|
Income Share Agreement
An income share agreement (or ISA) is a financial structure in which an individual or organization provides something of value (often a fixed amount of money) to a recipient who, in exchange, agrees to pay back a percentage of their income for a fixed number of years. ISAs have gained prominence as an alternative to the traditional student loan system in American higher education, and a number of private companies now offer ISAs for a variety of purposes, including as a funding source for college tuition. ISAs are often considered to be less financially risky to a borrower than a traditional private student loan. In the UK this type of agreement received final FCA (UK financial regulator) approval, under a unique regulatory framework. So far StepEx is the only firm to operate as a regulated ISA provider, underwriting the credit with funds from large UK financial institutions. Characteristics Income share agreements are characterized by a percentage share of future income for som ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Student Financial Aid In The United States
Student financial aid in the United States is funding that is available exclusively to students attending a post-secondary educational institution in the United States. This funding is used to assist in covering the many costs incurred in pursuing post-secondary education. Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded through grants, loans, work-study, and scholarships. To apply for federal financial aid, students must first complete the Free Application for Federal Student Aid (FAFSA). The financial aid process has been criticized for its part in enrollment management, whereby students are awarded money not based on merit or need, but on the maximum the student families will pay. Types of financial aid Grants In the United States, grants come from a wide range of government departments, colleges, universities or public and private trusts. Grant eligibility is typically determined by fin ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
US Congress
The United States Congress is the legislature, legislative branch of the federal government of the United States. It is a Bicameralism, bicameral legislature, including a Lower house, lower body, the United States House of Representatives, U.S. House of Representatives, and an Upper house, upper body, the United States Senate, U.S. Senate. They both meet in the United States Capitol in Washington, D.C. Members of Congress are chosen through direct election, though vacancies in the Senate may be filled by a Governor (United States), governor's appointment. Congress has a total of 535 voting members, a figure which includes 100 United States senators, senators and 435 List of current members of the United States House of Representatives, representatives; the House of Representatives has 6 additional Non-voting members of the United States House of Representatives, non-voting members. The vice president of the United States, as President of the Senate, has a vote in the Senate ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
University Of Utah
The University of Utah (the U, U of U, or simply Utah) is a public university, public research university in Salt Lake City, Utah, United States. It was established in 1850 as the University of Deseret (Book of Mormon), Deseret by the General Assembly of the provisional State of Deseret, making it Utah's oldest institution of higher education. The university received its current name in 1892, four years before Utah attained statehood, and moved to its current location in 1900. It is the flagship university of the Utah System of Higher Education. As of fall 2023, there were 26,827 undergraduate education, undergraduate students and 8,409 postgraduate education, graduate students, for an enrollment total of 35,236, making it the List of colleges and universities in Utah#Public institutions, second-largest public university in Utah. Graduate studies include the S.J. Quinney College of Law and the University of Utah School of Medicine, School of Medicine, Utah's first medical school ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Purdue University
Purdue University is a Public university#United States, public Land-grant university, land-grant research university in West Lafayette, Indiana, United States, and the flagship campus of the Purdue University system. The university was founded in 1869 after Lafayette, Indiana, Lafayette businessman John Purdue donated land and money to establish a college of science, technology, and agriculture; the first classes were held on September 16, 1874. Purdue University is a member of the Association of American Universities and is Carnegie Classification of Institutions of Higher Education, classified among "R1: Doctoral Universities – Very high research activity". Purdue enrolls the largest student body of any individual university campus in Indiana, as well as the ninth-largest foreign student population of any university in the United States. The university is home to the oldest computer science Purdue University Department of Computer Science, program in the United States. Pur ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Northeastern University
Northeastern University (NU or NEU) is a private university, private research university with its main campus in Boston, Massachusetts, United States. It was founded by the Boston Young Men's Christian Association in 1898 as an all-male institute before being incorporated as Northeastern College in 1916, gaining university status in 1922. With more than 38,000 students, Northeastern is the largest university in Massachusetts by enrollment. It is a large, highly residential university which is composed of ten colleges, including the Northeastern University School of Law. The university's main campus in Boston is located within the center of the city along Huntington Avenue and Columbus Avenue (Boston), Columbus Avenue near the Fenway–Kenmore and Roxbury, Boston, Roxbury neighborhoods. It offers undergraduate and graduate programs, and most undergraduates participate in a cooperative education program. Northeastern is accredited by the New England Commission of Higher Educatio ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New York (magazine)
