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Ethical Consumerism
Ethical consumerism (alternatively called ethical consumption, ethical purchasing, moral purchasing, ethical sourcing, or ethical shopping and also associated with sustainable and green consumerism) is a type of consumer activism based on the concept of dollar voting. People practice it by buying ethically made products that support small-scale manufacturers or local artisans and protect animals and the environment, while boycotting products that exploit children as workers, are tested on animals, or damage the environment. The term "ethical consumer", now used generically, was first popularised by the UK magazine '' Ethical Consumer'', first published in 1989. ''Ethical Consumer'' magazine's key innovation was to produce "ratings tables", inspired by the criteria-based approach of the then-emerging ethical investment movement. ''Ethical Consumer''s ratings tables awarded companies negative marks (and overall scores, starting in 2005) across a range of ethical and environmental c ...
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Consumer Activism
A consumer is a person or a group who intends to order, or use purchased goods, products, or services primarily for personal, social, family, household and similar needs, who is not directly related to entrepreneurial or business activities. The term most commonly refers to a person who purchases goods and services for personal use. Rights "Consumers, by definition, include us all", said President John F. Kennedy, offering his definition to the United States Congress on March 15, 1962. This speech became the basis for the creation of World Consumer Rights Day, now celebrated on March 15. In his speech, John Fitzgerald Kennedy outlined the integral responsibility to consumers from their respective governments to help exercise consumers' rights, including: *The right to safety: To be protected against the marketing of goods that are hazardous to health or life. *The right to be informed: To be protected against fraudulent, deceitful, or grossly misleading information, adverti ...
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Electric Wire Reel Reused In A Furniture Ecodesign
Electricity is the set of physical phenomena associated with the presence and motion of matter possessing an electric charge. Electricity is related to magnetism, both being part of the phenomenon of electromagnetism, as described by Maxwell's equations. Common phenomena are related to electricity, including lightning, static electricity, electric heating, electric discharges and many others. The presence of either a positive or negative electric charge produces an electric field. The motion of electric charges is an electric current and produces a magnetic field. In most applications, Coulomb's law determines the force acting on an electric charge. Electric potential is the work done to move an electric charge from one point to another within an electric field, typically measured in volts. Electricity plays a central role in many modern technologies, serving in electric power where electric current is used to energise equipment, and in electronics dealing with electrical ...
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Commodity Markets
A commodity market is a market that trades in the primary economic sector rather than manufactured products. The primary sector includes agricultural products, energy products, and metals. Soft commodities may be perishable and harvested, while hard commodities are usually mined, such as gold and oil. Futures contracts are the oldest way of investing in commodities. Commodity markets can include physical trading and derivatives trading using spot prices, forwards, futures, and options on futures. Farmers have used a simple form of derivative trading in the commodities market for centuries for price risk management. A financial derivative is a financial instrument whose value is derived from a commodity termed an underlier. Derivatives are either exchange-traded or over-the-counter (OTC). An increasing number of derivatives are traded via clearing houses some with central counterparty clearing, which provide clearing and settlement services on a futures exchange, ...
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Paul Hawken
Paul Gerard Hawken (born February 8, 1946) is an American environmentalist, entrepreneur, author, economist, and activist. Biography Hawken was born in San Mateo, California, and grew up in the San Francisco Bay Area, where his father worked at UC Berkeley in library sciences. He attended UC Berkeley and San Francisco State University. Hawken's work includes founding ecological businesses, writing about impacts of commerce on living systems, and consulting with corporations and governments on economic development, industrial ecology, and environmental policy. Hawken was the co-founder and executive director of Project Drawdown, a non-profit that describes how global warming can be reversed. Hawken was active in the civil rights movement. He currently lives in the San Francisco Bay Area. Career Writing Hawken has authored articles, op-eds, and peer-reviewed papers, and seven books, including: ''The Next Economy'' (Ballantine 1983), ''Growing a Business'' (Simon and Schust ...
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Implied Warranty
In common law jurisdictions, an implied warranty is a contract law term for certain assurances that are presumed to be made in the sale of products or real property, due to the circumstances of the sale. These assurances are characterized as warranties regardless of whether the seller has expressly promised them orally or in writing. They include an implied warranty of fitness for a particular purpose, an implied warranty of merchantability for products, implied warranty of workmanlike quality for services, and an implied warranty of habitability for a home. The warranty of merchantability is implied, unless expressly disclaimed by name, or the sale is identified with the phrase "as is" or "with all faults". To be "merchantable", the goods must reasonably conform to an ordinary buyer's expectations, i.e., they are what they say they are. For example, a fruit that looks and smells good but has hidden defects would violate the implied warranty of merchantability if its quality does ...
