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Caller ID Spoofing
Caller ID spoofing is a spoofing attack which causes the telephone network's Caller ID to indicate to the receiver of a call that the originator of the call is a station other than the true originating station. This can lead to a display showing a phone number different from that of the telephone from which the call was placed. The term is commonly used to describe situations in which the motivation is considered malicious by the originator. One effect of the widespread availability of Caller ID spoofing is that, as AARP published in 2019, "you can no longer trust call ID." History Caller ID spoofing has been available for years to people with a specialized digital connection to the telephone company, called an ISDN PRI circuit. Collection agencies, law-enforcement officials, and private investigators have used the practice, with varying degrees of legality. The first mainstream caller ID spoofing service was launched U.S.-wide on September 1, 2004 by California-based Star38 ...
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Caller Id Spoof
Caller may refer to: * Caller (telecommunications), a party that originates a call * "gentlement callers", a term in courtship * Caller (dancing), a person that calls dance figures in round dances and square dances * Caller, the Catalan equivalent of Cagliari * A software program or procedure that invokes a subroutine See also *The Caller (other) *Call (other) *Calling (other) Calling may refer to: * Religious calling, a religious vocation * Effectual calling, a theological term * Vocation, or occupation * Audible animal communication, including mate calling and territorial threat sounds * Game call, a device that is ...
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Joliette, Quebec
Joliette () is a city in southwest Quebec, Canada. It is approximately northeast of Montreal, on the L'Assomption River and is the seat of the Regional County Municipality of Joliette. It is considered to be a part of the North Shore of Greater Montreal. The city is home to the Joliette Art Museum, whose works of art include paintings, sculptures, paper artwork and a large collection of art from the French Middle Ages. Joliette has 3 Francophone high schools and 1 Anglophone high school, as well as the Joliette campus of the Cégep régional de Lanaudière. It was founded as L'Industrie by the businessman Barthélemy Joliette in 1823 and was incorporated as a city in 1863, when it changed its name to Joliette. The city's economy is mainly in the manufacturing and service sectors. The largest gravel manufacturer in the area, Graybec, is located in Joliette and exploits a huge quarry just outside the city. Joliette is the seat of the judicial district of Joliette.
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Wire Transfer
Wire transfer, bank transfer, or credit transfer, is a method of electronic funds transfer from one person or entity to another. A wire transfer can be made from one bank account to another bank account, or through a transfer of cash at a cash office. Different wire transfer systems and operators provide a variety of options relative to the immediacy and finality of settlement and the cost, value, and volume of transactions. Central bank wire transfer systems, such as the Federal Reserves Fedwire system in the United States, are more likely to be real-time gross settlement (RTGS) systems, as they provide the quickest availability of funds. This is because RTGS systems, such as Fedwire, post each transaction individually and immediately to the electronic accounts of participating banks maintained by the central bank. Other systems, such as the Clearing House Interbank Payments System (CHIPS), provide net settlement on a periodic basis. More immediate settlement systems te ...
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Grandparent Scam
Scams and confidence tricks are difficult to classify, because they change often and often contain elements of more than one type. Throughout this list, the perpetrator of the confidence trick is called the "con artist" or simply "artist", and the intended victim is the "mark". Particular scams are mainly directed toward elderly people, as they may be gullible and sometimes inexperienced or insecure, especially when the scam involves modern technology such as computers and the internet. This list should not be considered complete but covers the most common examples. Get-rich-quick schemes Get-rich-quick schemes are extremely varied; these include fake franchises, real estate "sure things", get-rich-quick books, wealth-building seminars, self-help gurus, sure-fire inventions, useless products, chain letters, fortune tellers, quack doctors, miracle pharmaceuticals, foreign exchange fraud, Nigerian money scams, fraudulent treasure hunts, and charms and talismans. Variations inc ...
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Theft Of Identity
Theft (, cognate to ) is the act of taking another person's property or services without that person's permission or consent with the intent to deprive the rightful owner of it. The word ''theft'' is also used as a synonym or informal shorthand term for some crimes against property, such as larceny, robbery, embezzlement, extortion, blackmail, or receiving stolen property. In some jurisdictions, ''theft'' is considered to be synonymous with ''larceny'', while in others, ''theft'' is defined more narrowly. A person who engages in theft is known as a thief ( thieves). ''Theft'' is the name of a statutory offence in California, Canada, England and Wales, Hong Kong, Northern Ireland, the Republic of Ireland, and the Australian states of South Australia Theft (and receiving). and Victoria. Theft. Elements The ''actus reus'' of theft is usually defined as an unauthorised taking, keeping, or using of another's property which must be accompanied by a ''mens rea'' of dishonesty a ...
