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ChexSystems
ChexSystems is a check verification service and consumer credit reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about the use of deposit accounts by consumers.Contents1 History 2 Services 3 Reporting 4 Criticism4.1 Response from banks5 References 6 External linksHistory[edit] In 1991, the agency was owned by Deluxe Corporation,[1] and it was part of the spin-off from Deluxe that formed eFunds in 1999. The number of "bank and thrift branches" served in 1991 was 59,000.[1] Services[edit] Eighty percent of commercial banks and credit unions in the United States use ChexSystems to screen applicants for checking and savings accounts.[2][3] eFunds claims that their services are used in over 9,000 banks, including over 100,000 individual bank branches in the United States
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Greenlining Institute
The Greenlining Institute is a public policy, research, and advocacy non-profit organization based in Oakland, California. Greenlining is the solution to redlining. They advance economic opportunity and empowerment for people of color through advocacy, community and coalition building, research, and leadership development.Contents1 History 2 Policy Issues2.1 Philanthropy-related activities 2.2 Opposition to Uber 2.3 Community reinvestment3 External links 4 ReferencesHistory[edit] The Greenlining Institute was established by African American, Asian American, and Latino American community leaders in 1993 to fight injustice, increase the participation of people of color in policymaking, and encourage successful investment by corporate America into these communities
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Consumer Action
Consumer Action is a nonprofit, consumer education and advocacy center, serving consumers in the United States. Founded in 1971, the mission of Consumer Action is to help individual consumers assert their rights in the marketplace and to advance pro-consumer industry-wide change for the benefit of all
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Wayback Machine
The Wayback Machine
Wayback Machine
is a digital archive of the World Wide Web
World Wide Web
and other information on the Internet
Internet
created by the Internet
Internet
Archive, a nonprofit organization, based in San Francisco, California, United States.Contents1 History 2 Technical details2.1 Storage capabilities 2.2 Growth 2.3 Website exclusion policy2.3.1 Oakland Archive
Archive
Policy3 Uses3.1 In legal evidence3.1.1 Civil litigation3.1.1.1 Netbula LLC v. Chordiant Software Inc. 3.1.1.2 Telewizja Polska3.1.2 Patent law 3.1.3 Limitations of utility4 Legal status 5 Archived content legal issues5.1 Scientology 5.2 Healthcare Advocates, Inc. 5.3 Suzanne Shell 5.4 Daniel Davydiuk6 Censorship and other threats 7 See also 8 References 9 External linksHistory[edit]This section needs additional citations for verification
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OCLC
OCLC, currently incorporated as OCLC
OCLC
Online Computer Library Center, Incorporated,[3] is an American nonprofit cooperative organization "dedicated to the public purposes of furthering access to the world's information and reducing information costs".[4] It was founded in 1967 as the Ohio College Library Center. OCLC
OCLC
and its member libraries cooperatively produce and maintain WorldCat, the largest online public access catalog (OPAC) in the world
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Special
Special
Special
or specials may refer to:Contents1 Music 2 Film and television 3 Other uses 4 See alsoMusic[edit] Special
Special
(album), a 1992
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International Standard Book Number
"ISBN" redirects here. For other uses, see ISBN (other).International Standard Book
Book
NumberA 13-digit ISBN, 978-3-16-148410-0, as represented by an EAN-13 bar codeAcronym ISBNIntroduced 1970; 48 years ago (1970)Managing organisation International ISBN AgencyNo. of digits 13 (formerly 10)Check digit Weighted sumExample 978-3-16-148410-0Website www.isbn-international.orgThe International Standard Book
Book
Number (ISBN) is a unique[a][b] numeric commercial book identifier. Publishers purchase ISBNs from an affiliate of the International ISBN Agency.[1] An ISBN is assigned to each edition and variation (except reprintings) of a book. For example, an e-book, a paperback and a hardcover edition of the same book would each have a different ISBN. The ISBN is 13 digits long if assigned on or after 1 January 2007, and 10 digits long if assigned before 2007
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Bank Of America
Bank
Bank
of America Corporation (abbreviated as BofA)[4] is an American multinational financial services company headquartered in Charlotte, North Carolina. It is ranked 2nd on the list of largest banks in the United States by assets.[5] As of 2016, Bank
Bank
of America was the 26th largest company in the United States by total revenue
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Federal Reserve Bank
A Federal Reserve Bank
Federal Reserve Bank
is a regional bank of the Federal Reserve System, the central banking system of the United States
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San Francisco
 CaliforniaCSA San Jose–San Francisco–OaklandMetro San Francisco–Oakland–HaywardMission June 29, 1776[1]Incorporated April 15, 1850[2]Founded by José Joaquín Moraga Francisco PalóuNamed for St
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Consumer Credit Reporting Agency
A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special
Special
Accessing Entity in the Philippines, and also to private lenders.[1] It is not the same as a credit rating agency.Contents1 Description 2 India 3 Pakistan3.1 History4 United Kingdom4.1 Credit Reference Agencies 4.2 Consumer C
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Credit Bureaus
A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special
Special
Accessing Entity in the Philippines, and also to private lenders.[1] It is not the same as a credit rating agency.Contents1 Description 2 India 3 Pakistan3.1 History4 United Kingdom4.1 Credit Reference Agencies 4.2 Consumer Credit Act (1974)5 United
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Fair Credit Reporting Act
The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to protect consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports. To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information.[1] Together with the Fair Debt Collection Practices Act ("FDCPA"), the FCRA forms the foundation of consumer rights law in the United States
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Credit Bureau
A credit bureau is a collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special
Special
Accessing Entity in the Philippines, and also to private lenders.[1] It is not the same as a credit rating agency.Contents1 Description 2 India 3 Pakistan3.1 History4 United Kingdom4.1 Credit Reference Agencies 4.2 Consumer C
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United States
Coordinates: 40°N 100°W / 40°N 100°W / 40; -100 United States
United States
of AmericaFlagGreat SealMotto:  "In God
God
We Trust"[1][fn 1]Other traditional mottos  "E pluribus unum" (Latin)
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