|
Late Fee
A late fee, also known as an overdue fine, late fine, or past due fee, is a charge fined against a client by a company or organization for not paying a bill or returning a rented or borrowed item by its due date. Its use is most commonly associated with businesses like creditors, video rental outlets and libraries. Late fees are generally calculated on a per day, per item basis. Organizations encourage the payment of late fees by suspending a client's borrowing or rental privileges until accumulated fees are paid, sometimes after these fees have exceeded a certain level. Late fees are issued to people who do not pay on time and don't honor a lease or obligation for which they are responsible. Library fine Library fines, also known as overdue fines, late fees, or overdue fees, are small daily or weekly fees that libraries in many countries charge borrowers after a book or other borrowed item is kept past its due date. Library fines are an enforcement mechanism designed to ensure ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Video Rental Shop
A video rental shop/store is a physical retail business that rents home videos such as movies, prerecorded TV shows, video game cartridges/discs and other media content. Typically, a rental shop conducts business with customers under conditions and terms agreed upon in a rental agreement or contract, which may be implied, explicit, or written. Many video rental stores also sell previously viewed movies and/or new, unopened movies. In the 1980s, video rental stores rented VHS and Betamax tapes of movies; however, most stores dropped Betamax tapes when VHS won the format war late in the decade. In the 2000s, video rental stores began renting DVDs, a digital format with higher resolution than VHS. In the late 2000s, stores began selling and renting Blu-ray discs, a format that supports high definition resolution. Video rental stores have experienced a significant decline in the 21st century. Increasing accessibility of electronic medias in library circulation and widespre ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Grace Period
A grace period is a period immediately after the deadline for an obligation during which a late fee, or other action that would have been taken as a result of failing to meet the deadline, is waived provided that the obligation is satisfied during the grace period. In other words, it is a length of time during which rules or penalties are waived or deferred. Grace periods can range from a number of minutes to a number of days or longer, and can apply in situations including arrival at a job, paying a bill, or meeting a government or legal requirement. In law, a grace period is a time period during which a particular rule exceptionally does not apply, or only partially applies. For the grace period in patent law, see novelty (patent). In games (video and real life), a grace period is the time after a respawn in which a player cannot be hit or killed – they are 'safe' for a short time so that they will not die repeatedly, which would lead to loss of enjoyment and excessive l ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit
Credit (from Latin verb ''credit'', meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date. The resources provided by the first party can be either property, fulfillment of promises, or performances. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people. The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower. Etymology The term "credit" was first used in English in the 1520s. The term came "from Middle French crédit (1 ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Mathematical Finance
Mathematical finance, also known as quantitative finance and financial mathematics, is a field of applied mathematics, concerned with mathematical modeling in the financial field. In general, there exist two separate branches of finance that require advanced quantitative techniques: derivatives pricing on the one hand, and risk and portfolio management on the other. Mathematical finance overlaps heavily with the fields of computational finance and financial engineering. The latter focuses on applications and modeling, often with the help of stochastic asset models, while the former focuses, in addition to analysis, on building tools of implementation for the models. Also related is quantitative investing, which relies on statistical and numerical models (and lately machine learning) as opposed to traditional fundamental analysis when managing portfolios. French mathematician Louis Bachelier's doctoral thesis, defended in 1900, is considered the first scholarly work on ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Renting
Renting, also known as hiring or letting, is an agreement where a payment is made for the use of a good, service or property owned by another over a fixed period of time. To maintain such an agreement, a rental agreement (or lease) is signed to establish the roles and expectations of both the tenant and landlord. There are many different types of leases. The type and terms of a lease are decided by the landlord and agreed upon by the renting tenant. History Various types of rent are referenced in Roman law: rent (''canon'') under the long leasehold tenure of Emphyteusis; rent (''reditus'') of a farm; ground-rent (''solarium''); rent of state lands (''vectigal''); and the annual rent (''prensio'') payable for the ''jus superficiarum'' or right to the perpetual enjoyment of anything built on the surface of land. Reasons for renting There are many possible reasons for renting instead of buying, for example: *In many jurisdictions (including India, Spain, Australia, Unit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Public Library
A public library is a library, most often a lending library, that is accessible by the general public and is usually funded from public sources, such as taxes. It is operated by librarians and library paraprofessionals, who are also Civil service, civil servants. There are five fundamental characteristics shared by public libraries: # they are generally supported by taxes (usually local, though any level of government can and may contribute); # they are governed by a board to serve the public interest; # they are open to all, and every community member can access the collection; # they are entirely voluntary, no one is ever forced to use the services provided; and # they provide library and information services without charge. Public libraries exist in many countries across the world and are often considered an essential part of having an educated and literate population. Public libraries are distinct from research library, research libraries, school library, school libraries, a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Library Card
