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WIR
The WIR Bank, formerly the Swiss Economic Circle (German: Wirtschaftsring-Genossenschaft), or WIR, is an independent complementary currency system in Switzerland
Switzerland
that serves businesses in hospitality, construction, manufacturing, retail and professional services. WIR issues and manages a private currency, called the WIR Franc, which is used in combination with the Swiss Franc to generate dual-currency transactions.Contents1 System 2 History 3 References 4 External linksSystem[edit] The WIR Franc is an electronic currency reflected in clients' trade accounts and so there is no paper money. The intentions of starting were in increased sales, cash flow and profits for a qualified participant.[citation needed] WIR created a credit system which issues credit, in WIR Francs, to its members.[citation needed] The credit lines are secured by members pledging assets which ensures that the currency is asset-backed
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German Language
No official regulation ( German orthography
German orthography
regulated by the Council for German Orthography[4]). Language
Language
codesISO 639-1 deISO 639-2 ger
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Switzerland
Switzerland
Switzerland
(/ˈswɪtsərlənd/), officially the Swiss Confederation, is a federal republic in Europe. It consists of 26 cantons, and the city of Bern
Bern
is the seat of the federal authorities.[1][2][note 1] The country is situated in Western-Central Europe,[note 4] and is bordered by Italy
Italy
to the south, France
France
to the west, Germany
Germany
to the north, and Austria
Austria
and Liechtenstein
Liechtenstein
to the east. Switzerland
Switzerland
is a landlocked country geographically divided between the Alps, the Swiss Plateau and the Jura, spanning a total area of 41,285 km2 (15,940 sq mi) (land area 39,997 km2 (15,443 sq mi))
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Banking License
A banking license is a legal prerequisite for a financial institution that wants to carry on a banking business. Under the laws of most jurisdictions, a business is not permitted to carry words like a bank, insurance, national in their name, unless it holds a corresponding license
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Germans
Germans
Germans
(German: Deutsche) are a Germanic ethnic group native to Central Europe,[24] who share a common German ancestry, culture and history
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Libertarian Socialism
Libertarian socialism
Libertarian socialism
(or socialist libertarianism)[1] is a group of anti-authoritarian[2] political philosophies inside the socialist movement that rejects socialism as centralized state ownership and control of the economy.[3] Libertarian socialism
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Economist
An economist is a practitioner in the social science discipline of economics. The individual may also study, develop, and apply theories and concepts from economics and write about economic policy
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Silvio Gesell
Silvio Gesell
Silvio Gesell
(German: [ɡəˈzɛl]; 17 March 1862 – 11 March 1930) was a German merchant, theoretical economist, social activist, Georgist, anarchist, libertarian socialist,[1] and founder of Freiwirtschaft. In 1900 he founded the magazine Geld-und Bodenreform (Monetary and Land Reform), but it soon closed for financial reasons. During one of his stays in Argentina, where he lived in a vegetarian commune, Gesell started the magazine Der Physiokrat together with Georg Blumenthal
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Freigeld
As part of the theory of Freiwirtschaft, Freigeld
Freigeld
('free money', German pronunciation: [ˈfʁaɪɡɛlt]) is a monetary (or exchange) unit proposed by Silvio Gesell.Contents1 Properties 2 Theory 3 Current examples 4 In fiction 5 See also 6 ReferencesProperties[edit] Freigeld
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Interest
Interest
Interest
is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (i.e., the amount borrowed), at a particular rate.[1] It is distinct from a fee which the borrower may pay the lender or some third party. It is also distinct from dividend which is paid by a company to its shareholders (owners) from its profit or reserve, but not at a particular rate decided beforehand, rather on a pro rata basis as a share in the reward gained by risk taking entrepreneurs when the revenue earned exceeds the total costs.[2][3] For example, a customer would usually pay interest to borrow from a bank, so they pay the bank an amount which is more than the amount they borrowed; or a customer may earn interest on their savings, and so they may withdraw more than they originally deposited
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Swiss Franc
The franc (sign: Fr. or SFr.; German: Franken, French and Romansh: franc, Italian: franco; code: CHF) is the currency and legal tender of Switzerland
Switzerland
and Liechtenstein; it is also legal tender in the Italian exclave Campione d'Italia. The Swiss National Bank
Swiss National Bank
(SNB) issues banknotes and the federal mint Swissmint
Swissmint
issues coins. The smaller denomination, a hundredth of a franc, is a Rappen
Rappen
(Rp.) in German, centime (c.) in French, centesimo (ct.) in Italian, and rap (rp.) in Romansh. The ISO code of the currency used by banks and financial institutions is CHF, although Fr. is also widely used by businesses and advertisers; some use SFr
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Special
Special
Special
or specials may refer to:Contents1 Music 2 Film and television 3 Other uses 4 See alsoMusic[edit] Special
Special
(album), a 1992
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Demain
Tomorrow[2] (French: Demain) is a 2015 French documentary film directed by Cyril Dion and Mélanie Laurent. Faced with a future that scientists say is a great cause for concern,[3] the film has the distinction of not giving in to catastrophism
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Complementary Currency
A complementary currency is a currency or medium of exchange which is not a national currency, but which is thought of as supplementing or complementing national currencies.[1]:3[2]:2 Complementary currencies are usually not legal tender and their use is based on agreement between the parties exchanging the currency
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WIR (other)
Wir, WIR or WiR may also refer to:Contents1 Organisations 2 Arts and entertainment 3 Other uses 4 See alsoOrganisations[edit]WIR Bank, a complementary currency system in Switzerland Washington and Idaho Railway West India Regiments, a colonial regiment of the British Army Workers International Relief, organization of famine relief and propaganda agencies established by the CominternArts and entertainment[edit]We (novel), a 1921 novel (Russian: Мы; German: Wir) by Yevgeny Zamyatin Wir (film), a 1982 German film adaptation of the novel We (Russian: Мы; German: Wir; English: We) by Yevgeny Zamyatin Wreck-It Ralph, a Disney movieOther uses[edit]Wikipedian in residence, a editor who accepts a placement with an institution Wir, Masovian Voivodeship, a village in Poland Wire (band), a British punk group that called itself Wir for one album Women in Refrigerators, a common comic book tropeSee also[edit]VIR (disambiguatio
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WIR Bank
The WIR Bank, formerly the Swiss Economic Circle (German: Wirtschaftsring-Genossenschaft), or WIR, is an independent complementary currency system in Switzerland that serves businesses in hospitality, construction, manufacturing, retail and professional services. WIR issues and manages a private currency, called the WIR Franc, which is used in combination with the Swiss Franc to generate dual-currency transactions.Contents1 System 2 History 3 References 4 External linksSystem[edit] The WIR Franc is an electronic currency reflected in clients' trade accounts and so there is no paper money. The intentions of starting were in increased sales, cash flow and profits for a qualified participant.[citation needed] WIR created a credit system which issues credit, in WIR Francs, to its members.[citation needed] The credit lines are secured by members pledging assets which ensures that the currency is asset-backed
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