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HLM
An habitation à loyer modéré (HLM, , ), is a form of low-income housing in France, Algeria, Senegal, and Quebec. It may be public or private, with rent subsidies. HLMs constitute 16% of all housing in France.10 idées reçues sur les HLM
, Union sociale pour l'habitat, February 2012
There are approximately four million such residences, housing an estimated 10 million people. The standard of living in the HLM housing projects is often the lowest in the country. 72% of French HLMs built before 2001 (and 95% of those built between 2001 and 2011) are small buildings or individual houses. The average size of buildings is 20 apartments. Construction of HLM is mainly financed by funds collected on
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Public Housing In France
Public housing in France (French: ''logement social'', also called ''Habitations à loyer modéré'', or ''HLM'') is a central, local or social program designed to provide subsidized assistance for low-income and poor people. History France has a long tradition of social and state intervention in the provision of housing. In 1775, the Royal Saltworks at Arc-et-Senans was built with a part dedicated to house workers. In the 19th century the ''cités ouvrières'' (company towns) appeared, inspired by the Phalanstère of Charles Fourier. After World War II the population increased at a rate previously unknown, the rural exodus increased and war damage had reduced the number of houses in many cities. Rental prices dramatically rose so the government passed a rent control law in 1949. That effectively ended the economic benefits of housing investment. Also, construction was strictly regulated, which made building very difficult without political support. The government launched a hu ...
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Livret A
The Livret A is a financial product offered by French banks. Established in 1818 by King Louis XVIII to pay back the debts incurred during the Napoleonic Wars, part of the funds are now transferred to and re-invested by the Caisse des dépôts et consignations, owned by the French state, to build HLM, or social housing, and pay back the Eurozone debt. The remaining funds are used by banks to give loans to French small and medium-sized enterprises. The product acts as a savings account for French citizens and residents, and the annual returns are not taxed. In May 2022, it was owned by 55 million individuals, for a total amount of 358,8 billion euros. Early history The Livret A was established in 1818 by King Louis XVIII to pay back the debts incurred during the Napoleonic Wars.Mathias ThépotOù va vraiment l'argent du Livret A ? ''La Tribune'', February 22, 2012Marc VignaudCOMPRENDRE - Comment le livret A finance le logement social ''Le Point'', October 1, 2008 The funds are he ...
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Caisse Des Dépôts Et Consignations
The Caisse des dépôts et consignations (CDC; ) is a French public sector financial institution created in 1816, and part of the government institutions under the control of the Parliament. Often described as the "investment arm" of the French State, it is defined in the French Monetary and Financial Code as a "public group serving the public interest" and a "long-term investor". Since 2017, Éric Lombard has served as its CEO. Areas of intervention As set out within the French Monetary and Financial Code, the Caisse des dépôts et consignations carries out missions of public interest in support of the public policies implemented by the State and local government bodies. It contributes to the development of enterprises in line with its own proprietorial interests, and may also exercise competitive activities. It ensures, on behalf of the State and local authorities, missions of general interest: *Management of the regulated savings funds (Livret A, LDD, etc.) and financing ...
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Low-income Housing
Subsidized housing is government sponsored economic assistance aimed towards alleviating housing costs and expenses for impoverished people with low to moderate incomes. In the United States, subsidized housing is often called "affordable housing". Forms of subsidies include direct housing subsidies, non-profit housing, public housing, rent supplements/vouchers, and some forms of co-operative and private sector housing. According to some sources, increasing access to housing may contribute to lower poverty rates. Types Co-operative housing Some co-operative housing may offer subsidized units, but its main mandate is not subsidization. Its operating mandate is to offer non profit housing, where the rents or housing charges as they are called, goes back into the maintenance of the building instead of the profit of a landlord. Co-operative housing is controlled by the members of the co-op, which is run by a board of directors. There is no outside landlord. In most cases, all ...
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French Hip Hop
French hip hop is the hip hop music style developed in French-speaking countries. France is the second largest hip-hop market in the world after the United States. History Beginning of French hip hop: the 70s and 80s By 1982 and 1983, a number of hip hop radio shows had appeared on Paris radio, including "Rapper Dapper" (hosted by Sidney Duteil) and "Funk à Billy" (hosted by DJ Dee Nasty). In November 1982 the New York City Rap Tour, traveled around France and to London featuring Afrika Bambaataa, Grandmixer DST, Fab 5 Freddy, Mr Freeze and the Rock Steady Crew. The first major star of French hip hop was MC Solaar. Born Claude M'Barali in Dakar, Senegal, he moved as a child to France in 1970 and lived in Villeneuve-Saint-Georges. His 1991 album, ''Qui sème le vent récolte le tempo'', was a major hit. The European Music Office's report on Music in Europe said that the French language was well-suited for rapping. He set many records, including being the first French hip ...