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Creditworthiness
Credit risk is the chance that a borrower does not repay a loan or fulfill a loan obligation. For lenders the risk includes late or lost interest and principal sum, principal payment, leading to disrupted Cash flow, cash flows and increased Collection cost, collection costs. The loss may be complete or partial. In an Efficient-market hypothesis, efficient market, higher levels of credit risk will be associated with higher borrowing costs. Because of this, measures of borrowing costs such as yield spreads can be used to infer credit risk levels based on assessments by Market participant, market participants. Losses can arise in a number of circumstances, for example: * A consumer may fail to make a payment due on a mortgage loan, credit card, line of credit, or other loan. * A company is unable to repay asset-secured fixed or floating charge debt. * A business or consumer does not pay a trade credit, trade invoice when due. * A business does not pay an employee's earned wages whe ...
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Life
Life, also known as biota, refers to matter that has biological processes, such as Cell signaling, signaling and self-sustaining processes. It is defined descriptively by the capacity for homeostasis, Structure#Biological, organisation, metabolism, Cell growth, growth, adaptation, response to stimulus (physiology), stimuli, and reproduction. All life over time eventually reaches a state of death, and none is Immortality, immortal. Many philosophical definitions of living systems have been proposed, such as self-organizing systems. Viruses in particular make definition difficult as they replicate only in Host (biology), host cells. Life exists all over the Earth in air, water, and soil, with many ecosystems forming the biosphere. Some of these are harsh environments occupied only by extremophiles. Life has been studied since ancient times, with theories such as Empedocles's materialism asserting that it was composed of Classical element, four eternal elements, and Aristotle's ...
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Humanism
Humanism is a philosophy, philosophical stance that emphasizes the individual and social potential, and Agency (philosophy), agency of human beings, whom it considers the starting point for serious moral and philosophical inquiry. The meaning of the term "humanism" has changed according to successive intellectual movements that have identified with it. During the Italian Renaissance, Italian scholars inspired by Greek classical scholarship gave rise to the Renaissance humanism movement. During the Age of Enlightenment, humanistic values were reinforced by advances in science and technology, giving confidence to humans in their exploration of the world. By the early 20th century, organizations dedicated to humanism flourished in Europe and the United States, and have since expanded worldwide. In the early 21st century, the term generally denotes a focus on human well-being and advocates for human freedom, autonomy, and progress. It views humanity as responsible for the prom ...
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Secular
Secularity, also the secular or secularness (from Latin , or or ), is the state of being unrelated or neutral in regards to religion. The origins of secularity can be traced to the Bible itself. The concept was fleshed out through Christian history into the modern era. Since the Middle Ages, there have been clergy not pertaining to a religious order called "secular clergy". Furthermore, secular and religious entities were not separated in the medieval period, but coexisted and interacted naturally. The word ''secular'' has a meaning very similar to profane as used in a religious context. Today, anything that is not directly connected with religion may be considered secular, in other words, neutral to religion. Secularity does not mean , but . Many activities in religious bodies are secular, and though there are multiple types of secularity or secularization, most do not lead to irreligiosity. Linguistically, a process by which anything becomes secular is named ''secularizatio ...
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Judeo-Christian
The term ''Judeo-Christian'' is used to group Christianity and Judaism together, either in reference to Christianity's derivation from Judaism, Christianity's recognition of Jewish scripture to constitute the Old Testament of the Christian Bible, or values supposed to be shared by the two religions. The term ''Judæo Christian'' first appeared in the 19th century as a word for Jewish converts to Christianity. The term has received criticism, largely from Jewish thinkers, as relying on and perpetuating notions of supersessionism, as well as glossing over fundamental differences between Jewish and Christian thought, theology, culture and practice. In the United States, the term was widely used during the Cold War in an attempt to invoke a unified American identity opposed to communism. The use of the more inclusive term "Abrahamic religions" to refer to the common grouping of faiths which are attributed to Abraham (Islam, the Baháʼí Faith, Samaritanism, Druzism, and other ...
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Amish
The Amish (, also or ; ; ), formally the Old Order Amish, are a group of traditionalist Anabaptism, Anabaptist Christianity, Christian Christian denomination, church fellowships with Swiss people, Swiss and Alsace, Alsatian origins. As they maintain Nonconformity to the world#Anabaptism, a degree of separation from surrounding populations, and hold their faith in common, the Amish have been described by certain scholars as an ethnoreligious group, combining features of an ethnicity and a Christian denomination. The Amish are closely related to Old Order Mennonites and Conservative Mennonites, denominations that are also a part of Anabaptist Christianity. The Amish are known for simple living, plain dress, Christian pacifism#Anabaptist churches, Christian pacifism, and slowness to adopt many conveniences of modern technology, with a view neither to interrupt family time, nor replace face-to-face conversations whenever possible, and a view to maintain self-sufficiency. The Amis ...
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