The National Fraud Authority (NFA) was an executive agency of the United Kingdom Home Office responsible for increasing protection for the British economy from the harm caused by fraud. The NFA worked with a wide range of partners with the aim of making

fraud In law, fraud is intentional deception to secure unfair or unlawful gain, or to deprive a victim of a legal right. Fraud can violate civil law (e.g., a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compen ...

more difficult to commit in the UK. Formerly the National Strategic Fraud Authority, it was set up in October 2008 in response to the government's Fraud Review in 2006. It concluded that fraud was a significantly under-reported crime, and while various agencies and organisations were attempting to tackle the issue, greater co-operation was needed to achieve a real impact within the public sector. The scale of the problem pointed to the need to bring together the numerous counter-fraud initiatives that existed, which is when the NFA was formed. The

Chief Executive A chief executive officer (CEO), also known as a central executive officer (CEO), chief administrator officer (CAO) or just chief executive (CE), is one of a number of corporate executives charged with the management of an organization especially ...

was Stephen Harrison. The

Home Secretary The secretary of state for the Home Department, otherwise known as the home secretary, is a senior minister of the Crown in the Government of the United Kingdom. The home secretary leads the Home Office, and is responsible for all nationa ...

Theresa May Theresa Mary May, Lady May (; née Brasier; born 1 October 1956) is a British politician who served as Prime Minister of the United Kingdom and Leader of the Conservative Party from 2016 to 2019. She previously served in David Cameron's cab ...

announced in December 2013 that the NFA would be closed on 31 March 2014. Strategic development and threat analysis was transferred to the National Crime Agency, Action Fraud was transferred to the

City of London Police The City of London Police is the territorial police force responsible for law enforcement within the City of London, including the Middle and Inner Temples. The force responsible for law enforcement within the remainder of the London region, o ...

, the e-confidence campaign transferred to the Home Office and responsibility for the development of the Counter-fraud Checking Service was taken on by the

Cabinet Office The Cabinet Office is a department of His Majesty's Government responsible for supporting the prime minister and Cabinet. It is composed of various units that support Cabinet committees and which co-ordinate the delivery of government object ...

Functions

The NFA works to tackle frauds across the spectrum, but also works on fraud types and fraud issues that are a notable problem. These include identity fraud,

mortgage fraud Mortgage fraud refers to an intentional misstatement, misrepresentation, or omission of information relied upon by an underwriter or lender to fund, purchase, or insure a loan secured by real property. Criminal offenses may be prosecuted in eith ...

, accommodation addresses,

mass marketing fraud Mass-marketing fraud (or mass market fraud) is a scheme that uses mass-communication media – including telephones, the Internet, mass mailings, television, radio, and personal contact – to contact, solicit, and obtain money, funds, or other i ...

and fraud affecting small- and medium-sized businesses. The NFA also produces the Annual Fraud Indicator, which estimates the cost of fraud. The last estimate made put the cost of fraud to the UK at £52 billion a year. Working with the charity, Victim Support, the NFA has also done some significant work with victims, to ensure they receive the support they deserve if they have been a victim of the crime.

Action Fraud

Action Fraud is the UK's national fraud reporting service, run by a private sector company for the NFA. Action Fraud is the place to go to get information and advice about fraud, as well as to report fraud. British citizens can report fraud online (such as forwarding scam emails for inspection) or by telephone. When a fraud is reported to Action Fraud, victims are given a crime reference number and their case is passed on to the National Fraud Intelligence Bureau (NFIB), which is run by the City of London's police service. The Action Fraud website also has an A-Z of fraud describing different types of fraud, and offers prevention advice. As of November 2014, there were 85 call-handling staff employed by the Action Fraud helpline.

Annual Fraud Indicator

The NFA publishes the Annual Fraud Indicator every year, which is the UK's comprehensive estimate of how much fraud costs the UK. The annual fraud indicator for 2012 was published in March 2012, and estimated that fraud would cost the UK over £73 billion that year. This was up from £38 billion in 2011. When broken down by sector, the indicator revealed that fraud losses to the public sector amounted to £20.3 billion, the private sector lost £45.5 billion, the not-for-profit sector lost £1.1 billion and individuals lost £6.1 billion.

Fraud in the Public Sector

The NFA's 'Fraud in the Public Sector action plan' places a firm emphasis on enhanced measures to prevent fraud in central and local government. This has been broken down into 15 workstreams.

References

External links