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Subsidized Housing
Subsidized housing is government sponsored economic assistance aimed towards alleviating housing costs and expenses for impoverished people with low to moderate incomes. In the United States, subsidized housing is often called "affordable housing". Forms of subsidies include direct housing subsidies, non-profit housing, public housing, rent supplements/vouchers, and some forms of co-operative and private sector housing. According to some sources, increasing access to housing may contribute to lower poverty rates. Types Co-operative housing Some co-operative housing may offer subsidized units, but its main mandate is not subsidization. Its operating mandate is to offer non profit housing, where the rents or housing charges as they are called, goes back into the maintenance of the building instead of the profit of a landlord. Co-operative housing is controlled by the members of the co-op, which is run by a board of directors. There is no outside landlord. In most cases, all ...
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New Town
New is an adjective referring to something recently made, discovered, or created. New or NEW may refer to: Music * New, singer of K-pop group The Boyz Albums and EPs * ''New'' (album), by Paul McCartney, 2013 * ''New'' (EP), by Regurgitator, 1995 Songs * "New" (Daya song), 2017 * "New" (Paul McCartney song), 2013 * "New" (No Doubt song), 1999 *"new", by Loona from '' Yves'', 2017 *"The New", by Interpol from '' Turn On the Bright Lights'', 2002 Acronyms * Net economic welfare, a proposed macroeconomic indicator * Net explosive weight, also known as net explosive quantity * Network of enlightened Women, a conservative university women's organization * Next Entertainment World, a South Korean film distribution company Identification codes * Nepal Bhasa language ISO 639 language code * New Century Financial Corporation (NYSE stock abbreviation) * Northeast Wrestling, a professional wrestling promotion in the northeastern United States Transport * New Orleans Lakefront ...
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Immigration
Immigration is the international movement of people to a destination country of which they are not natives or where they do not possess citizenship in order to settle as permanent residents or naturalized citizens. Commuters, tourists, and other short-term stays in a destination country do not fall under the definition of immigration or migration; seasonal labour immigration is sometimes included, however. As for economic effects, research suggests that migration is beneficial both to the receiving and sending countries. Research, with few exceptions, finds that immigration on average has positive economic effects on the native population, but is mixed as to whether low-skilled immigration adversely affects low-skilled natives. Studies show that the elimination of barriers to migration would have profound effects on world GDP, with estimates of gains ranging between 67 and 147 percent for the scenarios in which 37 to 53 percent of the developing countries' workers migrat ...
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French Colonial Empire
The French colonial empire () comprised the overseas colonies, protectorates and mandate territories that came under French rule from the 16th century onward. A distinction is generally made between the "First French Colonial Empire", that existed until 1814, by which time most of it had been lost or sold, and the "Second French Colonial Empire", which began with the conquest of Algiers in 1830. At its apex between the two world wars, the second French colonial empire was the second-largest colonial empire in the world behind the British Empire. France began to establish colonies in North America, the Caribbean and India in the 17th century but lost most of its possessions following its defeat in the Seven Years' War. The North American possessions were lost to Britain and Spain but the latter returned Louisiana (New France) to France in 1800. The territory was then sold to the United States in 1803. France rebuilt a new empire mostly after 1850, concentrating chiefly in ...
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Crane (machine)
A crane is a type of machine, generally equipped with a hoist rope, wire ropes or chains, and sheaves, that can be used both to lift and lower materials and to move them horizontally. It is mainly used for lifting heavy objects and transporting them to other places. The device uses one or more simple machines to create mechanical advantage and thus move loads beyond the normal capability of a human. Cranes are commonly employed in transportation for the loading and unloading of freight, in construction for the movement of materials, and in manufacturing for the assembling of heavy equipment. The first known crane machine was the shaduf, a water-lifting device that was invented in ancient Mesopotamia (modern Iraq) and then appeared in ancient Egyptian technology. Construction cranes later appeared in ancient Greece, where they were powered by men or animals (such as donkeys), and used for the construction of buildings. Larger cranes were later developed in the Roman Empire, e ...
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Survilliers (95), Barre HLM Du Jardin Frémin
Survilliers () is a commune in the Val-d'Oise department in Île-de-France in northern France. See also *Communes of the Val-d'Oise department The following is a list of the 184 communes of the Val-d'Oise department of France. The communes cooperate in the following intercommunalities (as of 2020):Official website
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Association of Mayors of the Val d’Oise
Communes of Val-d'Oise {{ValOise-geo-stub ...
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Poverty
Poverty is the state of having few material possessions or little income. Poverty can have diverse social, economic, and political causes and effects. When evaluating poverty in statistics or economics there are two main measures: '''' compares income against the amount needed to meet basic personal needs, such as
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