinds of insurance as an indemnity for various kinds of loss arising from operation of the car, such as damage to the car itself, or medical expenses following an accident. In an agency context, a principal may be obligated to indemnify their agent for liabilities incurred while carrying out responsibilities under the relationship. While the events giving ris ...
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Casino
A casino is a facility for gambling. Casinos are often built near or combined with hotels, resorts, restaurants, retail shops, cruise ships, and other tourist attractions. Some casinos also host live entertainment, such as stand-up comedy, concerts, and sports. Etymology and usage ''Casino'' is of Italian language, Italian origin; the root means a house. The term ''casino'' may mean a small country villa, Summerhouse (building), summerhouse, or social club. During the 19th century, ''casino'' came to include other public buildings where pleasurable activities took place; such edifices were usually built on the grounds of a larger Italian villa or palazzo, and were used to host civic town functions, including dancing, gambling, music listening, and sports. Examples in Italy include Villa Farnese and Villa Giulia, and in the US the Newport Casino in Newport, Rhode Island. In modern-day Italian, a is a brothel (also called , literally "closed house"), a mess (confusing situation), ...
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RTL Group
RTL Group S.A. ("Radio Télévision Luxembourg") is a Luxembourg-based international media conglomerate, with another corporate office in Cologne, Germany. The company operates 56 television channels and 36 radio stations in Germany, France and other European countries. It also offers national streaming platforms, content productions and a range of digital services. Important segments of RTL Group are RTL Deutschland, Groupe M6 and Fremantle. The company in its present form was established by Bertelsmann, Groupe Bruxelles Lambert (GBL), and Pearson plc in 2000. As of 2024 Bertelsmann, a conglomerate based in the German city of Gütersloh owns 76% of the shares in the company, after holding a stake of more than 90% in the past. RTL Group is one of a total of eight divisions of Bertelsmann: It is responsible for more than a third of its revenue and a large share of its operating profit. It is one of the founding members of the European Broadcasting Union. History Historica ...
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Game Show
A game show (or gameshow) is a genre of broadcast viewing entertainment where contestants compete in a game for rewards. The shows are typically directed by a game show host, host, who explains the rules of the program as well as commentating and narrating where necessary. The history of the game shows dates back to the late 1930s when both radio and television game shows were broadcast. The genre became popular in the United States in the 1950s, becoming a regular feature of daytime television. On most game shows, contestants Quiz, answer questions or solve puzzles, and win prizes such as cash, trips and goods and services. History 1930s–1950s Game shows began to appear on radio and television in the late 1930s. The first television game show, ''Spelling Bee (game show), Spelling Bee'', as well as the first radio game show, ''Information Please'', were both broadcast in 1938; the first major success in the game show genre was ''Dr. I.Q.'', a radio quiz show that began in ...
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Field Goal (football)
A field goal (FG) is a means of scoring in gridiron football. To score a field goal, the team in possession of the ball must place kick, or drop kick, the ball through the goal, i.e., between the uprights and over the crossbar. Consequently, a field goal cannot be scored from a punt, as the ball must touch the ground at one point after the snap and before it is kicked in order to be a valid field goal. The entire ball must pass through the vertical plane of the goal, which is the area above the crossbar and between the uprights or, if above the uprights, between their outside edges. American football requires that a field goal must only come during a play from scrimmage (except in the case of a fair catch kick) while Canadian football retains open field kicks and thus field goals may be scored at any time from anywhere on the field and by any player. The vast majority of field goals, in both codes, are placekicked. Drop-kicked field goals were common in the early days of gri ...
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Safety (American Football Score)
In gridiron football, the safety (American football) or safety touch (Canadian football) is a scoring play that results in two points being awarded to the scoring team. Safeties can be scored in a number of ways, such as when a ball carrier is tackled in his own end zone or when a foul is committed by the offense in its own end zone. After a safety is scored in American football, the ball is kicked off to the team that scored the safety from the 20-yard line; in Canadian football, the scoring team also has the options of taking control of the ball at its own 35-yard line or kicking off the ball, also at its own 35-yard line. The ability of the scoring team to receive the ball through a kickoff differs from the touchdown and field goal, which require the scoring team to kick the ball off to the scored-upon team. Despite being of relatively low point value, safeties can have a significant impact on the result of games, and Brian Burke of Advanced NFL Stats estimated that safet ...
