A loss control consultant (also LCC or loss control representative) is someone who possess a demonstrable knowledge and / or education in arts and science of safety engineering and risk management. A typical loss control consultant will possess a college degree in engineering or in business, commercial insurance, industrial safety, industrial hygiene or fire protection.

Employment

The loss control consultant will typically work for an insurance company, a private consultant firm or as an independent consultant. The LCC will survey businesses for property or casualty (general liability, automobile, workers compensation) exposures, identifying exposures to loss and how a business can control these loss exposures. If deficient in protecting for a loss exposure, recommendations for improvement will be offered. Underwriting information concerning an account's operation, size, area served and cooperation with the loss control consultant is developed and submitted in a report to the requesting party.

Education

The

Insurance Institute of America Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to Hedge ( ...

provides training leading to professional designations, such as Associate in Risk Management and Loss Control Management, which a professional loss control consultant may possess. Another credential is the Certified Safety Professional offered through the

Board of Certified Safety Professionals Board or Boards may refer to: Flat surface * Lumber, or other rigid material, milled or sawn flat ** Plank (wood) ** Cutting board ** Sounding board, of a musical instrument * Cardboard (paper product) * Paperboard * Fiberboard ** Hardboard, a ...

The consultant may be a member of the

American Society of Safety Engineers American Society of Safety Professionals (ASSP), formerly known as American Society of Safety Engineers (ASSE) until June 2018, is a global organization of more than 37,000 occupational safety and health (OSH) professional members who manage, ...

, the

National Fire Protection Association The National Fire Protection Association (NFPA) is an international nonprofit organization devoted to eliminating death, injury, property and economic loss due to fire, electrical and related hazards. As of 2018, the NFPA claims to have 50,000 mem ...

, or the

American Industrial Hygiene Association The American Industrial Hygiene Association (AIHA) is a 501(c)6 non-profit organization, whose mission is "Creating knowledge to protect worker health." The American Industrial Hygiene Association works to provide information and resources to Indu ...

. There are other schools and associations offering training and credentials. References a loss control consultant uses will include the

Occupational Safety and Health Act The Occupational Safety and Health Act of 1970 is a US labor law governing the federal law of occupational health and safety in the private sector and federal government in the United States. It was enacted by Congress in 1970 and was signed by P ...

regulations, the National Fire Protection Association's fire codes, codes of the

American National Standards Institute The American National Standards Institute (ANSI ) is a private non-profit organization that oversees the development of voluntary consensus standards for products, services, processes, systems, and personnel in the United States. The organi ...

, local and regional building codes, Federal regulations referencing commercial drivers and similar regulated trades and

National Council on Compensation Insurance The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects da ...

(NCCI) for Workers Compensation information.

References

{{Reflist Risk analysis Risk management in business