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Overspending
Overspending is spending more money than one can afford. It is a common problem when easy credit is available. The term overspending is also used for investment projects when payments exceed actual calculated cost. Causes Some overspending is a form of addictive behaviour due to psychological dependence. The sufferers spend in order to relieve other problems in their lives such anxiety or stress. Others may overspend to impress their associates, for example, by picking up the bill for a meal at a restaurant. There are some who want to impress their neighbors and bring large packets, furniture frequently. Credit Sources of credit such as credit cards enable overspending by allowing consumers to spend beyond their income. Financial counselors advise indebted consumers to avoid buying goods on credit and even to cut up their credit cards. Distribution An analysis of consumer expenditure showed that 40% of US households overspent in 1990. Other things being equal, educated people ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Debtors Anonymous
Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in fifteen countries, according to data released in 2011. Those who compulsively incur unsecured debt are said to be engaged in compulsive borrowing and are known as compulsive debtors. DA encourages careful record keeping and monitoring of finances—including purchases, income, and debt payments—to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income. DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors. In the mid-1990s, sociologist Terrell A. Hayes conducted in-depth interviews with a convenience and snow ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wilkins Micawber From David Copperfield By Frank Reynolds
Wilkins or Wilkin is a name variant of William, and may refer to: People Given name: Wilkin * Wilkin Castillo (born 1984), Dominican baseball catcher *Wilkin Mota (born 1981), Indian cricketer * Wilkin Ramírez (born 1985), Dominican baseball outfielder * Wilkin Ruan (born 1978), Dominican baseball outfielder Given name: Wilkins *Wilkins (singer) (Germán Wilkins Vélez Ramírez, born 1953), Puerto Rican pop music singer and composer * Wilkins P. Horton (1889–1950), American lawyer, lieutenant governor of North Carolina 1937–1941 *Wilkins Micawber, character in Charles Dickens's novel ''David Copperfield'' * Wilkins F. Tannehill (1787–1858), American politician and author Surname * Wilkin (surname) * Wilkins (surname) Places and geographical features * Edness K. Wilkins State Park, a state park in Wyoming * Fort Wilkins Historic State Park, a historical location in Michigan * Wilkins Coast, a portion of the eastern coast of Antarctica * Wilkin County, Minnesota * Wilkins ( ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Tiberius
Tiberius Julius Caesar Augustus ( ; 16 November 42 BC – 16 March AD 37) was Roman emperor from AD 14 until 37. He succeeded his stepfather Augustus, the first Roman emperor. Tiberius was born in Rome in 42 BC to Roman politician Tiberius Claudius Nero (father of Tiberius Caesar), Tiberius Claudius Nero and his wife, Livia Drusilla. In 38 BC, Tiberius's mother divorced his father and married Augustus. Following the untimely deaths of Augustus's two grandsons and adopted heirs, Gaius Caesar, Gaius and Lucius Caesar, Tiberius was designated Augustus's successor. Prior to this, Tiberius had proved himself an able diplomat and one of the most successful Roman generals: his conquests of Pannonia, Dalmatia (Roman province), Dalmatia, Raetia, and (temporarily) parts of Germania laid the foundations for Roman Empire, the empire's northern frontier. Early in his career, Tiberius was happily married to Vipsania, daughter of Augustus's friend, distinguished general and intended heir, Ma ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Moonlight Clan
Moonlight consists of mostly sunlight (with little earthlight) reflected from the parts of the Moon's surface where the Sun's light strikes. History The ancient Greek philosopher Anaxagoras was aware that "''the sun provides the moon with its brightness''". Zhang Heng's treatise "''The Spiritual Constitution of the Universe''" concludes that the light of the moon comes from the Sun. He writes that the Sun and Moon are "like fire and water" where the Sun "gives out light" and the Moon "reflects it". Illumination The intensity of moonlight varies greatly depending on the lunar phase, but even the full moon typically provides only about 0.05–0.1 lux illumination. When a full Moon around perigee (a " supermoon") is viewed around upper culmination from the tropics, the illuminance can reach up to 0.32 lux. From Earth, the apparent magnitude of the full Moon is only about that of the Sun. The color of moonlight, particularly around full moon, appears bluish to the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Confiscation
Confiscation (from the Latin ''confiscatio'' "to consign to the ''fiscus'', i.e. transfer to the treasury") is a legal form of search and seizure, seizure by a government or other public authority. The word is also used, popularly, of Tampering with evidence#Spoliation, spoliation under legal forms, or of any seizure of property as punishment or in enforcement of the law. Scope As a punishment, it differs from a Fine (penalty), fine in that it is not primarily meant to match the crime but rather reattributes the criminal's ill-gotten spoils (often as a complement to the actual punishment for the crime itself; still common with various kinds of contraband, such as protected living organisms) to the community or even aims to rob them of their socio-economic status, in the extreme case reducing them to utter poverty, or if he or she is condemned to death even denies them the power to bequeath inheritance to their legal heirs. Meanwhile, limited confiscation is often in function of t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Proscription
Proscription () is, in current usage, a 'decree of condemnation to death or banishment' (''Oxford English Dictionary'') and can be used in a political context to refer to state-approved murder or banishment. The term originated in Ancient Rome, where it included public identification and official condemnation of declared enemies of the state and it often involved confiscation of property. Its usage has been significantly widened to describe governmental and political sanctions of varying severity on individuals and classes of people who have fallen into disfavor, from the ''en masse'' suppression of adherents of unorthodox ideologies to the suppression of political rivals or personal enemies. In addition to its recurrences during the various phases of the Roman Republic, it has become a standard term to label: * The suppression of Royalists after Oliver Cromwell's decisive defeat of Charles II at the Battle of Worcester in 1651 (see image) * The curbing of Western religion ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Commodus