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Touchdown
A touchdown (abbreviated as TD) is a scoring play in gridiron football. Scoring a touchdown grants the team that scored it 6 points. Whether running, passing, returning a kickoff or punt, or recovering a turnover, a team scores a touchdown by advancing the football into the opponent's end zone. More specifically, a touchdown is when a player is in possession of the ball, any part of the ball is in the end zone they are attacking, and the player is not down. Because of the speed at which football happens, it is often hard for an official to make the correct call based on their vantage point alone. Most professional football leagues, such as the National Football League (NFL) and the Canadian Football League (CFL), as well as some college leagues, such as the National Collegiate Athletic Association (NCAA), allow certain types of plays to be reviewed. Among these plays are touchdowns, as well as all other scoring plays, dangerous or unsportsmanlike conduct by players o ...
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Kickoff (American Football)
A kickoff is a method of starting a drive in gridiron football. Additionally, it may refer to a kickoff time, the scheduled time of the first kickoff of a game. Typically, a kickoff consists of one team – the "kicking team" – kicking the ball to the opposing team – the "receiving team". The receiving team is then entitled to ''return'' the ball, i.e., attempt to advance it towards the kicking team's end zone, until the player with the ball is tackled by the kicking team, goes out of bounds, scores a touchdown, or the play is otherwise ruled dead. Kickoffs take place at the start of each half of play, the beginning of overtime in some overtime formats, and after scoring plays. Normally, the kicking team hopes to kick the ball as far down the field as possible in order to maximize the distance the team returning the kick must advance in order to score. Common variants on the typical kickoff format include the onside kick, in which the kicking team attempts to regain posse ...
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2005 Super Bowl
Super Bowl XXXIX was an American football game played between the American Football Conference (AFC) champion New England Patriots and the National Football Conference (NFC) champion Philadelphia Eagles to decide the National Football League (NFL) champion for the 2004 season. The Patriots defeated the Eagles by the score of 24–21. The game was played on February 6, 2005, at Alltel Stadium (now EverBank Stadium) in Jacksonville, Florida, currently the only Super Bowl hosted in the city. The Patriots, who entered the Super Bowl after compiling a 14–2 regular season record, became the then-most recent team to win consecutive Super Bowls (until the Kansas City Chiefs did in 2023). New England also became the second team after the Dallas Cowboys to win three Super Bowls in four seasons, cementing their status as the NFL dynasty of the 2000s. The Eagles were making their second-ever Super Bowl appearance after posting a 13–3 regular season record. The game was close through ...
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Retail
Retail is the sale of goods and services to consumers, in contrast to wholesaling, which is the sale to business or institutional customers. A retailer purchases goods in large quantities from manufacturers, directly or through a wholesaler, and then sells in smaller quantities to consumers for a profit. Retailers are the final link in the supply chain from producers to consumers. Retail markets and shops have a long history, dating back to antiquity. Some of the earliest retailers were itinerant peddlers. Over the centuries, retail shops were transformed from little more than "rude booths" to the sophisticated shopping malls of the modern era. In the digital age, an increasing number of retailers are seeking to reach broader markets by selling through multiple channels, including both bricks and mortar and online retailing. Digital technologies are also affecting the way that consumers pay for goods and services. Retailing support services may also include the pro ...
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Insurance
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier, or underwriter. A person or entity who buys insurance is known as a policyholder, while a person or entity covered under the policy is called an insured. The insurance transaction involves the policyholder assuming a guaranteed, known, and relatively small loss in the form of a payment to the insurer (a premium) in exchange for the insurer's promise to compensate the insured in the event of a covered loss. The loss may or may not be financial, but it must be reducible to financial terms. Furthermore, it usually involves something in which the insured has an insurable interest established by o ...
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Half-court Shot
A half-court shot is a long-range basketball shot generally taken from the half-court line or beyond. Some sports web sites define such shots as "Heaves". Shots from beyond half-court are the lowest percentage shot in basketball, and usually attempted only in the last seconds before the end of a quarter. In the National Basketball Association (NBA) they are only successful about 2.4% of the time, compared to all field goal attempts (47%) and three-point attempts (37%). An NBA game court is long making the distance from half court to each baseline . However the distance of a shot taken from exactly half court is just under , because the rim is approximately five feet inside the baseline. The longest made shot in NBA history is Baron Davis's shot with 0.7 seconds remaining in the third quarter, on February 17, 2001, while playing for the Charlotte Hornets. Collectively, NBA players try shots from beyond half-court a few hundred times each season. In some instances, NBA player ...
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