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Land Banking
Land banking is the practice of aggregating parcels of land for future sale or development. While in many countries ''land banking'' may refer to various private real estate investment schemes, in the United States it refers to the establishment of quasi-governmental county or municipal authorities tasked with managing an inventory of surplus land. In some cases the practice is run as a scam, with land being sold above its market value and its potential for future returns exaggerated. Municipal land banks in the United States Definition Land banks are quasi-governmental entities created by counties or municipalities to effectively manage and repurpose an inventory of underused, abandoned, or foreclosed property. They are often chartered to have powers that enable them to accomplish these goals in ways that existing government agencies can not. While the land bank "model" has gained broad support and has been implemented in a number of cities, it is implemented differentl ...
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Urban Blight In Philadelphia
Urban means "related to a city". In that sense, the term may refer to: * Urban area, geographical area distinct from rural areas * Urban culture, the culture of towns and cities Urban may also refer to: General * Urban (name), a list of people with the given name or surname * ''Urban'' (newspaper), a Danish free daily newspaper * Urban contemporary music, a radio music format * Urban Dictionary * Urban Outfitters, an American multinational lifestyle retail corporation * Urban Records, a German record label owned by Universal Music Group Place names in the United States * Urban, South Dakota, a ghost town * Urban, Washington, an unincorporated community See also * New Urbanism, urban design movement promoting sustainable land use * Pope Urban (other), the name of several popes of the Catholic Church * Urban cluster (other) * Urban forest inequity, inequitable distribution of trees, with their associated benefits, across metropolitan areas * Urban forestry ...
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Building Companies
Construction are processes involved in delivering buildings, infrastructure, industrial facilities, and associated activities through to the end of their life. It typically starts with planning, financing, and design that continues until the asset is built and ready for use. Construction also covers repairs and maintenance work, any works to expand, extend and improve the asset, and its eventual demolition, dismantling or decommissioning. The construction industry contributes significantly to many countries' gross domestic products (GDP). Global expenditure on construction activities was about $4 trillion in 2012. In 2022, expenditure on the construction industry exceeded $11 trillion a year, equivalent to about 13 percent of global GDP. This spending was forecasted to rise to around $14.8 trillion in 2030. The construction industry promotes economic development and brings many non-monetary benefits to many countries, but it is one of the most hazardous industries. For exampl ...
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You And Yours
''You and Yours'' is a British radio consumer affairs programme, broadcast on BBC Radio 4 and produced by BBC News. History ''You and Yours'' began broadcasting in October 1970, when its first presenter was Joan York. In the 1980s it briefly ran seven days a week. In April 1998 it was increased from a 25-minute programme to 55 minutes. However, in 2014 the running time was reduced to approximately 40 minutes to make space for Radio 4's World War I drama ''Home Front'' which went out between 12.04 and 12.15. In the months when ''Home Front'' was not broadcast a different programme took its place and ''You and Yours'' continued to begin at 12.15. On 14 October 2008 there was a change of format, with two presenters being replaced by one. The breadth of topics covered was extended to global problems as well as those closer to home. The programme continues to cover a wide range of topics, and now broadcasts on themes of medical interest as well as consumer issues. For example, on 8 M ...
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Sucker List
A sucker list is a list of people who have previously fallen for a scam such as a telemarketing fraud, lottery scam, high-yield investment program, get-rich-quick scheme, or work-at-home schemes, or, as used by charities, someone who made a donation. The lists are usually sold to scammers or charities. After the list is sold, the victims may be called by scammers promising to recover the money they lost or the prize or merchandise they never received, in an advance-fee scam. An early example of sucker lists is mentioned an 18 November 1929 article in ''Time'' which described a list of people who contributed to a lobbyist fund. Yet another usage was described in the movie ''Sucker List'', a part of the 1941 United States series '' Crime Does Not Pay''. The subject of the movie are fraudulent racetrack tout A tout is any person who solicits business or employment in a persistent and annoying manner (generally equivalent to a '' solicitor'' or '' barker'' in American Engli ...
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High-yield Investment Program
A high-yield investment program (HYIP) is a type of Ponzi scheme, an investment scam that promises unsustainably high return on investment by paying previous investors with the money invested by new investors. Mechanics Operators generally set up a website offering an "investment program" which promises very high returns, such as 1% per day (3678% APY when returns are compounded every day), disclosing little or no detail about the underlying management, location, or other aspects of how money is to be invested. The U.S. Securities and Exchange Commission (SEC) has said that "these fraudulent schemes involve the purported issuance, trading, or use of so-called 'prime' bank, 'prime' European bank or 'prime' world bank financial instruments, or other 'high yield investment programs.' (HYIP's) The fraud artists ... seek to mislead investors by suggesting that well regarded and financially sound institutions participate in these bogus programs." In 2010, the Financial Industry Regu ...
