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Bank Officer
A bank officer is an employee of a bank endowed with the legal capacity to agree to and sign documents on behalf of the institution. The title is usually held by branch managers, assistant managers, loan officers, and other experienced personnel. Executives and others holding titles such as "Vice President" are considered officers of the bank for legal purposes. The title is also used to designate those branch personnel who act in a supervisory capacity. In larger banks, an officer at the branch level sometimes reviews accounts and makes decisions on whether to honour NSF items or to return them
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Bank
A bank is a financial institution that accepts deposits from the public and creates credit.[1] Lending
Lending
activities can be performed either directly or indirectly through capital markets. Due to their importance in the financial stability of a country, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords. Banking
Banking
in its modern sense evolved in the 14th century in the prosperous cities of Renaissance Italy
Renaissance Italy
but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world
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Title
A title is a prefix or suffix added to someone's name in certain contexts. It may signify either veneration, an official position or a professional or academic qualification. In some languages, titles may be inserted between the first and last name (for example, Graf
Graf
in German, Cardinal in Catholic usage (Richard Cardinal Cushing) or clerical titles such as Archbishop)
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Branch Manager
A branch manager is an executive who oversees a division or office of a large business or organization, operating locally or with a particular function
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Loan Officer
Loan
Loan
Officers, also referred to as "Mortgage Loan
Loan
Originators," are people who work for banks and other financial institutions with the main objective to recommend individual and business loan applications for approval and participate in the front end of the mortgage origination process. Loan
Loan
officers specialize in commercial, consumer and mortgage loans. [1] Although they are employed by financial institutions, they can be seen as intermediaries between lending institutions and borrowers. They solicit loans, represent creditors to borrowers, and represent borrowers to creditors.Contents1 Requirements 2 Advancement opportunities 3 References 4 External linksRequirements[edit] Loan
Loan
Officer positions generally require a bachelor's degree in finance, economics, or a related field if working in the commercial lending sector
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Non-sufficient Funds
Non-sufficient funds (NSF) is a term used in the banking industry to indicate that a cheque cannot be honored because insufficient funds are available in the account on which the instrument was drawn.[1] An NSF check is often referred to as a bad check, dishonored check, bounced check, cold check, rubber check, returned item, or hot check. In England and Wales
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Executive Officer
An executive officer (XO) is generally a person responsible for running an organization, although the exact nature of the role varies depending on the organization
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Chief Financial Officer
The chief financial officer (CFO) or chief financial and operating officer (CFOO) is the officer of a company that has primary responsibility for managing the company's finances, including financial planning, management of financial risks, record-keeping, and financial reporting. In some sectors, the CFO is also responsible for analysis of data. In the United Kingdom, the typical term for a CFO is finance director (FD). The CFO typically reports to the chief executive officer and the board of directors, and may additionally have a seat on the board. The CFO supervises the finance unit and is the chief financial spokesperson for the organization
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Special
Special
Special
or specials may refer to:Contents1 Music 2 Film and television 3 Other uses 4 See alsoMusic[edit] Special
Special
(album), a 1992
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Bank Officer
A bank officer is an employee of a bank endowed with the legal capacity to agree to and sign documents on behalf of the institution. The title is usually held by branch managers, assistant managers, loan officers, and other experienced personnel. Executives and others holding titles such as "Vice President" are considered officers of the bank for legal purposes. The title is also used to designate those branch personnel who act in a supervisory capacity. In larger banks, an officer at the branch level sometimes reviews accounts and makes decisions on whether to honour NSF items or to return them
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