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Laurel Road
Laurel Road (formerly known as Darien Rowayton Bank) is an online financial services company headquartered in New York City. Laurel Road was initially founded as the national lending division of Darien Rowayton Bank (DRB) in 2013 and acquired by KeyBank in 2019. Laurel Road operates in all 50 states of the US. The company reported that $9 billion in federal and private school loans had originated through its platform up to September 23, 2021. History In 2006, Darien Rowayton Bank was founded in Connecticut, and in 2009, the company was acquired by Alcar LLC and a new management team was put in place. In 2013, DRB launched the DRB Student Loan for professionals with graduate and undergraduate degree to refinance and consolidate federal and private student loans. By February 2015, DRB expanded its national student loan refinancing program to include residents and fellows, enabling them to refinance their loans upon securing employment contracts. In 2017, DRB announced the rebran ...
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Publicly Held Company
A public company is a company whose ownership is organized via shares of share capital, stock which are intended to be freely traded on a stock exchange or in over-the-counter (finance), over-the-counter markets. A public (publicly traded) company can be listed on a stock exchange (listing (finance), listed company), which facilitates the trade of shares, or not (unlisted public company). In some jurisdictions, public companies over a certain size must be listed on an exchange. In most cases, public companies are ''private'' enterprises in the ''private'' sector, and "public" emphasizes their reporting and trading on the public markets. Public companies are formed within the legal systems of particular states and so have associations and formal designations, which are distinct and separate in the polity in which they reside. In the United States, for example, a public company is usually a type of corporation, though a corporation need not be a public company. In the United Kin ...
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Connecticut
Connecticut ( ) is a U.S. state, state in the New England region of the Northeastern United States. It borders Rhode Island to the east, Massachusetts to the north, New York (state), New York to the west, and Long Island Sound to the south. Its capital is Hartford, Connecticut, Hartford, and its most populous city is Bridgeport, Connecticut, Bridgeport. Connecticut lies between the major hubs of New York City and Boston along the Northeast megalopolis, Northeast Corridor, where the New York metropolitan area, New York-Newark Combined Statistical Area, which includes four of Connecticut's seven largest cities, extends into the southwestern part of the state. Connecticut is the List of U.S. states and territories by area, third-smallest state by area after Rhode Island and Delaware, and the List of U.S. states and territories by population, 29th most populous with more than 3.6 million residents as of 2024, ranking it fourth among the List of states and territories of the Unite ...
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New York City
New York, often called New York City (NYC), is the most populous city in the United States, located at the southern tip of New York State on one of the world's largest natural harbors. The city comprises five boroughs, each coextensive with a respective county. The city is the geographical and demographic center of both the Northeast megalopolis and the New York metropolitan area, the largest metropolitan area in the United States by both population and urban area. New York is a global center of finance and commerce, culture, technology, entertainment and media, academics, and scientific output, the arts and fashion, and, as home to the headquarters of the United Nations, international diplomacy. With an estimated population in 2024 of 8,478,072 distributed over , the city is the most densely populated major city in the United States. New York City has more than double the population of Los Angeles, the nation's second-most populous city.
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KeyBank
KeyBank is an American regional bank headquartered in Cleveland, Ohio, and the 27th largest bank in the United States. Organized under the publicly traded KeyCorp, KeyBank was formed from the 1994 merger of the Cleveland-based Society Corporation, which operated Society National Bank, and the Albany-headquartered KeyCorp. The company today operates over 1,000 branches and 40,000 ATMs, mostly concentrated in the Midwest and Northeast United States, though also operates in the Pacific Northwest as well as in Alaska, Colorado, Texas and Utah. History KeyBank is the primary subsidiary of KeyCorp, which was formed in 1994 through the merger of Society Corporation of Cleveland, Ohio ("Society Bank") and KeyCorp ("Old KeyCorp") of Albany, New York. The merger briefly made Key the 10th largest US bank. Its roots trace back to the Commercial Bank of Albany in 1825 and Cleveland's Society for Savings, founded in 1849. Society Corporation (Society National Bank) Society For Savin ...
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The Hour (newspaper)
''The Norwalk Hour'' is a daily newspaper published in Norwalk, Connecticut, by Hearst Media Services, Connecticut. It primarily covers and serves the city of Norwalk. History The newspaper was founded in 1871. It was published under the title ''The Evening Hour'' from 1895 into the 1900s, at which point it was renamed ''The Norwalk Hour''. Some time after 1971, it became simply ''The Hour''.About this newspaper: The Hour
Chronicling America, , retrieved June 11, 2009.