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Building Land
A building or edifice is an enclosed structure with a roof, walls and windows, usually standing permanently in one place, such as a house or factory. Buildings come in a variety of sizes, shapes, and functions, and have been adapted throughout history for numerous factors, from building materials available, to weather conditions, land prices, ground conditions, specific uses, prestige, and aesthetic reasons. To better understand the concept, see ''Nonbuilding structure'' for contrast. Buildings serve several societal needs – occupancy, primarily as shelter from weather, security, living space, privacy, to store belongings, and to comfortably live and work. A building as a shelter represents a physical separation of the human habitat (a place of comfort and safety) from the ''outside'' (a place that may be harsh and harmful at times). buildings have been objects or canvasses of much artistic expression. In recent years, interest in sustainable planning and building pract ...
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Monetary Authority Of Singapore
The Monetary Authority of Singapore or (MAS), is the central bank and financial regulatory authority of Singapore. It administers the various statutes pertaining to money, banking, insurance, securities and the financial sector in general, as well as currency issuance and manages the foreign-exchange reserves. It was established in 1971 to act as the banker to and as a financial agent of the Government of Singapore. The body is duly accountable to the Parliament of Singapore through the Minister-in-charge, who is also the Incumbent Chairman of the central bank. In May 2025 the fund had US$629 billion in assets under management. History The Monetary Authority of Singapore (MAS) was founded in on with authority to regulate and supervise banking and finance in Singapore. It coexisted with the Board of Commissioners of Currency, Singapore established in 1967 to issue the city-state's currency, with which it eventually merged in 2002. Prior its establishment, its roles were p ...
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Financial Services Authority
The Financial Services Authority (FSA) was a quasi-judicial body accountable for the regulation of the financial services industry in the United Kingdom between 2001 and 2013. It was founded as the Securities and Investments Board (SIB) in 1985. Its board was appointed by the Treasury, although it operated independently of government. It was structured as a company limited by guarantee and was funded entirely by fees charged to the financial services industry. Due to perceived regulatory failure of the banks during the 2008 financial crisis, the UK government decided to restructure financial regulation and abolish the FSA. On 19 December 2012, the Financial Services Act 2012 received royal assent, abolishing the FSA with effect from 1 April 2013. Its responsibilities were then split between two new agencies: the Financial Conduct Authority and the Prudential Regulation Authority of the Bank of England. Until its abolition, Lord Turner of Ecchinswell was the FSA's chairman an ...
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Planning Permission
Planning permission or building permit refers to the approval needed for construction or expansion (including significant renovation), and sometimes for demolition, in some jurisdictions. House building permits, for example, are subject to building codes. There is also a "plan check" (PLCK) to check compliance with plans for the area, if any. For example, one cannot obtain permission to build a nightclub in an area where it is inappropriate such as a high-density suburb. The criteria for planning permission are a part of urban planning and construction law, and are usually managed by town planners employed by local governments. Failure to obtain a permit can result in fines, penalties, and demolition of unauthorized construction if it cannot be made to meet code. Generally, the new construction must be inspected during construction and after completion to ensure compliance with national, regional, and local building codes. Since building permits usually precede outlays for ...
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Flood Plain
A floodplain or flood plain or bottomlands is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high Discharge (hydrology), discharge.Goudie, A. S., 2004, ''Encyclopedia of Geomorphology'', vol. 1. Routledge, New York. The soils usually consist of clays, silts, sands, and gravels deposited during floods. Because of regular flooding, floodplains frequently have high soil fertility since nutrients are deposited with the flood waters. This can encourage farming; some important agricultural regions, such as the Nile and Mississippi Basin, Mississippi Drainage basin, river basins, heavily exploit floodplains. Agricultural and urban regions have developed near or on floodplains to take advantage of the rich soil and freshwater. However, the Flood risk, risk of inundation has led to increasing efforts to Flood control, control flooding. Formation Most floodplai ...
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Nature Conservation
Nature conservation is the ethic/moral philosophy and conservation movement focused on protecting species from extinction, maintaining and restoring habitats, enhancing ecosystem services, and protecting biological diversity. A range of values underlie conservation, which can be guided by biocentrism, anthropocentrism, ecocentrism, and sentientism, environmental ideologies that inform ecocultural practices and identities. There has recently been a movement towards evidence-based conservation which calls for greater use of scientific evidence to improve the effectiveness of conservation efforts. As of 2018 15% of land and 7.3% of the oceans were protected. Many environmentalists set a target of protecting 30% of land and marine territory by 2030. In 2021, 16.64% of land and 7.9% of the oceans were protected. The 2022 IPCC report on climate impacts and adaptation, underlines the need to conserve 30% to 50% of the Earth's land, freshwater and ocean areas – echoing the 30% goal ...
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Greenbelt
A green belt or greenbelt is a policy, and land-use zone designation used in land-use planning to retain areas of largely undeveloped, wild, or agricultural land surrounding or neighboring urban areas. Similar concepts are greenways or green wedges, which have a linear character and may run through an urban area instead of around it. In essence, a green belt is an invisible line designating a border around a certain area, preventing development of the area and allowing wildlife to return and be established. The more general term in the United States is green space or greenspace, which may be a very small area such as a park. Purposes In those countries which have them, the stated objectives of green belt policy are to: * Protect natural or semi-natural environments; * Improve air quality within urban areas; * Ensure that urban dwellers have access to the countryside, with consequent educational and recreational opportunities; * Protect the unique character of rural commun ...
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