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Boston Desegregation Busing Crisis
The desegregation of Boston public schools (1974–1988) was a period in which the Boston Public Schools were under court control to desegregate through a system of busing students. The call for desegregation and the first years of its implementation led to a series of racial protests and riots that brought national attention, particularly from 1974 to 1976. In response to the Massachusetts legislature's enactment of the 1965 Racial Imbalance Act, which ordered the state's public schools to desegregate, W. Arthur Garrity Jr. of the United States District Court for the District of Massachusetts laid out a plan for compulsory busing of students between predominantly white and black areas of the city. The hard control of the desegregation plan lasted for over a decade. It influenced Boston politics and contributed to demographic shifts of Boston's school-age population, leading to a decline of public-school enrollment and white flight to the suburbs. Full control of the desegregat ...
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Post–civil Rights Era In African-American History
In African-American history, the post–civil rights era is defined as the time period in the United States since Congressional passage of the Civil Rights Act of 1964, the Voting Rights Act of 1965, and the Fair Housing Act of 1968, major federal legislation that ended legal segregation, gained federal oversight and enforcement of voter registration and electoral practices in states or areas with a history of discriminatory practices, and ended discrimination in the renting and buying of housing. Politically, African Americans have made substantial strides in the post–civil rights era. Civil rights leader Jesse Jackson ran for the Democratic Party's presidential nomination in 1984 and 1988, attracting more African Americans into politics and unprecedented support and leverage for people of colour in politics. In 2008, Barack Obama was elected as the first President of the United States of African descent. In the same period, African Americans have suffered disproporti ...
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Receivership
In law, receivership is a situation in which an institution or enterprise is held by a receiver – a person "placed in the custodial responsibility for the property of others, including tangible and intangible assets and rights" – especially in cases where a company cannot meet its financial obligations and is said to be insolvent. The receivership remedy is an equitable remedy that emerged in the English chancery courts, where receivers were appointed to protect real property. Receiverships are also a remedy of last resort in litigation involving the conduct of executive agencies that fail to comply with constitutional or statutory obligations to populations that rely on those agencies for their basic human rights. Types of receivership Receiverships can be broadly divided into two types: *those related to insolvency or enforcement of a security interest *those where either: **a person is incapable of managing their affairs and a court has appointed a receiver to ma ...
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Mortgage Insurance
Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer. The policy is also known as a mortgage indemnity guarantee (MIG), particularly in the UK. Australia In Australia, borrowers must pay Lenders Mortgage Insurance (LMI) for home loans over 80% of the purchase price. Singapore In Singapore, it is mandatory for owners of HDB flats to have a mortgage insurance if they are using the balance in their Central Provident Fund (CPF) accounts to pay for the monthly installment on their mortgage. However, they have the choice of selecting a mortgage insurance administered by the CPF Board or stipulated private insurers. On the other hand, it is not mandatory for owners of private homes in Singapore to take a mortgage insurance. United States ...
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Federal Housing Administration
The Federal Housing Administration (FHA), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a Independent agencies of the United States government, United States government agency founded by President Franklin D. Roosevelt, Franklin Delano Roosevelt, established in part by the National Housing Act of 1934. Its primary function is to provide Mortgage insurance, insurance for mortgages originated by private lenders for various types of properties, including single-family homes, multifamily rental properties, hospitals, and residential care facilities. FHA mortgage insurance serves to safeguard these private lenders from financial losses. In the event that a property owner Default (finance), defaults on their mortgage, FHA steps in to compensate the lender for the outstanding principal balance. Under this insurance arrangement, lenders assume a diminished level of risk, thereby allowing them to offer a larger number of mortgages. T ...
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Franklin D
Franklin may refer to: People and characters * Franklin (given name), including list of people and characters with the name * Franklin (surname), including list of people and characters with the name * Franklin (class), a member of a historical English social class Places * Franklin (crater), a lunar impact crater * Franklin County (other), in a number of countries * Mount Franklin (other), including Franklin Mountain Australia * Franklin, Tasmania, a township * Division of Franklin, federal electoral division in Tasmania * Division of Franklin (state), state electoral division in Tasmania * Franklin, Australian Capital Territory, a suburb in the Canberra district of Gungahlin * Franklin River, river of Tasmania * Franklin Sound, waterway of Tasmania Canada * District of Franklin, a former district of the Northwest Territories * Franklin, Quebec, a municipality in the Montérégie region * Rural Municipality of Franklin, Manitoba * Franklin, Manitoba, ...
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National Housing Act Of 1934
The National Act of 1934, , , also called the Better Housing Program, was part of the New Deal passed during the Great Depression in order to make housing and home mortgages more affordable. It created the Federal Housing Administration (FHA) and the Federal Savings and Loan Insurance Corporation (FSLIC). The Act was designed to stop the tide of bank foreclosures on family homes during the Great Depression The Great Depression was a severe global economic downturn from 1929 to 1939. The period was characterized by high rates of unemployment and poverty, drastic reductions in industrial production and international trade, and widespread bank and .... With this, President Franklin D. Roosevelt used this act to fulfill his goal towards a government program funded by private investments, avoiding the reliance on taxpayer funds. The passing of the bill alleviated unemployment by making credit more accessible through banks and lending organizations. Both the FHA and the FS ...