The newspaper covers local news, business, sports, and entertainment,
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Connecticut Post
The ''Connecticut Post'' is a daily newspaper located in Bridgeport, Connecticut. It serves Fairfield County and the Lower Naugatuck Valley. Municipalities in the Post's circulation area include Ansonia, Bridgeport, Darien, Derby, Easton, Fairfield, Milford, Monroe, New Canaan, Orange, Oxford, Redding, Ridgefield, Seymour, Shelton, Stratford, Trumbull, Weston, Westport and Wilton. The newspaper is owned and operated by the Hearst Corporation, a multinational corporate media conglomerate with $4 billion in revenues. The ''Connecticut Post'' also gains revenue by offering classified advertising for job hunters with minimal regulations and separate listings for products and services. The ''Post'' The paper has a weekday circulation of 53,866, a Saturday circulation of 41,768, and a Sunday circulation of 80,840, according to the Audit Bureau of Circulation, behind the ''Hartford Courant'' (264,539) and the '' New Haven Register'' (89,022). It is southwestern ...
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Stamford Advocate
''The Advocate'' is a seven-day daily newspaper based in Stamford, Connecticut. The paper is owned and operated by Hearst Communications, a multinational corporate media conglomerate with $4 billion in revenues. ''The Advocate'' circulates in Stamford and the nearby southwestern Connecticut towns of Darien and New Canaan. The paper's headquarters moved in 2008 from downtown Stamford, across the street from the Stamford Government Center, to the Riverbend complex in the Springdale section of Stamford. Coverage In addition to the regular focus on local news, sports and business, ''The Advocate'' pays special attention to the workings of Metro-North Railroad, since many in southwestern Connecticut commute by train. ''The Advocate''s website was launched in 1999. In early 2007, the site started featuring message boards. History ''The Advocate'' has been called Stamford's oldest continuing business.Russell, Don. "The Advocate Has Historic Roots Here: Newspaper Is City's Oldest Em ...
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American Medical Association
The American Medical Association (AMA) is an American professional association and lobbying group of physicians and medical students. This medical association was founded in 1847 and is headquartered in Chicago, Illinois. Membership was 271,660 in 2022. The AMA's stated mission is "to promote the art and science of medicine and the betterment of public health." The organization was founded with the goal to raise the standards of medicine in the 19th century primarily through gaining control of education and licensing. In the 20th century, the AMA has frequently lobbied to restrict the supply of physicians, contributing to a doctor shortage in the United States. The organization has also lobbied against allowing physician assistants and other health care providers to perform basic forms of health care. The organization has historically lobbied against various forms of government-run health insurance. The Association also publishes the '' Journal of the American Medical Assoc ...
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Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is a State-owned enterprises of the United States, United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks. The FDIC was created by the Banking Act of 1933, enacted during the Great Depression to restore trust in the American banking system. More than one-third of banks failed in the years before the FDIC's creation, and bank runs were common. The insurance limit was initially US$2,500 per ownership category, and this has been increased several times over the years. Since the enactment of the Dodd–Frank Wall Street Reform and Consumer Protection Act in 2010, the FDIC insures deposits in member banks up to $250,000 per ownership category. FDIC insurance is backed by the full faith and credit of the government of the United States, and according to the FDIC, "since its start in 1933 no depositor has ever lost a penny of FDIC-insured funds". Deposits placed wit ...
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Manhattan
Manhattan ( ) is the most densely populated and geographically smallest of the Boroughs of New York City, five boroughs of New York City. Coextensive with New York County, Manhattan is the County statistics of the United States#Smallest, largest, and average area per state and territory, smallest county by area in the U.S. state of New York (state), New York. Located almost entirely on Manhattan Island near the southern tip of the state, Manhattan constitutes the center of the Northeast megalopolis and the urban core of the New York metropolitan area. Manhattan serves as New York City's Economy of New York City, economic and Government of New York City, administrative center and has been described as the cultural, financial, Media in New York City, media, and show business, entertainment capital of the world. Present-day Manhattan was originally part of Lenape territory. European settlement began with the establishment of a trading post by Dutch colonization of the Americas, D ...
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The News-Times
''The News-Times'' is a daily newspaper based in Danbury, Connecticut, United States. It is owned and operated by the Hearst Corporation. The paper covers Danbury, a city in Fairfield County in southwestern Connecticut, as well as, portions of Litchfield County, including the towns of Brookfield, New Fairfield, Newtown, Bethel, Ridgefield, Redding, Roxbury, New Milford, Sherman, Kent, Bridgewater, Washington and Southbury. ''The News-Times'' also owns and operates ''The Greater New Milford Spectrum'', a weekly newspaper that covers New Milford, Sherman, Kent, Washington, Bridgewater, and Roxbury. News coverage When it comes to covering different news stories, ''The News-Times'' reports on stories at the local, state, and even national level. Most crime stories that are published by ''The News-Times'' are often about events that occurred in the greater Danbury area. Their crime stories range from break-ins to homicides. The paper's local news coverage ranges ...
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Digital Banking
Digital banking is part of the broader context for the move to online banking, where banking services are delivered over the internet. The shift from traditional to digital banking has been gradual, remains ongoing, and is constituted by differing degrees of banking service digitization. Digital banking involves high levels of process automation and web-based services and may include APIs enabling cross-institutional service composition to deliver banking products and provide transactions. It provides the ability for users to access financial data through desktop, mobile and ATM services. Description A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes. Ultimately, a digital bank should facilitate all functional level ...
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