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Affordable Care Act
The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Together with amendments made to it by the Health Care and Education Reconciliation Act of 2010, it represents the U.S. healthcare system's most significant regulatory overhaul and expansion of coverage since the enactment of Medicare (United States), Medicare and Medicaid in 1965. Most of the act remains in effect. The ACA's major provisions came into force in 2014. By 2016, the uninsured share of the population had roughly halved, with estimates ranging from 20 to 24 million additional people covered. The law also enacted a host of Healthcare industry#Delivery of services, delivery system reforms intended to constrain healthcare costs and improve quality. After it came into effect, increases in overall ...
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Immigration
Immigration is the international movement of people to a destination country of which they are not usual residents or where they do not possess nationality in order to settle as Permanent residency, permanent residents. Commuting, Commuters, Tourism, tourists, and other short-term stays in a destination country do not fall under the definition of immigration or migration; Seasonal industry, seasonal labour immigration is sometimes included, however. Economically, research suggests that migration can be beneficial both to the receiving and sending countries. The academic literature provides mixed findings for the relationship between immigration and crime worldwide. Research shows that country of origin matters for speed and depth of immigrant assimilation, but that there is considerable assimilation overall for both first- and second-generation immigrants. Discrimination based on nationality is legal in most countries. Extensive evidence of discrimination against foreign-b ...
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Utility Company
A public utility company (usually just utility) is an organization that maintains the infrastructure for a public service (often also providing a service using that infrastructure). Public utilities are subject to forms of public control and regulation ranging from local community-based groups to statewide government monopolies. Public utilities are meant to supply goods and services that are considered essential; water, gas, electricity, telephone, waste disposal, and other communication systems represent much of the public utility market. The transmission lines used in the transportation of electricity, or natural gas pipelines, have natural monopoly characteristics. A monopoly can occur when it finds the best way to minimize its costs through economies of scale to the point where other companies cannot compete with it. For example, if many companies are already offering electricity, the additional installation of a power plant will only disadvantage the consumer as prices ...
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Payday Loan
A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest rates. These loans are typically designed to cover immediate financial needs and are intended to be repaid on the borrower's next payday. The term "payday" in payday loan refers to when a borrower writes a postdated check to the lender for the payday salary, but receives part of that payday sum in immediate cash from the lender. However, in common parlance, the concept also applies regardless of whether repayment of loans is linked to a borrower's payday. The loans are also sometimes referred to as " cash advances", though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces. To prevent usury (unre ...
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Denial-of-service Attack
In computing, a denial-of-service attack (DoS attack) is a cyberattack in which the perpetrator seeks to make a machine or network resource unavailable to its intended users by temporarily or indefinitely disrupting services of a host connected to a network. Denial of service is typically accomplished by flooding the targeted machine or resource with superfluous requests in an attempt to overload systems and prevent some or all legitimate requests from being fulfilled. The range of attacks varies widely, spanning from inundating a server with millions of requests to slow its performance, overwhelming a server with a substantial amount of invalid data, to submitting requests with an illegitimate IP address. In a distributed denial-of-service attack (DDoS attack), the incoming traffic flooding the victim originates from many different sources. More sophisticated strategies are required to mitigate this type of attack; simply attempting to block a single source is insuffic ...
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Internet Crime Complaint Center
The Internet Crime Complaint Center (IC3) is a division of the Federal Bureau of Investigation (FBI) concerning suspected Internet-facilitated criminal activity. The IC3 gives victims a convenient and easy-to-use reporting mechanism that alerts authorities of suspected criminal or civil violations on the Internet. The IC3 develops leads and notifies Law enforcement agency, law enforcement agencies at the federal, state, local and international level. Information sent to the IC3 is analyzed and disseminated for investigative and intelligence purposes to law enforcement and for public awareness. History The IC3 was founded in 2000 as the Internet Fraud Complaint Center (IFCC), and was tasked with gathering data on crimes committed online such as fraud, scams, and thefts. Other crimes tracked by the center included intellectual property rights matters, computer intrusions, economic espionage, Extortion, online extortion, international money laundering, identity theft, and other I ...
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Voice Over IP
Voice over Internet Protocol (VoIP), also known as IP telephony, is a set of technologies used primarily for voice communication sessions over Internet Protocol (IP) networks, such as the Internet. VoIP enables voice calls to be transmitted as data packets, facilitating various methods of voice communication, including traditional applications like Skype, Microsoft Teams, Google Voice, and VoIP phones. Regular telephones can also be used for VoIP by connecting them to the Internet via analog telephone adapters (ATAs), which convert traditional telephone signals into digital data packets that can be transmitted over IP networks. The broader terms Internet telephony, broadband telephony, and broadband phone service specifically refer to the delivery of voice and other communication services, such as fax, SMS, and voice messaging, over the Internet, in contrast to the traditional public switched telephone network (PSTN), commonly known as plain old telephone service (POTS) ...
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