Based in
Burlington, Ontario
Burlington, officially the City of Burlington, is a city and List of municipalities in Ontario#Lower-tier municipalities, lower-tier municipality in Regional Municipality of Halton, Halton Region at the west end of Lake Ontario in Ontario, Can ...
, TransUnion Canada is one of two credit reporting agencies in
Canada
Canada is a country in North America. Its Provinces and territories of Canada, ten provinces and three territories extend from the Atlantic Ocean to the Pacific Ocean and northward into the Arctic Ocean, making it the world's List of coun ...
. Like their main competitor,
Equifax Canada
Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. Reports are provided for both individual and co ...
, they now market their
credit report
A credit history is a record of a borrower's responsible repayment of debts.
A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. A bo ...
s directly to consumers, in addition to their core business of providing the reports to potential creditors.
Services
Services offered by TransUnion Canada include:
* Disputes
* Fraud
* General
* Score
* Consumer disclosures
Legal
In 2012 Consumer Protection B.C issued a compliance order against Trans Union to remove all data it held over 6 years. Trans Union refused to comply with the compliance order as it felt obligated to report "substantiated facts" longer than six years. TransUnion requested a review of the compliance order, which led to court action. The BC Supreme Court ruled in 2014 that the compliance order was lawful.
Supreme Court Case Docket Number: S124585
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See also
*Identity theft
Identity theft, identity piracy or identity infringement occurs when someone uses another's personal identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. ...
*TransUnion
TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active co ...
*Equifax Canada
Equifax Canada Inc is one of two credit bureaus which are private companies in Canada that (the other being TransUnion Canada) collect, store, and share information about how Canadians use credit. Reports are provided for both individual and co ...
References
External links
TransUnion Canada
Financial services companies of Canada
Banking in Canada
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