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Free Press (publisher)
Free Press was an American independent book publisher that later became an imprint of Simon & Schuster. It was one of the best-known publishers specializing in serious nonfiction, including path-breaking sociology books of the 1950s, 1960s and 1970s. After a period under new ownership in the 1980s of publishing neoconservative books, it was purchased by Simon & Schuster in 1994. By 2012, the imprint ceased to exist as a distinct entity; however, some books were still being published using the Free Press imprint. History Free Press was founded by Jeremiah Kaplan (1926–1993) and Charles Liebman in 1947 and concentrated on religion and social science. They chose the name Free Press because they wanted to print books devoted to civil liberties. It was launched with three classic titles: ''Division of Labor'' by Emile Durkheim, ''The Theory of Economic and Social Organization'' by Max Weber and ''The Scientific Outlook'' by Bertrand Russell. It was headquartered in Glencoe, Il ...
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Housing Segregation In The United States
In the United States, housing segregation is the practice of denying African Americans and other minority groups equal access to housing through the process of misinformation, denial of realty and financing services, and racial steering. Housing policy in the United States has influenced housing segregation trends throughout history. Key legislation include the National Housing Act of 1934, the G.I. Bill, and the Fair Housing Act. Factors such as socioeconomic status, spatial assimilation, and immigration contribute to perpetuating housing segregation. The effects of housing segregation include relocation, unequal living standards, and poverty. However, there have been initiatives to combat housing segregation, such as the Section 8 housing program. Racial residential segregation doubled from 1880 to 1940. Southern urban areas were the most segregated. Segregation was highly correlated with lynchings of African-Americans. Segregation lowered homeownership rates for both blac ...
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Massachusetts Department Of Elementary And Secondary Education
The Massachusetts Department of Elementary and Secondary Education (DESE), or sometimes referred by former name the Massachusetts Department of Education, is a Pre-K through Grade 12 state education agency for the Commonwealth of Massachusetts. As found under the oversight of the Governor of Massachusetts, Governor's Education in Massachusetts#Governance, Executive Office of Education, the DESE is identified by the U.S. Department of Education as the preeminent public education department for Massachusetts. The agency has its department headquarters in Everett, Massachusetts, Everett. History Governance and legal provisions As outlined by the legal framework of the General Laws, the Departmental Board's Legal Authority is outlined under M.G.L. Chapter 15, Section 1E. It is governed by the Massachusetts Board of Elementary and Secondary Education, Board of Elementary and Secondary Education (BESE). DESE maintain's the Commonwealth of Massachusetts' Office of Educator Licensur ...
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White Flight
The white flight, also known as white exodus, is the sudden or gradual large-scale migration of white people from areas becoming more racially or ethnoculturally diverse. Starting in the 1950s and 1960s, the terms became popular in the Racism in the United States, United States. They referred to the large-scale migration of European American, people of European ancestry from racially mixed urban regions to more racially homogeneous suburban or exurban regions. The term has more recently been applied to other migrations by white American, whites from older, inner suburbs to rural areas, as well as from the American Northeastern United States, Northeast and Midwestern United States, Midwest to the milder climate in the Southeastern United States, Southeast and Southwestern United States, Southwest. The term 'white flight' has also been used for large-scale Decolonization, post-colonial emigration of White Africans of European ancestry, whites from Africa, or parts of that contine ...
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Boston Public Schools
Boston Public Schools (BPS) is a school district serving the city of Boston, Massachusetts, United States. It is the largest public school district in the state of Massachusetts. Leadership The district is led by a superintendent, hired by the Boston School Committee, a seven-member school board appointed by the mayor after approval by a nominating committee of specified stakeholders. The School Committee sets policy for the district and approves the district's annual operating budget. This governing body replaced a 13-member elected committee after a public referendum vote in 1991. The superintendent serves as a member of the mayor's cabinet. From October 1995 through June 2006, Dr. Thomas Payzant served as superintendent. A former undersecretary in the US Department of Education, Payzant was the first superintendent selected by the appointed School Committee. Upon Dr. Payzant's retirement, Chief Operating Officer Michael G. Contompasis, former headmaster of Boston Lat ...
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The New York Times
''The New York Times'' (''NYT'') is an American daily newspaper based in New York City. ''The New York Times'' covers domestic, national, and international news, and publishes opinion pieces, investigative reports, and reviews. As one of the longest-running newspapers in the United States, the ''Times'' serves as one of the country's Newspaper of record, newspapers of record. , ''The New York Times'' had 9.13 million total and 8.83 million online subscribers, both by significant margins the List of newspapers in the United States, highest numbers for any newspaper in the United States; the total also included 296,330 print subscribers, making the ''Times'' the second-largest newspaper by print circulation in the United States, following ''The Wall Street Journal'', also based in New York City. ''The New York Times'' is published by the New York Times Company; since 1896, the company has been chaired by the Ochs-Sulzberger family, whose current chairman and the paper's publ ...
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