A library card can refer to several Plastic card, cards traditionally used for the management of books and patrons in a library. In its most common use, a library card serves similar functions as a corporate membership card. A person who holds a library card has borrowing or other privileges associated with the issuing library. The library card also serves as a method of identification. When a person chooses an item to borrow and presents their library card to the library, they take responsibility for the borrowed item and promise to abide by certain rules, usually including a promise to return the item by the due date or face a library fine. If the cardholder violates these responsibilities, their borrowing privileges may be suspended. Borrowing cards "Library card" may also refer to the borrowing cards used to record Library circulation, book borrowing before the advent of computer systems. When a library book was prepared for lending, a borrowing card would be inserted into ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Turn-off Notice
A turn-off notice, cut-off notice, or shut-off notice is a warning letter sent out by the provider of a service for a residence or other building, such as utility, phone service, or cable television, that if payment is not sent by the date indicated in the notice, the service will be interrupted. Turn-off notices, which are sent after a regular bill has been sent, but may resemble a bill, are generally sent several days to weeks before the planned date, giving the customer a sufficient amount of time to make a payment that would avert the interruption. Turn-off notices are often sent to those who are economically struggling, thereby having difficulty paying their bills on time, the absent-minded who are able to afford their bills but are disorganized in making timely payments, and to those who are out of commission to pay bills due to personal unforeseen circumstances, such as illness. In some cases, the turnoff notice may be necessary to obtain government or private aid in payi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Victoria (Australia) Too Late Fee
Victoria most commonly refers to: * Queen Victoria (1819–1901), Queen of the United Kingdom and Empress of India * Victoria (state), a state of Australia * Victoria, British Columbia, Canada, a provincial capital * Victoria, Seychelles, the capital city of the Seychelles * Victoria (mythology), Roman goddess of victory Victoria may also refer to: Animals and plants * ''Victoria'' (moth), a moth genus in the family Geometridae * ''Victoria'' (plant), a waterlily genus in the family Nymphaeaceae * Victoria plum, a plum cultivar * Victoria (goose), the first goose to receive a prosthetic 3D printed beak * Victoria (grape), another name for the German/Italian wine grape Trollinger Arts and entertainment Films * ''Victoria'', a Russian 1917 silent film directed by Olga Preobrazhenskaya, based on the Knut Hamsun novel * ''Victoria'' (1935 film), a German film * ''Victoria'' (1972 film), a Mexican film based on Henry James' 1880 novel ''Washington Square'' * ''Victori ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Library
A library is a collection of Book, books, and possibly other Document, materials and Media (communication), media, that is accessible for use by its members and members of allied institutions. Libraries provide physical (hard copies) or electronic media, digital (soft copies) materials, and may be a physical location, a virtual space, or both. A library's collection normally includes printed materials which may be borrowed, and usually also includes a reference section of publications which may only be utilized inside the premises. Resources such as commercial releases of films, television programmes, other video recordings, radio, music and audio recordings may be available in many formats. These include DVDs, Blu-rays, CDs, Cassette tape, cassettes, or other applicable formats such as microform. They may also provide access to information, music or other content held on bibliographic databases. In addition, some libraries offer Library makerspace, creation stations for wiktionar ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
COVID-19 Pandemic
The COVID-19 pandemic (also known as the coronavirus pandemic and COVID pandemic), caused by severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), began with an disease outbreak, outbreak of COVID-19 in Wuhan, China, in December 2019. Soon after, it spread to other areas of Asia, and COVID-19 pandemic by country and territory, then worldwide in early 2020. The World Health Organization (WHO) declared the outbreak a public health emergency of international concern (PHEIC) on 30 January 2020, and assessed the outbreak as having become a pandemic on 11 March. COVID-19 symptoms range from asymptomatic to deadly, but most commonly include fever, sore throat, nocturnal cough, and fatigue. Transmission of COVID-19, Transmission of the virus is often airborne transmission, through airborne particles. Mutations have variants of SARS-CoV-2, produced many strains (variants) with varying degrees of infectivity and virulence. COVID-19 vaccines were developed rapidly and deplo ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
American Library Association
The American Library Association (ALA) is a nonprofit organization based in the United States that promotes libraries and library education internationally. It is the oldest and largest library association in the world. History 19th century During the Centennial Exposition in Philadelphia in 1876, 103 librarians, 90 men, and 13 women, responded to a call for a "Convention of Librarians" to be held October 4–6, 1876, at the Historical Society of Pennsylvania. At the end of the meeting, according to Edward G. Holley in his essay "ALA at 100", "the register was passed around for all to sign who wished to become charter members", making October 6, 1876, the date of the ALA's founding. Among the 103 librarians in attendance were Justin Winsor (Boston Public Library and Harvard University), William Frederick Poole ( Chicago Public Library and Newberry College), Charles Ammi Cutter ( Boston Athenæum), Melvil Dewey, Charles Evans ( Indianapolis Public Library) and Richa ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
