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In sports, a loan involves a particular player being able to temporarily play for a club other than the one to which they are currently contracted. Loan deals may last from a few weeks to a full season, sometimes persisting for multiple seasons at a time. A loan fee can be arranged by the parent club as well as them asking to pay a percentage of their wages.


Association football

Players may be loaned out to other clubs for several reasons. Most commonly, young prospects will be loaned to a club in a lower league in order to gain invaluable
first team First team may refer to: Sports * First team (association football) Association football (more commonly known as football) was first codified in 1863 in England, although games that involved the kicking of a ball were evident considerably e ...
experience. In this instance, the parent club may continue to pay the player's wages in full or in part. Some clubs put a formal arrangement in place with a feeder club for this purpose, such as
Manchester United Manchester () is a city in Greater Manchester, England. It had a population of 552,000 in 2021. It is bordered by the Cheshire Plain to the south, the Pennines to the north and east, and the neighbouring city of Salford to the west. The ...
and Royal Antwerp,
Arsenal An arsenal is a place where arms and ammunition are made, maintained and repaired, stored, or issued, in any combination, whether privately or publicly owned. Arsenal and armoury (British English) or armory (American English) are mostl ...
and Beveren, or Chelsea and Vitesse. In other leagues such as Italy's
Serie A The Serie A (), also called Serie A TIM for national sponsorship with TIM, is a professional league competition for football clubs located at the top of the Italian football league system and the winner is awarded the Scudetto and the Cop ...
, some smaller clubs have a reputation as a "farm club" and regularly take players, especially younger players, on loan from larger clubs. A club may take a player on loan if they are short on transfer funds but can still pay wages, or as temporary cover for injuries or suspensions. The parent club might demand a fee or that the loaning club pays some or all of the player's wages during the loan period. A club might seek to loan out a squad player to make a saving on his wages, or a first team player to regain match fitness following an injury. A loan may be made to get around a
transfer window A transfer window is the period during the year in which a football club can transfer players from other playing staff into their playing staff. Such a transfer is completed by registering the player into the new club through FIFA. "Transfer wi ...
. Such a loan might include an agreed fee for a permanent transfer when the next transfer window opens. Some players are loaned because they are unhappy or in dispute with their current club and no other club wishes to buy them permanently. In the
Premier League The Premier League (legal name: The Football Association Premier League Limited) is the highest level of the men's English football league system. Contested by 20 clubs, it operates on a system of promotion and relegation with the English Fo ...
, players on loan are not permitted to play against the team which holds their registration (section 7.2 of rule M.6). Loanees are, however, allowed to play against their 'owning' clubs in cup competitions, unless they are cup-tied (i.e. have played for their owning club in that cup during that season).


Unpaid trialists

In the
Scottish Professional Football League The Scottish Professional Football League (SPFL) is the national men's association football league in Scotland. The league was formed in June 2013 following a merger between the Scottish Premier League and the Scottish Football League. As ...
(and previously the Scottish Football League), clubs are permitted to take players on as unpaid trialists even for competitive fixtures. Sometimes for the first two weeks of a trial period players' names are obfuscated; match reports use the convention "A Trialist" to refer to such players in lieu of using their real names.


Rugby league

Player loans occur in
rugby league Rugby league football, commonly known as just rugby league and sometimes football, footy, rugby or league, is a full-contact sport played by two teams of thirteen players on a rectangular field measuring 68 metres (75 yards) wide and 112 ...
for similar reasons to soccer. In the United Kingdom the
Rugby Football League The Rugby Football League is the governing body for professional rugby league in England, and until 1995 for the whole British Isles. The name Rugby Football League previously also referred to the main league competition run by the organisat ...
(RFL) stipulate that loans must last for at least 28 days. There is no bar against a player playing for the loan club against the parent club unless this has been specified in the loan agreement. In Australia the National Rugby League (NRL) does not normally allow loans due to the feeder club arrangement but the Covid-19 pandemic forced a review of the situation and in 2020 loans were allowed.


Guest appearances

In the
First World War World War I (28 July 1914 11 November 1918), often abbreviated as WWI, was List of wars and anthropogenic disasters by death toll, one of the deadliest global conflicts in history. Belligerents included much of Europe, the Russian Empire, ...
the RFL relaxed player registration rules to allow players to play for clubs close to their military base or workplace. Confusion could arise; in 1917 Billy Batten was working near to Dewsbury so
Dewsbury Dewsbury is a minster and market town in the Metropolitan Borough of Kirklees in West Yorkshire, England. It lies on the River Calder and on an arm of the Calder and Hebble Navigation waterway. It is to the west of Wakefield, east of Hudd ...
selected him to play against his registered club, Hull FC. Hull had also selected Batten to play in the same game. On this occasion Batten chose to play for Dewsbury. During the
Second World War World War II or the Second World War, often abbreviated as WWII or WW2, was a world war that lasted from 1939 to 1945. It involved the vast majority of the world's countries—including all of the great powers—forming two opposi ...
the RFL allowed players to play as guests for another club on a match by match basis as long as the owning club agreed to the appearance. The system also allowed players whose club had suspended operations to play while still being registered to the original club Clubs made full use of the guest system; in the 1940–41 Championship final between
Wigan Wigan ( ) is a large town in Greater Manchester, England, on the River Douglas. The town is midway between the two cities of Manchester, to the south-east, and Liverpool, to the south-west. Bolton lies to the north-east and Warrington ...
and
Bradford Bradford is a city and the administrative centre of the City of Bradford district in West Yorkshire, England. The city is in the Pennines' eastern foothills on the banks of the Bradford Beck. Bradford had a population of 349,561 at the 2011 ...
, Wigan featured guest players from
Liverpool Stanley Liverpool Stanley was a semi-professional rugby league club from Liverpool, England. It was renamed Liverpool City in 1951, but was otherwise unrelated to the original Liverpool club of the same name. The club's origins date back to 1880 when ...
, Salford and Hull Kingston Rovers while Bradford included guests from Salford and
Leeds Leeds () is a city and the administrative centre of the City of Leeds district in West Yorkshire, England. It is built around the River Aire and is in the eastern foothills of the Pennines. It is also the third-largest settlement (by popul ...
.


See also

* Free transfer *
Rugby League Dual registration Dual registration refers to an arrangement between clubs whereby a player continues to be registered to his current club and is also registered to play for a club in a lower league. The system is mostly aimed at young Super League players who are ...


References

{{DEFAULTSORT:Loan (Sports) Terminology used in multiple sports Association football terminology Rugby league terminology Rugby union terminology Loans Sports labor relations