Commodus (; ; 31 August 161 – 31 December 192) was Roman emperor from 177 to 192, first serving as nominal co-emperor under his father Marcus Aurelius and then ruling alone from 180. Commodus's sole reign is commonly thought to mark the end of the Pax Romana, a golden age of peace and prosperity in the history of the Roman Empire. Commodus accompanied his father during the Marcomannic Wars in 172 and on a tour of the Eastern provinces in 176. The following year, he became the youngest Roman emperor, emperor and Roman consul, consul up to that point, at the age of 16. His solo reign saw less military conflict than that of Marcus Aurelius, but internal intrigues and conspiracies abounded, goading Commodus to an increasingly dictatorial style of leadership. This culminated in his creating a deific personality cult, including his performances as a gladiator in the Colosseum. Throughout his reign, Commodus entrusted the management of affairs to his palace chamberlain and praetorian ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Caligula
Gaius Caesar Augustus Germanicus (31 August 12 – 24 January 41), also called Gaius and Caligula (), was Roman emperor from AD 37 until his assassination in 41. He was the son of the Roman general Germanicus and Augustus' granddaughter Agrippina the Elder, members of the Julio-Claudian dynasty, first ruling family of the Roman Empire. He was born two years before Tiberius became emperor. Gaius accompanied his father, mother and siblings on campaign in Germania, at little more than four or five years old. He had been named after Gaius Julius Caesar, but his father's soldiers affectionately nicknamed him "Caligula" ('little boot'). Germanicus died in Antioch in 19, and Agrippina returned with her six children to Rome, where she became entangled in a bitter feud with Emperor Tiberius, who was Germanicus' biological uncle and adoptive father. The conflict eventually led to the destruction of her family, with Caligula as the sole male survivor. In 26, Tiberius withdrew from pub ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Nero
Nero Claudius Caesar Augustus Germanicus ( ; born Lucius Domitius Ahenobarbus; 15 December AD 37 – 9 June AD 68) was a Roman emperor and the final emperor of the Julio-Claudian dynasty, reigning from AD 54 until his death in AD 68. Nero was born at Antium in AD 37, the son of Gnaeus Domitius Ahenobarbus (father of Nero), Gnaeus Domitius Ahenobarbus and Agrippina the Younger (great-granddaughter of the emperor Augustus). Nero was three when his father died. By the time Nero turned eleven, his mother married Emperor Claudius, who then Adoption in ancient Rome, adopted Nero as his heir. Upon Claudius' death in AD 54, Nero ascended to the throne with the backing of the Praetorian Guard and the Senate. In the early years of his reign, Nero was advised and guided by his mother Agrippina, his tutor Seneca the Younger, and his praetorian prefect Sextus Afranius Burrus, but sought to rule independently and rid himself of restraining influences. The power ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hadrian
Hadrian ( ; ; 24 January 76 – 10 July 138) was Roman emperor from 117 to 138. Hadrian was born in Italica, close to modern Seville in Spain, an Italic peoples, Italic settlement in Hispania Baetica; his branch of the Aelia gens, Aelia ''gens'', the ''Aeli Hadriani'', came from the town of Atri, Abruzzo, Hadria in eastern Italy. He was a member of the Nerva–Antonine dynasty. Early in his political career, Hadrian married Vibia Sabina, grandniece of the ruling emperor, Trajan, and his second cousin once removed. The marriage and Hadrian's later succession as emperor were probably promoted by Trajan's wife Pompeia Plotina. Soon after his own succession, Hadrian had four leading senators unlawfully put to death, probably because they seemed to threaten the security of his reign; this earned him the senate's lifelong enmity. He earned further disapproval by abandoning Trajan's expansionist policies and territorial gains in Mesopotamia (Roman province), Mesopotamia, Assyria ( ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Money
Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts, such as taxes, in a particular country or socio-economic context. The primary functions which distinguish money are: medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment. Money was historically an emergent market phenomenon that possessed intrinsic value as a commodity; nearly all contemporary money systems are based on unbacked fiat money without use value. Its value is consequently derived by social convention, having been declared by a government or regulatory entity to be legal tender; that is, it must be accepted as a form of payment within the boundaries of the country, for "all debts, public and private", in the case of the United States dollar. The money supply of a country comprises all currency in circulation (banknotes and coins currently issued) and, depending on the particular definiti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Bankruptcy
Bankruptcy is a legal process through which people or other entities who cannot repay debts to creditors may seek relief from some or all of their debts. In most jurisdictions, bankruptcy is imposed by a court order, often initiated by the debtor. Bankrupt is not the only legal status that an insolvent person may have, meaning the term ''bankruptcy'' is not a synonym for insolvency. Etymology The word ''bankruptcy'' is derived from Italian language, Italian , literally meaning . The term is often described as having originated in Renaissance Italy, where there allegedly existed the tradition of smashing a banker's bench if he defaulted on payment. However, the existence of such a ritual is doubted. History In Ancient Greece, bankruptcy did not exist. If a man owed and he could not pay, he and his wife, children or servants were forced into "debt slavery" until the creditor recouped losses through their Manual labour, physical labour. Many city-states in ancient Greece lim ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