''New York'' is an American biweekly magazine concerned with life, culture, politics, and style generally, with a particular emphasis on New York City. Founded by Clay Felker and Milton Glaser in 1968 as a competitor to ''The New Yorker'' and ''The New York Times Magazine'', it was brasher in voice and more connected to contemporary city life and commerce, and became a cradle of New Journalism. Over time, it became more national in scope, publishing many noteworthy articles about American culture by writers such as Tom Wolfe, Jimmy Breslin, Nora Ephron, Pete Hamill, Jacob Weisberg, Michael Wolff (journalist), Michael Wolff, John Heilemann, Frank Rich, and Rebecca Traister. It was among the first "lifestyle magazines" meant to appeal to both male and female audiences, and its format and style have been emulated by many American regional and city publications. ''New York'' in its earliest days focused almost entirely on coverage of its namesake city, but beginning in the 1970s, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Indentured Servitude
Indentured servitude is a form of labor in which a person is contracted to work without salary for a specific number of years. The contract called an " indenture", may be entered voluntarily for a prepaid lump sum, as payment for some good or service (e.g. travel), purported eventual compensation, or debt repayment. An indenture may also be imposed involuntarily as a judicial punishment. The practice has been compared to the similar institution of slavery, although there are differences. Historically, in an apprenticeship, an apprentice worked with no pay for a master tradesman to learn a trade. This was often for a fixed length of time, usually seven years or less. Apprenticeship was not the same as indentureship, although many apprentices were tricked into falling into debt and thus having to indenture themselves for years more to pay off such sums. Like any loan, an indenture could be sold. Most masters had to depend on middlemen or ships' masters to recruit and transport ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Insurance Policy
In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claim (legal), claims which the insurer is law, legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language. Insurance contracts are designed to meet specific needs and thus have many features not found in many other types of contracts. Since insurance policies are standard forms, they feature boilerplate (text), boilerplate language which is similar across a wide variety of different types of insurance policies. Available through HeinOnline. The insurance policy is generally an integrated contract, meaning that it includes all forms associated with the agreement between the insured and insurer.Wollner KS. (1999). How to Draft and Interpret Insurance Policies. Casualty Risk Publishing LLC. In some cases, however, supplementary ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Marco Rubio
Marco Antonio Rubio (; born May 28, 1971) is an American politician, lawyer, and diplomat serving since 2025 as the 72nd United States Secretary of State, United States secretary of state. A member of the Republican Party (United States) , Republican Party, Rubio is also serving in various other positions in an acting capacity, such as National Security Advisor (United States) , national security advisor, Archivist of the United States , archivist of the United States, and Administrator of the United States Agency for International Development , administrator of USAID. Rubio is a Cuban Americans, Cuban American from Miami, Florida. He has a Juris Doctor degree from the University of Miami. After serving as a City commission government, city commissioner for West Miami in the 1990s, he was elected in 2000 to represent the 111th district in the Florida House of Representatives. As the Republican majority leader, he was subsequently elected Speaker (politics), speaker of the Flor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Higher Education In The United States
In the United States, higher education is an optional stage of formal learning following secondary education. It is also referred to as post-secondary education, third-stage, third-level, or tertiary education. It covers stages 5 to 8 on the International ISCED 2011 scale. It is delivered at 3,931 Title IV degree-granting institutions, known as colleges or university, universities. These may be public university, public or private university, private universities, research university, research universities, liberal arts colleges, Community colleges in the United States, community colleges, or for-profit colleges. U.S. higher education is loosely regulated by the government and by several third-party organizations and is in the process of being even more decentralized. Post secondary (college, university) attendance was relatively rare through the early 20th century. Since the decades following World War II, however, attending college or university has been thought of as ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
American Enterprise Institute
The American Enterprise Institute for Public Policy Research, known simply as the American Enterprise Institute (AEI), is a center-right think tank based in Washington, D.C., that researches government, politics, economics, and social welfare. AEI is an independent nonprofit organization supported primarily by contributions from foundations, corporations, and individuals. Founded in 1938, the organization is aligned with conservatism but does not support political candidates. AEI advocates in favor of private enterprise, limited government, and democratic capitalism. It is governed by a 29-member Board of Trustees. Approximately 185 authors are associated with AEI. Arthur C. Brooks served as president of AEI from January 2009 through July 1, 2019. He was succeeded by Robert Doar. History Beginnings (1938–1954) AEI grew out of the American Enterprise Association (AEA), which was founded in 1938 by a group of New York businessmen led by Lewis H. Brown. AEI's founders incl ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
New America Foundation
New America, formerly the New America Foundation, is an American Modern liberalism in the United States, liberal think tank founded in 1999. It focuses on a range of public policy issues, including national security, technology, health, gender, energy, education, and the economy. The organization is based in Washington, D.C., and Oakland, California. Anne-Marie Slaughter is the think tank's chief executive officer. History New America was founded in 1999 by Ted Halstead, Sherle Schwenninger, Michael Lind, and Walter Russell Mead as the New America Foundation. The organization is headquartered in Washington, D.C., and also has offices in Oakland, California and Chicago, Illinois. Ted Halstead served as New America's founding president and CEO from 1999 to 2007. Steve Coll served as New America's second president, before being succeeded by Anne-Marie Slaughter in 2013. On June 27, 2017, Barry C. Lynn, the director of the anti-monopoly Open Markets program at New America, issue ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
